Car Insurance

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Choose your car insurance cover below

None of us want to be at risk when we’re on the road, that’s why Suncorp Car Insurance helps protect you and your car if an unexpected accident happens while driving.

Depending on your needs, you can enjoy the options of choosing cover for collision, theft and more. Suncorp Insurance offers different levels of car insurance – from basic Third Party to Comprehensive Insurance.

Compare our options below and choose the cover that’s suited to your needs.

Comprehensive Car Insurance

Cover for your car and other people's property

Choose between Comprehensive, Comprehensive Extras and Comprehensive Advantages.

Cover for your car and other people's property

We’ll cover you for:

Liability for loss or damage your car causes to other people's property
Accidental loss or damage to your car
Malicious damage or vandalism
2 year new for old car replacement¹
Hire car after theft

You can add Suncorp Roadside Assist

Optional extras depending on the level of Comprehensive cover that you choose, such as:

Lifetime new for old car replacement²
Hire car after an event
Windscreen and window glass damage

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Comprehensive PDS

Third Party Car Insurance

Cover for other people's property only

Choose between Third Party Property Damage and Fire, Theft & Third Party Property Damage.

Our most basic level, which covers:

Liability for loss or damage your car causes to another person’s vehicle or property.
Damage by uninsured drivers (up to $5,000).
Third party property damage caused by caravans and trailers towed by your car.

Or choose Fire, Theft & Third Party Property Damage Insurance to cover you

Damage or loss from a fire or theft
A rental car for up to 14 days following a theft
Up to $500 for personal property lost by fire or theft
Key replacement as needed
Emergency travel and accommodation arrangements after fire and theft.
Repairs needed due to fire or theft

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Third Party PDS

Suncorp CTP Insurance

The CTP Insurance that protects more Queensland families

Suncorp CTP Insurance provides compensation to other people injured in an accident, including passengers in your car, when you’re the at-fault driver. CTP Insurance is a compulsory cover.

We’ll cover you for:

Liability for injuries caused to another person in an accident when you’re the at-fault driver
Driver Protection Cover is included at no extra cost when you hold Suncorp CTP Insurance. It includes up to $1 million in benefits for specific serious injuries to eligible at-fault drivers
Driver Protection Cover also includes access to a lump sum payment of $5,000 which may help pay for upfront costs like medical and rehabilitation expenses.

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Suncorp Roadside Assist

Whether it's a flat tyre or a breakdown, if you can't get started, we're here to help.

Available as an optional extra with each of our 3 levels of cover on our Comprehensive Car Insurance, Suncorp Roadside Assist gives you confidence when you're on the road.

24/7 support, regardless of who's driving
Unlimited number of service call-outs across Australia (Terms & Conditions apply)

All for a low annual cost, with no extra joining fee.

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Why choose Suncorp Car Insurance?

Suncorp Car Insurance provides drivers across the country with insurance that helps to keep them and their cars protected no matter where they go on the road.

Suncorp Insurance has a long history of providing insurance to Australians and continues this legacy, now with Car Insurance. Through its years of growth and change, a lot has stayed consistent through Suncorp Insurance –a dedication to service and trusted reputation are just two.

More than 500,000 cars insured across Australia

Claims Free Driver Rewards on Comprehensive Car Insurance policies

24/7 support and claims service

Car Insurance for wherever you want to go

When you're the driving instructor

Guiding your L plate driver through their early driving experiences is a learning curve for everyone. With T-intersections, busy traffic and changing speed limits, it's easy to feel overwhelmed in the passenger seat – even with all your years of driving experience.

Get through the learning experience without any headaches and get your learner driver closer to independence safely by making sure you're insured. Learner drivers are not required to be listed on your policy.

Start on the right track with your new car

There's no purchasing decision in life quite like buying your first car. It's a milestone that brings endless freedom and possibilities. But before you get handed the keys, make sure you're covered.

Suncorp Third Party Car Insurance is basic Liability cover to get you started, without the extra features of our Comprehensive levels of cover, but also more affordable than Comprehensive cover – perfect for new drivers who are sticking to a budget. Third Party Car Insurance allows you to be covered for damage your car causes to other cars and property.

Cruising into retirement?

Retirement can offer much enjoyment as the pace of your lifestyle begins to slow down. You'll be looking forward to more time with your family, pets, or simply to enjoy a new hobby. If retirement means an end to the daily commute, you might be considering a new car that suits your new leisurely lifestyle. Make sure it's insured with Suncorp Comprehensive or Third Party Car Insurance and you'll be all set to cruise into your new adventures.

Frequently Asked Questions

Suncorp Car Insurance is designed to provide you with flexibility to tailor your car cover to best suit your current and changing needs. There are five levels of cover you can choose from:

Comprehensive cover includes accidental loss or damage cover, third party property damage cover and a range of additional features at no extra cost.

Comprehensive Extras includes all the cover of Comprehensive as well as having a range of different optional covers that you can choose for an extra premium (such as windscreen and window glass cover and cover for a hire car after an event).

Comprehensive Advantages is our top level of cover and provides all the cover of Comprehensive with your optional covers being automatically included.

Fire, Theft & Third Party Property Damage cover includes fire and theft cover, third party property damage cover and a range of additional features at no extra cost.

Third Party Property Damage cover covers legal liability to other people’s property and a range of additional features at no extra cost.

Please refer to the relevant PDS.

There is no requirement to list accessories or modifications on your policy as cover is provided for all accessories and modifications that are fitted to your car up to the amount covered for your car. There are some accessories and modifications which will make your car unacceptable for us to insure. Please contact us if your car has one of more of the following:

Custom paint,
Nitro or hydrogen fuel,
A petrol turbo or supercharger
A roll bar, roll cage or racing harness

Any person that you know will drive your car either regularly or occasionally should be listed as a driver on your policy. The exception to this are learner drivers who do not need to be listed on the policy as a driver until they get their licence. They will still be covered while driving the car while on their learners and the relevant parts of the PDS will apply to any claim.

It is always better to list any person on your policy who will drive your car, but if you don’t we will still cover anyone who drives your car subject to the terms, conditions and excesses as outlined in the PDS.

Yes, any person that you know will be driving your either regularly or occasionally should be listed on the policy.

If we have agreed to pay your claim as a result of theft of your car, we will provide a hire car for up to 14 days. This cover stops before the 14 day limit if your car is returned undamaged, we repair your car and return it to you or we settle your claim. If you have Comprehensive Advantages you can claim under ‘Hire car after an event for unlimited days’. Please refer to your PDS for more details.

Additionally, if you purchased the ‘hire car after an event up to 14 days’ optional cover we will provide a hire car for up to 14 days. This cover stops before the 14 day limit if your car is returned undamaged, we repair your car and return it you or we settle your claim.

If you have Comprehensive Advantages you can claim under ‘hire car after an event for unlimited days’. Please refer to your PDS for more details.

Learner drivers are not covered under the Hire Car option.

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Weekend & Public Holidays 8am to 6pm

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