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Car Insurance

  • 3 levels of Comprehensive Car Insurance
  • 2 levels of Third Party Car Insurance
  • Get up to $50 off your online quote
  • Award winning online claims process
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Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

Choose your car insurance cover below

None of us want to be at risk when we’re on the road, that’s why Suncorp Car Insurance helps protect you and your car if an unexpected accident happens while driving.

Depending on your needs, you can enjoy the options of choosing cover for collision, theft and more. Suncorp Insurance offers different levels of car insurance – from basic Third Party to Comprehensive Insurance.

Compare our options below and choose the cover that’s suited to your needs.

Comprehensive Car Insurance

Cover for your car and other people's property

Choose between Comprehensive, Comprehensive Extras and Comprehensive Advantages.

Cover for your car and other people's property

We’ll cover you for:

  • Liability for loss or damage your car causes to other people's property
  • Accidental loss or damage to your car
  • Malicious damage or vandalism
  • 2 year new for old car replacement1
  • Hire car after theft

You can add Suncorp Roadside Assist

Optional extras depending on the level of Comprehensive cover that you choose, such as:

  • Lifetime new for old car replacement2
  • Hire car after an event
  • Windscreen and window glass damage

Third Party Car Insurance

Cover for other people's property only

Choose between Third Party Property Damage and Fire, Theft & Third Party Property Damage.

Our most basic level, which covers:

  • Liability for loss or damage your car causes to another person’s vehicle or property.
  • Damage by uninsured drivers (up to $5,000).
  • Third party property damage caused by caravans and trailers towed by your car.

Or choose Fire, Theft & Third Party Property Damage Insurance to cover you

Suncorp CTP Insurance

The CTP Insurance that protects more Queensland families

Suncorp CTP Insurance provides compensation to other people injured in an accident, including passengers in your car, when you’re the at-fault driver. CTP Insurance is a compulsory cover.

We’ll cover you for:

  • Liability for injuries caused to another person in an accident when you’re the at-fault driver
  • Driver Protection Cover is included at no extra cost when you hold Suncorp CTP Insurance. It includes up to $1 million in benefits for specific serious injuries to eligible at-fault drivers
  • Driver Protection Cover also includes access to a lump sum payment of $5,000 which may help pay for upfront costs like medical and rehabilitation expenses.

     

Easy claims process

If you need to make a claim on your comprehensive Car Insurance, rest assured we will help you with our local expertise every step of the way.

Award winning claims service

Outstanding claims service
2016 - 2019

Canstar 2018 badge

Innovation excellence
2018

Want Everyday Savings?

Discover everyday rewards such as discounted petrol and groceries. Available to eligible customers in the new Suncorp App.

Find out more

Schmick logo

Worried about minor damage to your car?

We’ve teamed up with Schmick to offer convenient repairs for a range of minor cosmetic dents, scratches and scuffs through their SELECT membership.

Available in Brisbane metro for cars up to 8 years of age

Convenient, mobile repairers

Choice of membership period; 1, 2 or 3 years

Ideal for maintaining your vehicle’s pristine appearance

Schmick Car Care Club Pty Ltd ABN 77 139 891 679 (Schmick)is a third party independent of us. Schmick has a referral relationship with Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC and its related entities do not sponsor, endorse, approve of, or assist with Schmick’s products or services. If you proceed with a Schmick SELECT membership, PC will receive a referral fee.

Why choose Suncorp Car Insurance?

Suncorp Car Insurance provides drivers across the country with insurance that helps to keep them and their cars protected no matter where they go on the road.

Suncorp Insurance has a long history of providing insurance to Australians and continues this legacy, now with Car Insurance. Through its years of growth and change, a lot has stayed consistent through Suncorp Insurance –a dedication to service and trusted reputation are just two.

Canstar Badge 2018

Awarded Canstar's 2018 Innovation Excellence for making car insurance claims dramatically quicker, simpler and less stressful.

More than 500,000 cars insured across Australia

Claims Free Driver Rewards on Comprehensive Car Insurance policies

24/7 support and claims service

Car Insurance for wherever you want to go

When you're the driving instructor

Guiding your L plate driver through their early driving experiences is a learning curve for everyone. With T-intersections, busy traffic and changing speed limits, it's easy to feel overwhelmed in the passenger seat – even with all your years of driving experience.

Get through the learning experience without any headaches and get your learner driver closer to independence safely by making sure you're insured. Learner drivers are not required to be listed on your policy. 

Start on the right track with your new car

There's no purchasing decision in life quite like buying your first car. It's a milestone that brings endless freedom and possibilities. But before you get handed the keys, make sure you're covered.

Suncorp Third Party Car Insurance is basic Liability cover to get you started, without the extra features of our Comprehensive levels of cover, but also more affordable than Comprehensive cover – perfect for new drivers who are sticking to a budget. Third Party Car Insurance allows you to be covered for damage your car causes to other cars and property.

Cruising into retirement?

Retirement can offer much enjoyment as the pace of your lifestyle begins to slow down. You'll be looking forward to more time with your family, pets, or simply to enjoy a new hobby. If retirement means an end to the daily commute, you might be considering a new car that suits your new leisurely lifestyle. Make sure it's insured with Suncorp Comprehensive or Third Party Car Insurance and you'll be all set to cruise into your new adventures.

Insights and stories

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Frequently Asked Questions

Looking for something else?

We also offer insurance for these vehicles:

 Motorcycle

 Caravan & Trailer

 Motorhome

 Boat

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Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

Find out what our customers have to say about our Car Insurance.

Reviews are managed and sourced by BazaarVoice.

Reviews are independently verified and detail our customers' real experiences.

Car Insurance is rated 4.6 out of 5 by 965.
Rated 5 out of 5 by from Affordable Quality Insurance Affordable Comprehensive Insurance which is great for younger people and it was only $11 more for windscreen replacement. Cost of cover is affordable, obtaining an online quote was fast and simple. I highly recommend Suncorp
Date published: 2019-09-06
Rated 5 out of 5 by from Well done Price was excellent and service just as good. I was pleasantly surprised
Date published: 2019-07-20
Rated 5 out of 5 by from Great Fantastic services easy applications great value for money quick effiencent service
Date published: 2019-07-11
Rated 5 out of 5 by from Easy to understand So easy to set up i was surprised that i could do it my self with my limited computer skills
Date published: 2019-07-01
Rated 5 out of 5 by from Simple to Use Got my first quote with Suncorp - $200 cheaper than competition . Easy and fast internet, not confusing . Well done !!
Date published: 2019-06-24
Rated 5 out of 5 by from Easy to use Web site was easy to use and purchase insurance on
Date published: 2019-06-18
Rated 5 out of 5 by from SOOO EASY PURCHASED A NEW CAR THIS ARVO CAME HOME JUMPED ON LINE 6 MINUTES LATER I AM INSURED WITH A SOLID QLD COMPANY
Date published: 2019-06-03
Rated 4 out of 5 by from More reliable Heard a few bad comments about other insurers, eg being very technical about difference between what is flood, what is storm, what is deluge, etc. My last accident was over 20 years ago now, and the wife’s was over 15 years ago when someone ran into her parked car. Also love your premium prices.
Date published: 2019-05-07
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After claim expenses

If your car's stolen or damaged in an incident we will pay up to a total of $1000 towards:

  • emergency travel and accommodation if your car's not safe to drive and you're more than 100klm away from home
  • emergency repairs to make your car roadworthy or safe so that you can get to your destination or to a repairer
  • replacing your personal property such as clothing or electronic and telecommunicaiton devices lost or damaged at the time of the incident.

Note: you need to provide us with all invoices and receipts

Hire car after theft for up to 21 days

We'll cover the reasonable cost of a hire car that meets your needs for up to 21 days following theft, or attempted theft following any approved claim. Conditions apply.
Please note: A hire car cannot be used by learner drivers.  Terms and conditions apply, see the PDS for full details

Uninsured Drivers

This applies when your car is damaged in a collision with another vehicle driven by an uninsured driver, but only if we agree that you are not at fault, and you give us the name and address of the uninsured driver or their vehicle's registration details.