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Car Insurance
Free Suncorp Roadside Assist for a year + $50 off when you buy online
Simply take out a Comprehensive Car Insurance policy before 10 July 2020.
Not available in conjunction with other offers. T&C’s apply.
Customer Rating
(5.0 out of 5)
(5.0 out of 5)
Compare our options below and choose the cover that’s suited to your needs.
Comprehensive Car Insurance
$50 off when you quote and buy online
Cover for your car and other people’s property
Choose between Comprehensive, Comprehensive Extras and Comprehensive Advantages.
We’ll cover you for:
- Liability for loss or damage your car causes to other people's property
- Accidental loss or damage to your car
- Malicious damage or vandalism
- 2 year new for old car replacement1
- Hire car after theft
You can add optional extras depending on the level of cover that you choose, such as:
- Roadside Assist
- Lifetime new for old car replacement2
- Hire car after an event
- Windscreen and window glass damage
Different types of Car Insurance explained
Comprehensive Car Insurance is the jack-of-all-trades of car insurance that provides cover for a range of incidents – whether they’re your fault or not. Third Party Property Damage is a cheaper level of insurance that covers you for the damage your car causes to another person’s car or property, but doesn’t cover damage to your car. You can also upgrade to add cover for Fire and Theft to your Third Party Property Damage cover.
Add Suncorp Roadside Assist to a Comprehensive Car policy from less than $95 per year with no joining fee.
Ways to save on Car Insurance
Online discount
Get a discount when you quote and buy your policy online.
Vary your excess
If you increase your standard excess, you can save on your premium.
Multi policy discount
Combine any 3 or more eligible policies and get a 15% multi policy discount.
Claims process
If you need to make a claim on your Comprehensive Car Insurance, rest assured we will help you with our local expertise every step of the way.
1. Have your details ready
We’ll need your policy number and details of the event.
2. Lodge a claim 24/7
Repairs may be booked in instantly. If we need more information we’ll contact you within 2 business days.
3. Assessment
We will assist you in arranging the best assessment and repair process for your vehicle.
4. Track your claim
Track the progress of your claim online at any time.
5. Finalise your claim
We’ll let you know once your car is ready to be collect or organise a payout if possible.
Awarded for our outstanding claims service
2016 - 2019
Discounts on everyday items
Save on groceries, fuel, entertainment, clothes and more
Savings on bigger purchases
Get great discounts on travel, furniture, electronics and exclusive offers
Frequently asked questions
Suncorp Car Insurance is designed to provide you with flexibility to tailor your car cover to best suit your current and changing needs. There are five levels of cover you can choose from:
Comprehensive cover includes accidental loss or damage cover, third party property damage cover and a range of additional features at no extra cost.
Comprehensive Extras includes all the cover of Comprehensive as well as having a range of different optional covers that you can choose for an extra premium (such as windscreen and window glass cover and cover for a hire car after an event).
Comprehensive Advantages is our top level of cover and provides all the cover of Comprehensive with your optional covers being automatically included.
Fire, Theft & Third Party Property Damage cover includes fire and theft cover, third party property damage cover and a range of additional features at no extra cost.
Third Party Property Damage cover covers legal liability to other people’s property and a range of additional features at no extra cost.
Please refer to the relevant PDS.
Custom paint, Nitro or hydrogen fuel, a petrol turbo or supercharger, or a roll bar, roll cage or racing harness are not covered by your Comprehensive Car Insurance policy.
Any person that you know will drive your car repeatedly should be listed as a driver on your policy.
The exception to this are learner drivers who do not need to be listed on the policy until they get their licence. They will still be covered while driving the car while on their learners and the relevant parts of the PDS will apply to any claim. An excess of $400 will apply (in addition to any other excess) if the learner is driving at the time of an incident.
It is always better to list any person on your policy who will drive your car, as if you don’t it may result in additional excesses, a reduction or refusal of a claim.
Please note: Learner drivers are not covered to drive a Hire Car obtained under your insurance policy. We also do not cover any driver under the age of 25 while driving a High-Performance vehicle.
Please refer to the PDS for more information.
Yes, any person that you know will be driving your either regularly or occasionally should be listed on the policy.
Looking for something else?
We also offer insurance for these vehicles:
Insights and stories
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Reviews are managed and sourced by BazaarVoice.
Reviews are independently verified and detail our customers' real experiences.
Car Insurance is rated
out of
5 by
979.
Rated 5 out of
5
by
Nanny 4 boys from
Great website, easy to navigate
The whole process was so simple, it was good that I could save the quote and come back to it.
Everything was explained and easily understood.
Date published: 2020-03-12
Rated 3 out of
5
by
Nook from
Gender Issues
I was unable to add my 22 year old child to my policy as a listed driver as I had to choose a gender and the only options were male or female. My child is gender queer, and identifies as Non-Binary - with the birth certificate to prove it.
Date published: 2020-03-01
Rated 5 out of
5
by
Scottjang from
Great price
I got a car insurance today with Suncorp car insurance it is good for me, thanks!!!!
Date published: 2020-02-22
Rated 5 out of
5
by
Barney from
very easy site to negotiate good price
ihave other policies with suncorp and have been happy with your service
Date published: 2020-02-21
Rated 5 out of
5
by
catefs from
Quick quote for car insurance and very reasonable
Had sought several quotes through 'compare the market' - all reasonable until you call them - at which point they become more expensive. Have gone with Suncorp which my other vehicle is insured with. Quoted and sorted within 10 minutes of being on line. And a year's roadside assist thrown in. Win Win.Thank you!
Date published: 2020-02-13
Rated 5 out of
5
by
Kelza from
Great price . Quick response
Quick reply. Easy as . And great price . Happy to go with Suncorp for great rates
Date published: 2020-02-07
Rated 5 out of
5
by
Poppy yak yak from
Great features and great prices.
I BOUGHT THIS POLICY TODAY. IT TOOK KESS THAN 10 MINS TO COMPLETE, AND THE WEB SITE IS VERY USER FRIENDLY. I RECCOMMEND SUNCORP TO EVERYONE WHO WANTS A GREAT PRICED with GREAT Features that suit your needs.
Date published: 2020-02-05
Rated 5 out of
5
by
BIG AL from
Great Service
Suncorp Insurance is a very Good Service and a very Great Service company and I would recommend anyone to give Suncorp Insurance a go
Date published: 2020-01-10
Driver Protection Cover
Driver Protection Cover includes up to $1 million in benefits for specific serious injuries to eligible at-fault drivers. It also includes access to a lump sum payment of $5,000 which may help pay for upfront costs like medical and rehabilitation expenses.
After claim expenses
If your car's stolen or damaged in an incident we will pay up to a total of $1000 towards:
- emergency travel and accommodation if your car's not safe to drive and you're more than 100klm away from home
- emergency repairs to make your car roadworthy or safe so that you can get to your destination or to a repairer
- replacing your personal property such as clothing or electronic and telecommunicaiton devices lost or damaged at the time of the incident.
Note: you need to provide us with all invoices and receipts
Hire car after theft for up to 21 days
We'll cover the reasonable cost of a hire car that meets your needs for up to 21 days following theft, or attempted theft following any approved claim. Conditions apply.
Please note: A hire car cannot be used by learner drivers. Terms and conditions apply, see the PDS for full details
Uninsured Drivers
This applies when your car is damaged in a collision with another vehicle driven by an uninsured driver, but only if we agree that you are not at fault, and you give us the name and address of the uninsured driver or their vehicle's registration details.
