If you’re eligible for more than one discount, we apply any subsequent discount to the already discounted premium (usually before adding taxes and charges). Minimum premiums may apply.
An excess is the amount you pay towards the cost of your claim for each incident covered by your policy. The total excess you are required to pay is determined by the circumstances of your claim.
Yes, it’s important to list all riders as this could affect the premium you pay and whether you are covered for a claim.
Each of Suncorp's insurance products utilise a five-stage product lifecycle (Design, Delivery, Review, Enhance/Modify and Decommission). This approach allows us to put you, the customer, at the centre of our product development and distribution.
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This content applies to policies with a start or renewal date on or after 25 March 2021.
1 Your motorcycle becomes a total loss if it is uneconomical or unsafe to repair, and the combined repair costs and salvage value are likely to be more than the amount covered by your insurance policy. If you have Comprehensive cover and your motorcycle is a total loss (which includes where your motorcycle is stolen and unrecovered after 14 days and we accept your claim for theft), is less than 2 years old and you're the first registered owner, we'll replace it with a new one of the same or similar make and model.
# 15% Multi Policy Discount: Combine 3 or more eligible products with us and you could qualify for a 15% Multi-Policy Discount. Eligible policies are Suncorp Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat. Suncorp QLD CTP Insurance counts as an eligible policy, but it cannot be discounted due to government regulations. Refer to the relevant motor or home Additional Information Guide for more details. Discounts do not apply to Suncorp Roadside Assist, Suncorp Insurance Home Assist and Excess-free Glass optional covers. View full terms and conditions.
Damage by at-fault uninsured drivers
Cover for the reasonable costs of repairs up to $5,000, if you provide us with the name, address of the at-fault driver and registration number of their vehicle.
Hire car after theft
If we cover the theft of your motorcycle, we’ll cover the reasonable cost of a hire car that meets your transport needs for up to 21 days. Read the PDS for full details.
Lifetime Repair Guarantee
For repairs we authorise, the quality of the materials and workmanship are guaranteed for the life of the motorcycle.