Car Insurance

3 levels of Comprehensive Car Insurance
2 levels of Third Party Car Insurance
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Choose your car insurance cover below

None of us want to be at risk when we’re on the road, that’s why Suncorp Car Insurance helps protect you and your car if an unexpected accident happens while driving.

Depending on your needs, you can enjoy the options of choosing cover for collision, theft and more. Suncorp Insurance offers different levels of car insurance – from basic Third Party to Comprehensive Insurance.

Compare our options below and choose the cover that’s suited to your needs.

Comprehensive Car Insurance

Cover for your car and other people's property

Choose between Comprehensive, Comprehensive Extras and Comprehensive Advantages.

Cover for your car and other people's property

We’ll cover you for:

Liability for loss or damage your car causes to other people's property
Accidental loss or damage to your car
Malicious damage or vandalism
2 year new for old car replacement¹
Hire car after theft

You can add Suncorp Roadside Assist

Optional extras depending on the level of Comprehensive cover that you choose, such as:

Lifetime new for old car replacement²
Hire car after an event
Windscreen and window glass damage

Get a quote Find out more

Third Party Car Insurance

Cover for other people's property only

Choose between Third Party Property Damage and Fire, Theft & Third Party Property Damage.

Our most basic level, which covers:

Liability for loss or damage your car causes to another person’s vehicle or property.
Damage by uninsured drivers (up to $5,000).
Third party property damage caused by caravans and trailers towed by your car.

Or choose Fire, Theft & Third Party Property Damage Insurance to cover you

Damage or loss from a fire or theft
A rental car for up to 21 days following a theft
Repairs needed due to fire or theft
After claim expenses after fire or theft

Get a quote Find out more

Suncorp CTP Insurance

The CTP Insurance that protects more Queensland families

Suncorp CTP Insurance provides compensation to other people injured in an accident, including passengers in your car, when you’re the at-fault driver. CTP Insurance is a compulsory cover.

We’ll cover you for:

Liability for injuries caused to another person in an accident when you’re the at-fault driver
Driver Protection Cover is included at no extra cost when you hold Suncorp CTP Insurance. It includes up to $1 million in benefits for specific serious injuries to eligible at-fault drivers
Driver Protection Cover also includes access to a lump sum payment of $5,000 which may help pay for upfront costs like medical and rehabilitation expenses.

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Want Everyday Savings?

Discover everyday rewards such as discounted petrol and groceries. Available to eligible customers in the new Suncorp App.

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Worried about minor damage to your car?

We’ve teamed up with Schmick to offer convenient repairs for a range of minor cosmetic dents, scratches and scuffs through their SELECT membership.

Available in Brisbane metro for cars up to 8 years of age

Convenient, mobile repairers

Choice of membership period; 1, 2 or 3 years

Ideal for maintaining your vehicle’s pristine appearance

Find out more

Schmick Car Care Club Pty Ltd ABN 77 139 891 679 (Schmick)is a third party independent of us. Schmick has a referral relationship with Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC and its related entities do not sponsor, endorse, approve of, or assist with Schmick’s products or services. If you proceed with a Schmick SELECT membership, PC will receive a referral fee.

Why choose Suncorp Car Insurance?

Suncorp Car Insurance provides drivers across the country with insurance that helps to keep them and their cars protected no matter where they go on the road.

Suncorp Insurance has a long history of providing insurance to Australians and continues this legacy, now with Car Insurance. Through its years of growth and change, a lot has stayed consistent through Suncorp Insurance –a dedication to service and trusted reputation are just two.

Awarded Canstar's 2018 Innovation Excellence for making car insurance claims dramatically quicker, simpler and less stressful.

More than 500,000 cars insured across Australia

Claims Free Driver Rewards on Comprehensive Car Insurance policies

24/7 support and claims service

Car Insurance for wherever you want to go

When you're the driving instructor

Guiding your L plate driver through their early driving experiences is a learning curve for everyone. With T-intersections, busy traffic and changing speed limits, it's easy to feel overwhelmed in the passenger seat – even with all your years of driving experience.

Get through the learning experience without any headaches and get your learner driver closer to independence safely by making sure you're insured. Learner drivers are not required to be listed on your policy.

Start on the right track with your new car

There's no purchasing decision in life quite like buying your first car. It's a milestone that brings endless freedom and possibilities. But before you get handed the keys, make sure you're covered.

Suncorp Third Party Car Insurance is basic Liability cover to get you started, without the extra features of our Comprehensive levels of cover, but also more affordable than Comprehensive cover – perfect for new drivers who are sticking to a budget. Third Party Car Insurance allows you to be covered for damage your car causes to other cars and property.

Cruising into retirement?

Retirement can offer much enjoyment as the pace of your lifestyle begins to slow down. You'll be looking forward to more time with your family, pets, or simply to enjoy a new hobby. If retirement means an end to the daily commute, you might be considering a new car that suits your new leisurely lifestyle. Make sure it's insured with Suncorp Comprehensive or Third Party Car Insurance and you'll be all set to cruise into your new adventures.

Insights and stories

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Buying a new car? Petrol or Diesel: which is best for you?

You’ll generally find that to buy a diesel-powered car attracts a higher sale price than petrol-powered cars. But are diesel cars still better value in the long run?

VIDEO: Scratches And Dents - Simple Car Repair Options

There’s nothing more annoying than minor damage to your car. In this video we look at a range of solutions that can provide a quick and cost effective repair to your vehicle.

Considering a new car? Read this before you walk into the dealership

The car dealership: home of the sharply-suited salesman trying to sell you a car before you can walk out the door. Is it really like this?

How to negotiate buying a car

Learn how to negotiate a better price when buying a car - get your car for a better price so you have money left over in your budget.

How much is my car worth?

So you’re ready to sell your car… but how do you determine how much it’s worth? We’ve got some tips to help you. Read more!

Frequently Asked Questions

Suncorp Car Insurance is designed to provide you with flexibility to tailor your car cover to best suit your current and changing needs. There are five levels of cover you can choose from:

Comprehensive cover includes accidental loss or damage cover, third party property damage cover and a range of additional features at no extra cost.

Comprehensive Extras includes all the cover of Comprehensive as well as having a range of different optional covers that you can choose for an extra premium (such as windscreen and window glass cover and cover for a hire car after an event).

Comprehensive Advantages is our top level of cover and provides all the cover of Comprehensive with your optional covers being automatically included.

Fire, Theft & Third Party Property Damage cover includes fire and theft cover, third party property damage cover and a range of additional features at no extra cost.

Third Party Property Damage cover covers legal liability to other people’s property and a range of additional features at no extra cost.

Please refer to the relevant PDS.

Custom paint, Nitro or hydrogen fuel, a petrol turbo or supercharger, or a roll bar, roll cage or racing harness are not covered by your Comprehensive Car Insurance policy.

Any person that you know will drive your car repeatedly should be listed as a driver on your policy, except for learner drivers who do not need to be listed on the policy until they get their licence.

Yes, any person that you know will be driving your either regularly or occasionally should be listed on the policy.

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