Ways to save on Insurance

If it’s important to you, it matters to us, and we know making great savings on your insurance is one of those things.

Insurance premium savings and discounts

Car Insurance

Keep your policy up-to-date and you may be able to save


Listed drivers

Your premium and excess payments can be influenced by, among other things, where your car is kept overnight and the people who drive your car regularly. Make sure you keep your policy details up to date to ensure that your premiums and excess are exactly what they should be.



If your car was under finance when you took out your car insurance, but you’ve since paid off the loan, make sure that’s reflected on your policy. You may save quite a bit of money!

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Home Insurance

Health Insurance


4% Direct Debit Discount

Receive a 4% discount on your monthly premiums when you pay by direct debit from a bank, building society or credit union cheque or savings account.

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Find out more about Health Insurance

*Offer available only for the purchase of a new eligible policy of insurance issued by AAI Limited ABN 48 005 297 807 AFSL 230859 trading as Suncorp Insurance. Discount will be applied upon purchase of the new eligible policy of insurance and subtracted from the price of the premium. If you’re eligible for more than one discount, we apply any subsequent discount to the already discounted premium (usually before adding taxes and charges).

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Eligible Policies

To qualify for the 15% Multiple Policy Discount (the MPD) you must have 3 or more eligible paid personal insurance policies with Suncorp Insurance. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. The eligible policies to qualify for the MPD are Suncorp Home, Contents, Landlord, Car, CTP, Motorcycle, Caravan (including trailer), Motorhome and Boat insurance.

Suncorp CTP insurance counts as an eligible policy, but you will not receive the MPD on the premium as it cannot be discounted due to Queensland legislation.

The MPD does not apply to the Suncorp Insurance Home Assist or Excess-free glass cover portion of your premium, if you have selected these optional covers with Suncorp Home Insurance or Suncorp Roadside Assist if you have selected this optional cover for Suncorp Comprehensive Car Insurance. Read full terms and conditions.

Increase your excess

This will mean that, while your monthly or yearly premium may be cheaper, you'll need to pay a higher amount if you make a claim where you're liable to pay an excess.

Eligible policies include Comprehensive Car Insurance, Home & Contents Insurance, Landlord, Building and Contents Insurance.