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Motorcycle Insurance
Our Motorcycle Insurance comes with finely tuned benefits.
Whether you’re a cruiser, tour-lover, or city zipper, we’ll keep you covered, so that you can focus on the journey.
We offer three levels of cover – making it easy to find the policy that’s right for you and your motorcycle. Compare our Comprehensive; Fire, Theft and Third Party Property Damage; and Third Party Property Damage levels of cover below.
Third Party Property Damage
Our basic level of Motorcycle Insurance, without the extras.
- Liability cover for loss or damage to another person’s vehicle or property.
Fire, Theft & Third Party Property Damage
The same as our Third Party Property Damage cover, with added cover for fire and theft.
- Liability cover for loss or damage to another person’s vehicle or property
- Accidental loss or damage to your motorcycle from fire and theft
- We’ll repair or replace your riding apparel if it‘s stolen or damaged by fire (up to $2,000 for any one incident).
Comprehensive
Our top level cover providing extensive coverage and with lots of added extras.
- Liability cover for loss or damage to another person’s vehicle or property
- Accidental loss or damage to your motorcycle from events such as flood, theft, collision and impact
- 2 year new motorcycle replacement following a total loss1
- We’ll repair or replace your riding apparel if it‘s stolen or damaged by fire (up to $2,000 for any one incident).
Product Disclosure Statement
This is just a summary, for full details of what is and isn't covered please refer to the Motorcycle Insurance Product Disclosure Statement (PDS)
This content applies to policies with a start or renewal date on or after 25 March 2021.
1 Your motorcycle becomes a total loss if it is uneconomical or unsafe to repair, and the combined repair costs and salvage value are likely to be more than the amount covered by your insurance policy. If you have Comprehensive cover and your motorcycle is a total loss (which includes where your motorcycle is stolen and unrecovered after 14 days and we accept your claim for theft), is less than 2 years old and you're the first registered owner, we'll replace it with a new one of the same or similar make and model.
Suncorp CTP Insurance
The CTP Insurance that protects more Queensland families
We all worry about protecting our cars, but what about your loved ones inside? Suncorp CTP Insurance is dedicated to protecting your loved ones by providing compensation to other people injured in an accident, including passengers in your car, where you're the at-fault driver.
To save time let's start by asking you 7 simple questions
By getting a quote you agree that the right PDS is being made available to you by this website and you agree with our Online Terms & Privacy Statement.
Regular riders
You must tell us about everyone who will ride this bike repeatedly.
By repeatedly, we mean anyone you know or expect to ride the bike regularly, or only from time to time, during the period of insurance. If other people ride this bike repeatedly or from time to time, you'll be able to list them later in this quote.
If you need to let someone else, who you are not aware of today, ride the bike, we will cover them subject to the terms of your policy. Please read the PDS for details.
Suncorp Insurance is obligated to insure all riders correctly. Not telling us about a repeat rider could result in your claim being reduced or not paid, a higher claim excess, or your policy being cancelled.
Will anyone apart from you be riding this bike repeatedly? Help
In the last 3 years have you had any motor vehicle related claims, driver’s licence suspensions, cancellations, disqualifications or restrictions?
Business use
Suncorp Insurance does not insure any bikes used for business use.
By business use we mean your bike being used during your full-time, part-time or casual working period as an integral means of earning an income.
However we do not consider it to be business use when your bike is used to ride to and from work and/or occasional use in connection with work.
Is this bike used for business? Help
Is this bike road registered?
We have you covered
With Suncorp Insurance’s motorcycle insurance, cover is automatically included for accessories and modifications, including manufacturer’s options that have been fitted to your bike, up to the amount covered, with the exception of the accessories and modifications referred to above.
Does your bike have custom or specialised paint (after market), a modified frame or subframes, a petrol/LPG super charger (after market) or turbo charger or nitro?
Cover is automatically included for all other modifications and accessories fitted to your bike.Help
Do you have two or more of the following Suncorp Insurance policies?
Eligibile policies include: Car, QLD CTP, Home (Building), Contents, Landlord, Motorcycle, Car Trailer, Caravan, Boat and Motorhome. For full terms and conditions click here.
Rider course
A course run by professional instructors teaching safe riding skills. Excluding any course undertaken to obtain your bike licence.
Have you completed an advanced rider course ? Help
Sorry we are unable to offer you an online quote
We are unable to offer you insurance due to the following:
No cover is available for business or commercial use.
What to do next
For assistance with finding another insurance provider, you can contact the Insurance Council of Australia at www.insurancecouncil.com.au/contact-us
If you think you have answered incorrectly you can go back and revise your answers by clicking on the button below.
Sorry we are unable to offer you an online quote
We are unable to offer you insurance due to the following:
The type of accessories or modifications you have on your bike.
What to do next
For assistance with finding another insurance provider, you can contact the Insurance Council of Australia at www.insurancecouncil.com.au/contact-us
If you think you have answered incorrectly you can go back and revise your answers by clicking on the button below.
Sorry we are unable to offer you an online quote
We are unable to offer you insurance due to the following:
No cover is available for business or commercial use.
The type of accessories or modifications you have on your bike.
What to do next
For assistance with finding another insurance provider, you can contact the Insurance Council of Australia at www.insurancecouncil.com.au/contact-us
If you think you have answered incorrectly you can go back and revise your answers by clicking on the button below.
Regular riders
You must tell us about everyone who will ride this bike repeatedly.
By repeatedly, we mean anyone you know or expect to ride the bike regularly, or only from time to time, during the period of insurance. If other people ride this bike repeatedly or from time to time, you'll be able to list them later in this quote.
If you need to let someone else, who you are not aware of today, ride the bike, we will cover them subject to the terms of your policy. Please read the PDS for details.
Suncorp Insurance is obligated to insure all riders correctly. Not telling us about a repeat rider could result in your claim being reduced or not paid, a higher claim excess, or your policy being cancelled.
Business use
Suncorp Insurance does not insure any bikes used for business use.
By business use we mean your bike being used during your full-time, part-time or casual working period as an integral means of earning an income.
However we do not consider it to be business use when your bike is used to ride to and from work and/or occasional use in connection with work.
We have you covered
With Suncorp Insurance’s motorcycle insurance, cover is automatically included for accessories and modifications, including manufacturer’s options that have been fitted to your bike, up to the amount covered, with the exception of the accessories and modifications referred to above.
Rider course
A course run by professional instructors teaching safe riding skills. Excluding any course undertaken to obtain your bike licence.
Duty of Disclosure
Before you enter into an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984.
If we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions.
You have this duty until we agree to insure you.
If you do not tell us something
If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.
If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed."
To save time let's start by asking you 7 simple questions
By getting a quote you agree that the right PDS is being made available to you by this website and you agree with our Online Terms & Privacy Statement.
Regular riders
You must tell us about everyone who will ride this bike repeatedly.
By repeatedly, we mean anyone you know or expect to ride the bike regularly, or only from time to time, during the period of insurance. If other people ride this bike repeatedly or from time to time, you'll be able to list them later in this quote.
If you need to let someone else, who you are not aware of today, ride the bike, we will cover them subject to the terms of your policy. Please read the PDS for details.
Suncorp Insurance is obligated to insure all riders correctly. Not telling us about a repeat rider could result in your claim being reduced or not paid, a higher claim excess, or your policy being cancelled.
Will anyone apart from you be riding this bike repeatedly? Help
In the last 3 years have you had any motor vehicle related claims, driver’s licence suspensions, cancellations, disqualifications or restrictions?
Business use
Suncorp Insurance does not insure any bikes used for business use.
By business use we mean your bike being used during your full-time, part-time or casual working period as an integral means of earning an income.
However we do not consider it to be business use when your bike is used to ride to and from work and/or occasional use in connection with work.
Is this bike used for business? Help
Is this bike road registered?
We have you covered
With Suncorp Insurance’s motorcycle insurance, cover is automatically included for accessories and modifications, including manufacturer’s options that have been fitted to your bike, up to the amount covered, with the exception of the accessories and modifications referred to above.
Does your bike have custom or specialised paint (after market), a modified frame or subframes, a petrol/LPG super charger (after market) or turbo charger or nitro?
Cover is automatically included for all other modifications and accessories fitted to your bike. Help
Do you have two or more of the following Suncorp Insurance policies?
Eligibile policies include: Car, QLD CTP, Home (Building), Contents, Landlord, Motorcycle, Car Trailer, Caravan, Boat and Motorhome. For full terms and conditions click here.
Rider course
A course run by professional instructors teaching safe riding skills. Excluding any course undertaken to obtain your bike licence.
Have you completed an advanced rider course ? Help
Sorry we are unable to offer you an online quote
We are unable to offer you insurance due to the following:
No cover is available for business or commercial use.
What to do next
For assistance with finding another insurance provider, you can contact the Insurance Council of Australia at www.insurancecouncil.com.au/contact-us
If you think you have answered incorrectly you can go back and revise your answers by clicking on the button below.
Sorry we are unable to offer you an online quote
We are unable to offer you insurance due to the following:
The type of accessories or modifications you have on your bike.
What to do next
For assistance with finding another insurance provider, you can contact the Insurance Council of Australia at www.insurancecouncil.com.au/contact-us
If you think you have answered incorrectly you can go back and revise your answers by clicking on the button below.
Sorry we are unable to offer you an online quote
We are unable to offer you insurance due to the following:
No cover is available for business or commercial use.
The type of accessories or modifications you have on your bike.
What to do next
For assistance with finding another insurance provider, you can contact the Insurance Council of Australia at www.insurancecouncil.com.au/contact-us
If you think you have answered incorrectly you can go back and revise your answers by clicking on the button below.
Regular riders
You must tell us about everyone who will ride this bike repeatedly.
By repeatedly, we mean anyone you know or expect to ride the bike regularly, or only from time to time, during the period of insurance. If other people ride this bike repeatedly or from time to time, you'll be able to list them later in this quote.
If you need to let someone else, who you are not aware of today, ride the bike, we will cover them subject to the terms of your policy. Please read the PDS for details.
Suncorp Insurance is obligated to insure all riders correctly. Not telling us about a repeat rider could result in your claim being reduced or not paid, a higher claim excess, or your policy being cancelled.
Business use
Suncorp Insurance does not insure any bikes used for business use.
By business use we mean your bike being used during your full-time, part-time or casual working period as an integral means of earning an income.
However we do not consider it to be business use when your bike is used to ride to and from work and/or occasional use in connection with work.
We have you covered
With Suncorp Insurance’s motorcycle insurance, cover is automatically included for accessories and modifications, including manufacturer’s options that have been fitted to your bike, up to the amount covered, with the exception of the accessories and modifications referred to above.
Rider course
A course run by professional instructors teaching safe riding skills. Excluding any course undertaken to obtain your bike licence.
Duty of Disclosure
Before you enter into an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984.
If we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions.
You have this duty until we agree to insure you.
If you do not tell us something
If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.
If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed."
Your Duty of Disclosure
Before you enter into an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984.
If we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions.
You have this duty until we agree to insure you.
If you do not tell us something
If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.
If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.
Have you read and do you understand your duty of disclosure?
Your Duty of Disclosure
Before you enter into an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984.
If we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions.
You have this duty until we agree to insure you.
If you do not tell us something
If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.
If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.
Have you read and do you understand your duty of disclosure?
