None of us want to be at risk when we’re on the road, that’s why Suncorp Car Insurance helps protect you and your car if an unexpected accident happens while driving.
Depending on your needs, you can enjoy the options of choosing cover for collision, theft and more. Suncorp Insurance offers different levels of car insurance – from basic Third Party to Comprehensive Insurance.
Suncorp Roadside Assist
Whether it's a flat tyre or a breakdown, if you can't get started, we're here to help.
Available as an optional extra with each of our 3 levels of cover on our Comprehensive Car Insurance, Suncorp Roadside Assist gives you confidence when you're on the road.
- 24/7 support, regardless of who's driving
- Unlimited number of service call-outs across Australia (Terms & Conditions apply)
All for a low annual cost, with no extra joining fee.
Suncorp Car Insurance provides drivers across the country with insurance that helps to keep them and their cars protected no matter where they go on the road.
Suncorp Insurance has a long history of providing insurance to Australians and continues this legacy, now with Car Insurance. Through its years of growth and change, a lot has stayed consistent through Suncorp Insurance –a dedication to service and trusted reputation are just two.
More than 500,000 cars insured across Australia
24/7 support and claims service
Frequently Asked Questions
Suncorp Car Insurance is designed to provide you with flexibility to tailor your car cover to best suit your current and changing needs. There are five levels of cover you can choose from:
Comprehensive cover includes accidental loss or damage cover, third party property damage cover and a range of additional features at no extra cost.
Comprehensive Extras includes all the cover of Comprehensive as well as having a range of different optional covers that you can choose for an extra premium (such as windscreen and window glass cover and cover for a hire car after an event).
Comprehensive Advantages is our top level of cover and provides all the cover of Comprehensive with your optional covers being automatically included.
Fire, Theft & Third Party Property Damage cover includes fire and theft cover, third party property damage cover and a range of additional features at no extra cost.
Third Party Property Damage cover covers legal liability to other people’s property and a range of additional features at no extra cost.
Please refer to the relevant PDS.
There is no requirement to list accessories or modifications on your policy as cover is provided for all accessories and modifications that are fitted to your car up to the amount covered for your car. There are some accessories and modifications which will make your car unacceptable for us to insure. Please contact us if your car has one of more of the following:
- Custom paint,
- Nitro or hydrogen fuel,
- A petrol turbo or supercharger
- A roll bar, roll cage or racing harness
Any person that you know will drive your car either regularly or occasionally should be listed as a driver on your policy. The exception to this are learner drivers who do not need to be listed on the policy as a driver until they get their licence. They will still be covered while driving the car while on their learners and the relevant parts of the PDS will apply to any claim.
It is always better to list any person on your policy who will drive your car, but if you don’t we will still cover anyone who drives your car subject to the terms, conditions and excesses as outlined in the PDS.
Yes, any person that you know will be driving your either regularly or occasionally should be listed on the policy.
If we have agreed to pay your claim as a result of theft of your car, we will provide a hire car for up to 14 days. This cover stops before the 14 day limit if your car is returned undamaged, we repair your car and return it to you or we settle your claim. If you have Comprehensive Advantages you can claim under ‘Hire car after an event for unlimited days’. Please refer to your PDS for more details.
Additionally, if you purchased the ‘hire car after an event up to 14 days’ optional cover we will provide a hire car for up to 14 days. This cover stops before the 14 day limit if your car is returned undamaged, we repair your car and return it you or we settle your claim.
If you have Comprehensive Advantages you can claim under ‘hire car after an event for unlimited days’. Please refer to your PDS for more details.
Learner drivers are not covered under the Hire Car option.
This applies when your car is damaged in a collision with another vehicle driven by an uninsured driver, but only if we agree that you are not at fault, and you give us the name and address of the uninsured driver or their vehicle's registration details.