Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.
Car Insurance
- 3 levels of Comprehensive Car Insurance
- 2 levels of Third Party Car Insurance
- Get up to $50 off your online quote
- Award winning online claims process
Choose your car insurance cover below
None of us want to be at risk when we’re on the road, that’s why Suncorp Car Insurance helps protect you and your car if an unexpected accident happens while driving.
Depending on your needs, you can enjoy the options of choosing cover for collision, theft and more. Suncorp Insurance offers different levels of car insurance – from basic Third Party to Comprehensive Insurance.
Compare our options below and choose the cover that’s suited to your needs.
Easy claims process
If you need to make a claim on your comprehensive Car Insurance, rest assured we will help you with our local expertise every step of the way.
1. Have your details ready
We’ll need your policy number and details of the event.
2. Lodge a claim 24/7
Repairs may be booked in instantly. If we need more information we’ll contact you within 2 business days.
3. Assessment
We will assist you in arranging the best assessment and repair process for your vehicle.
4. Track your claim
Track the progress of your claim online at any time.
5. Finalise your claim
We’ll let you know once your car is ready to be collect or organise a payout if possible.
Award winning claims service
Want Everyday Savings?
Discover everyday rewards such as discounted petrol and groceries. Available to eligible customers in the new Suncorp App.
Worried about minor damage to your car?
We’ve teamed up with Schmick to offer convenient repairs for a range of minor cosmetic dents, scratches and scuffs through their SELECT membership.
Available in Brisbane metro for cars up to 8 years of age
Schmick Car Care Club Pty Ltd ABN 77 139 891 679 (Schmick)is a third party independent of us. Schmick has a referral relationship with Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC and its related entities do not sponsor, endorse, approve of, or assist with Schmick’s products or services. If you proceed with a Schmick SELECT membership, PC will receive a referral fee.
Why choose Suncorp Car Insurance?
Suncorp Car Insurance provides drivers across the country with insurance that helps to keep them and their cars protected no matter where they go on the road.
Suncorp Insurance has a long history of providing insurance to Australians and continues this legacy, now with Car Insurance. Through its years of growth and change, a lot has stayed consistent through Suncorp Insurance –a dedication to service and trusted reputation are just two.
Awarded Canstar's 2018 Innovation Excellence for making car insurance claims dramatically quicker, simpler and less stressful.
More than 500,000 cars insured across Australia
Claims Free Driver Rewards on Comprehensive Car Insurance policies
24/7 support and claims service
Car Insurance for wherever you want to go
Insights and stories
Showing 3 of 5 articles
Showing 2 of 5 articles
Showing 1 of 5 articles
Looking for a second-hand car, but want a few tips along the way? Start your car hunting on the right foot - see how!
There’s nothing more annoying than minor damage to your car. In this video we look at a range of solutions that can provide a quick and cost effective repair to your vehicle.
The car dealership: home of the sharply-suited salesman trying to sell you a car before you can walk out the door. Is it really like this?
Learn how to negotiate a better price when buying a car - get your car for a better price so you have money left over in your budget.
Frequently Asked Questions
Suncorp Car Insurance is designed to provide you with flexibility to tailor your car cover to best suit your current and changing needs. There are five levels of cover you can choose from:
Comprehensive cover includes accidental loss or damage cover, third party property damage cover and a range of additional features at no extra cost.
Comprehensive Extras includes all the cover of Comprehensive as well as having a range of different optional covers that you can choose for an extra premium (such as windscreen and window glass cover and cover for a hire car after an event).
Comprehensive Advantages is our top level of cover and provides all the cover of Comprehensive with your optional covers being automatically included.
Fire, Theft & Third Party Property Damage cover includes fire and theft cover, third party property damage cover and a range of additional features at no extra cost.
Third Party Property Damage cover covers legal liability to other people’s property and a range of additional features at no extra cost.
Please refer to the relevant PDS.
Custom paint, Nitro or hydrogen fuel, a petrol turbo or supercharger, or a roll bar, roll cage or racing harness are not covered by your Comprehensive Car Insurance policy.
Any person that you know will drive your car repeatedly should be listed as a driver on your policy.
The exception to this are learner drivers who do not need to be listed on the policy until they get their licence. They will still be covered while driving the car while on their learners and the relevant parts of the PDS will apply to any claim. An excess of $400 will apply (in addition to any other excess) if the learner is driving at the time of an incident.
It is always better to list any person on your policy who will drive your car, as if you don’t it may result in additional excesses, a reduction or refusal of a claim.
Please note: Learner drivers are not covered to drive a Hire Car obtained under your insurance policy. We also do not cover any driver under the age of 25 while driving a High-Performance vehicle.
Please refer to the PDS for more information.
Yes, any person that you know will be driving your either regularly or occasionally should be listed on the policy.
Looking for something else?
We also offer insurance for these vehicles:
Reviews are managed and sourced by BazaarVoice.
Reviews are independently verified and detail our customers' real experiences.
Car Insurance is rated
out of
5 by
965.
Rated 5 out of
5
by
Jack M from
Affordable Quality Insurance
Affordable Comprehensive Insurance which is great for younger people and it was only $11 more for windscreen replacement. Cost of cover is affordable, obtaining an online quote was fast and simple. I highly recommend Suncorp
Date published: 2019-09-06
Rated 5 out of
5
by
Silver Fox from
Well done
Price was excellent and service just as good. I was pleasantly surprised
Date published: 2019-07-20
Rated 5 out of
5
by
Anonymous from
Great
Fantastic services easy applications great value for money quick effiencent service
Date published: 2019-07-11
Rated 5 out of
5
by
Easy Gav from
Easy to understand
So easy to set up i was surprised that i could do it my self with my limited computer skills
Date published: 2019-07-01
Rated 5 out of
5
by
Darryl from
Simple to Use
Got my first quote with Suncorp - $200 cheaper than competition . Easy and fast internet, not confusing . Well done !!
Date published: 2019-06-24
Rated 5 out of
5
by
Butters from
Easy to use
Web site was easy to use and purchase insurance on
Date published: 2019-06-18
Rated 5 out of
5
by
umbrellaharry from
SOOO EASY
PURCHASED A NEW CAR THIS ARVO CAME HOME JUMPED ON LINE 6 MINUTES LATER I AM INSURED WITH A SOLID QLD COMPANY
Date published: 2019-06-03
Rated 4 out of
5
by
Haggis from
More reliable
Heard a few bad comments about other insurers, eg being very technical about difference between what is flood, what is storm, what is deluge, etc. My last accident was over 20 years ago now, and the wife’s was over 15 years ago when someone ran into her parked car. Also love your premium prices.
Date published: 2019-05-07
After claim expenses
If your car's stolen or damaged in an incident we will pay up to a total of $1000 towards:
- emergency travel and accommodation if your car's not safe to drive and you're more than 100klm away from home
- emergency repairs to make your car roadworthy or safe so that you can get to your destination or to a repairer
- replacing your personal property such as clothing or electronic and telecommunicaiton devices lost or damaged at the time of the incident.
Note: you need to provide us with all invoices and receipts
Hire car after theft for up to 21 days
We'll cover the reasonable cost of a hire car that meets your needs for up to 21 days following theft, or attempted theft following any approved claim. Conditions apply.
Please note: A hire car cannot be used by learner drivers. Terms and conditions apply, see the PDS for full details
Uninsured Drivers
This applies when your car is damaged in a collision with another vehicle driven by an uninsured driver, but only if we agree that you are not at fault, and you give us the name and address of the uninsured driver or their vehicle's registration details.
