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Boat Insurance

Enjoy smooth sailing with Suncorp Insurance.

There's nothing more relaxing than being out on the water. Let us help keep you afloat.

Our Comprehensive Boat Insurance offers legal liability cover, as well as cover for weather events# and collisions. We also include up to $5,000 coverage for your boat’s contents. After all, your boat isn’t quite your boat without the stuff in it.

We also offer Third Party Boat Insurance, if you’re looking for basic coverage without the bells and whistles.

Compare what's included

Cover for accidental loss or damage to your boat from events such as storms, sinking, stranding and collision (geographical limits apply)#

New boat hull, boat motor(s) or boat trailer after a write off if they are less than 2 years old.

Product Disclosure Statement

This is just a summary, for full details of what is and isn't covered please refer to the Product Disclosure Statement (PDS)

#We do not insure you for bushfire, storm, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply.

1A 'write off' is when we decide that your boat hull, boat motor(s) or boat trailer is uneconomical, impractical or unsafe to repair. We call this a 'total loss' in the PDS.

If your boat hull, boat motor(s) or boat trailer is a write off and less than 2 years old, we will pay what it costs us to replace a new one of the same manufacturer, of the same or similar model, similar specification or the nearest possible match to your boat hull, boat motor(s) or boat trailer. Eligible customers only.

Customise your Cover

Flexible payment options

Pay by the month or annually – whichever suits you best.

Voluntary excess options

With our Comprehensive Boat Insurance, you can reduce your premium by choosing a higher excess.

Got a Question?

Ask Scout, the Suncorp Virtual Assistant