Pay annually
If you pay your policy premium annually, you’ll pay less than if you pay monthly.
Online discount
Get $50 off for Comprehensive Car Insurance or $20 off for Third Party Car Insurance on your first year when you buy online.*
Low kilometre saving
Applicants who drive fewer than 10,000km a year may be eligible for a reduced premium on Comprehensive car insurance.
Family discount
If you're under 25 years old and one of your parents also has Suncorp Comprehensive Car Insurance (Comprehensive, Comprehensive Extras, or Advantages), you may be eligible to receive 10% off your own comprehensive premium^. Please contact us to enquire about this discount.
Adjust your excess
The range of voluntary excess we offer for our Comprehensive levels of cover is between $100 and $900. Choosing a higher excess can help reduce your premium.
Specify the age of additional drivers
If the driver is listed on the certificate of insurance, the age excess is $400. If the driver is not listed on the certificate of insurance, the age excess is $1,400.
Claims Free Driver Rewards
Claims Free Driver Rewards recognises your years of good driving experience with us.
Keep your policy up-to-date and you may be able to save
Listed drivers
Your premium and excess payments can be influenced by, among other things, where your car is kept overnight and the people who drive your car regularly. Make sure you keep your policy details up to date to ensure that your premiums and excess are exactly what they should be.
Finance
If your car was under finance when you took out your car insurance, but you’ve since paid off the loan, make sure that’s reflected on your policy. You may save quite a bit of money!
Online discount
Get $100 off for Home & Contents Insurance or $50 off for either Building, Contents or Landlord Insurance on your first year when you buy online.*
Vary your excess
If you increase your standard excess you can save on your premium.
Seniors Discount
You could qualify for our Queensland card holder discount.
4% Direct Debit Discount
Receive a 4% discount on your monthly premiums when you pay by direct debit from a bank, building society or credit union cheque or savings account.
* Any subsequent discounts are applied to the already discounted premium, before government taxes and charges.
^ If you are eligible for more than one discount, we usually apply any subsequent discount to the already discounted premium.
Discounts do not apply to the Suncorp Roadside Assist portion of the premium if you purchase that optional cover.
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Increase your excess
This will mean that, while your monthly or yearly premium may be cheaper, you'll need to pay a higher amount if you make a claim where you're liable to pay an excess.
Eligible policies include Comprehensive Car Insurance, Home & Contents Insurance, Landlord, Building and Contents Insurance.
