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Multiple Policy Discount

Combine any 3 or more eligible policies with Suncorp Insurance and we’ll give you a 15% Multi Policy Discount. Eligible policies are Suncorp Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat. Suncorp CTP counts as an eligible policy, but can’t be discounted due to Queensland legislation. Comprehensive Car Insurance counts as an eligible policy, but the discount does not apply to the Suncorp Roadside Assist optional cover.

Terms and Conditions

  1. To qualify for the 15% Multiple Policy Discount (the MPD) you must have 3 or more eligible paid personal insurance policies with Suncorp Insurance. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name and date of birth on each eligible policy.
  2. The eligible policies to qualify for the MPD are Suncorp Home, Contents, Landlord, Car, CTP, Motorcycle, Caravan (including trailer), Motorhome and Boat.
    2.1. Suncorp CTP counts as an eligible policy, but you will not receive the MPD on the premium as it cannot be discounted due to Queensland legislation.
    2.2. Comprehensive Car Insurance counts as an eligible policy, but the MPD does not apply to the Suncorp Roadside Assist portion of your rated premium, if you have selected this optional cover.
  3. Subject to the exception in 4, if you take out a new policy which means you then qualify for the MPD, the MPD will apply to that policy immediately but on your other existing eligible policies, the MPD applies from the next renewal date after you qualify, provided you still qualify.
  4. Notwithstanding 3, if you become eligible for the MPD around the time your other policies are due for renewal, the MPD may not have been applied to the renewing policies. Please contact us if you believe you are eligible for the MPD but it is not shown on your certificate of insurance.
  5. The discount is generally applied to the premium before we add taxes and charges. If you are eligible for other discounts (in addition to the Multiple Policy discount), then generally we apply each additional discount to the already discounted premium. For some of our products a minimum premium applies and the Multi Policy Discount will not reduce the minimum premium.
  6. Suncorp reserves the right to vary or discontinue our MPD at any time and without notice.