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Home & Contents Insurance

  • Lifetime guarantee on home repairs we authorise and arrange
  • 24/7 claims service

Enjoy great deals and savings at over 100 retailers with Suncorp Benefits

Join more than 400,000 Australians who have Suncorp Home & Contents Insurance

No matter what level of cover you choose, we cover these events as standard. (We do not insure you for bushfire, storm, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply).



Malicious acts and vandalism



Theft and burglary

Damage by an animal

Riot, civil commotion or public disturbance


Escape of liquid


Accidental breakage of glass

Earthquake and tsunami

Flexible levels of cover for your greatest asset

For nearly a century, Suncorp Insurance has been proud to protect Australian homes. We appreciate that we all live in different houses and we all own different things, so it makes sense that your home insurance gives you options to protect your unique way of life.

Classic Cover

Regular cover

You’re automatically covered for:

  • Loss or damage to your home and its contents from events such as floods*, storms, fires and theft#
  • A range of additional features and additional covers with standard limits, such as artwork up to $10,000 per item

Optional covers

Classic Extras

Optional add-ons

You’re automatically covered for:

  • Loss or damage to your home and its contents from events such as floods*, storms, fires and theft#
  • An increased range of additional features and additional covers with higher limits than our Classic cover, such as artwork up to $20,000 per item
  • Safety net home protection up to 25% of the home sum insured
  • Accidental damage at the home 
  • Motor burnout

Optional covers

Classic Advantages

Our highest cover

You’re automatically covered for:

Optional covers

Product Disclosure Statement

This is just a summary, for full details of what is and isn't covered please refer to the Home Insurance Product Disclosure Statement (PDS)

Frequently Asked Questions

Enjoy Suncorp Benefits with your policy

Save up to 15% with great deals at over 100 retailers.

Discounts on everyday items

Save on groceries, fuel, entertainment, clothes and more

Savings on bigger purchases

Get great discounts on travel, furniture, electronics and exclusive offers

Instant access to rewards

Simply choose your reward on your phone and use it instantly. 

Get a Home & Contents quote Learn more

Tools and services


Not sure how much to insure your home or contents for? Estimate the cost of replacing them now to help set your sum insured with confidence.

Contents Calculator

Building Calculator

Protecting the North

Insurance isn't all that we do. From sponsoring events to volunteering for charities, we're dedicated to empowering local communities.

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Trov App

Trōv is a free mobile app that helps you easily collect information about the things you’re buying, including photos, market values, receipts and other product details.

Learn more

*Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). We don't cover retaining walls or flood damage to wharves, jetties, pontoons, other exclusions apply.