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Ways to save on Insurance

If it’s important to you, it matters to us, and we know making great savings on your insurance is one of those things.

Insurance premium savings and discounts

 

Pay annually

If you pay your policy premium annually, you’ll pay less than if you pay monthly.

 

15% multi policy discount

Combine 3 or more eligible policies and get a 15% multi policy discount.

See full terms and conditions

 

Increase your excess

You can lower your premium by increasing your excess on eligible policies.

Get a quote

Car Insurance

 

Online discount

$50 off for Comprehensive Car Insurance or $20 for Third Party Car Insurance when you quote and buy online.*

 

Low kilometre saving

Applicants who drive fewer than 10,000km a year may be eligible for a reduced premium on Comprehensive car insurance.

 

Family discount

If you're under 25 years old and your parent also has comprehensive car insurance, you’ll receive 10% discount on your own comprehensive premium.

 

Adjust your excess

The range of voluntary excess we offer for our Comprehensive levels of cover is between $100 and $900. Choosing a higher excess can help reduce your premium.

 

Specify the age of additional drivers

If the driver is listed on the certificate of insurance, the age excess is $400. If the driver is not listed on the certificate of insurance, the age excess is $1,400.

 

Claims Free Driver Rewards

Claims Free Driver Rewards recognises your years of good driving experience with us.

Keep your policy up-to-date and you may be able to save

 

Listed drivers

Your premium and excess payments can be influenced by, among other things, where your car is kept overnight and the people who drive your car regularly. Make sure you keep your policy details up to date to ensure that your premiums and excess are exactly what they should be.

 

Finance

If your car was under finance when you took out your car insurance, but you’ve since paid off the loan, make sure that’s reflected on your policy. You may save quite a bit of money!

Get a Car Insurance quote

Find out more about Car Insurance

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Home Insurance

 

Online discount

Get $100 off for Home & Contents Insurance or $50 for either Building, Contents or Landlord Insurance when you quote and buy online.*

 

Vary your excess

If you increase your standard excess you can save on your premium.

 

Seniors Discount

You could qualify for our Queensland card holder discount.

Get a Home Insurance quote

Find out more about Home Insurance

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Health Insurance

 

4% Direct Debit Discount

Receive a 4% discount on your monthly premiums when you pay by direct debit from a bank, building society or credit union cheque or savings account.

Get a Health Insurance quote

Find out more about Health Insurance

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*Offer available only for the purchase of a new eligible policy of insurance issued by AAI Limited ABN 48 005 297 807 AFSL 230859 trading as Suncorp Insurance. Discount will be applied upon purchase of the new eligible policy of insurance and subtracted from the price of the premium. If you’re eligible for more than one discount, we apply any subsequent discount to the already discounted premium (usually before adding taxes and charges).

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Eligible Policies

To qualify for the 15% Multiple Policy Discount (the MPD) you must have 3 or more eligible paid personal insurance policies with Suncorp Insurance. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name and date of birth on each eligible policy. The eligible policies to qualify for the MPD are Suncorp Home, Contents, Landlord, Car, CTP, Motorcycle, Caravan (including trailer), Motorhome and Boat.

Suncorp CTP counts as an eligible policy, but you will not receive the MPD on the premium as it cannot be discounted due to Queensland legislation.

The MPD does not apply to the Suncorp Insurance Home Assist or Excess-free glass cover portion of your premium, if you have selected these optional covers with Suncorp Home Insurance or Suncorp Roadside Assist if you have selected this optional cover for Suncorp Comprehensive Car Insurance. Read full terms and conditions.

Increase your excess

This will mean that, while your monthly or yearly premium may be cheaper, you'll need to pay a higher amount if you make a claim where you're liable to pay an excess.

Eligible policies include Comprehensive Car Insurance, Home & Contents Insurance, Landlord, Building and Contents Insurance.

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COOKIE AND DATA POLICY
We use cookies and other related technologies to improve and tailor your website experience. See our Cookie and Data Policy. This policy provides information about how Suncorp collects and uses data related to your online activity, and how you can choose to remain anonymous.

Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group.

Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.

GENERAL INSURANCE
General Insurance (including Home Building, Home Contents, Landlord, Strata, Car, CTP, Motorcycle, Caravan, Motorhome, Boat Insurance, Business Insurance and Barristers Insurance) is issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance.

SUNCORP HEALTH INSURANCE
Suncorp Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib. Read the policy booklet before buying this insurance.

SUNCORP LIFE INSURANCE
Suncorp Life Insurance products, other than in some circumstances the Redundancy Benefit, are issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies are not part of the Suncorp Group. TAL Life uses the Suncorp brand under licence from the Suncorp Group. Redundancy Benefit provided on or before 31st March 2020 was issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) which is part of the Suncorp Group. New Redundancy Benefit policies and renewals offered from 1st April 2020 are issued by TAL Life. The different entities of TAL and the Suncorp Group of companies are not responsible for, or liable in respect of, products and services provided by the other.

Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 (TAL Direct). General advice does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold a Life Product you must read the relevant Product Disclosure Statement. The Target Market Determination (TMD) for the product is also available.

TAL Life is proud to have adopted the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities.