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Contents Only Insurance

Replacing your contents can really add up.

We're here to help with our 3 levels of Contents Insurance. 

Rating: 5.0 stars out of 5 stars 5.0 stars out of 5 stars  ( 5.0 out of 5)

Whether you’re an owner-occupier or tenant, the place you call home is one of the things that matters most.

We’ll cover you for loss or damage to the contents of your home from events such as floods, storms, fires and theft*.

Plus, with our new for old replacement and 24/7 online claims service, we’ll get you back on your feet as soon as possible.

Compare our 3 levels of Contents Insurance, so you can choose a cover to protect the things that matter most.

Classic Cover


Regular cover

You’re automatically covered for:

  • Loss or damage to the contents of your home from events such as floods, storms, fires and theft.*
  • A range of additional features and additional covers with standard limits, such as artwork up to $10,000 per item or set up to a total of $50,000.

Optional covers

Classic Extras


Added value

You’re automatically covered for:

  • Loss or damage to the contents of your home from events such as floods, storms, fires and theft.*
  • An increased range of additional features and additional covers with higher limits than our Classic cover, such as artwork up to $20,000 per item or set to a total of $80,000.
  • Accidental damage at the home
  • Motor burnout

Optional covers

Classic Advantages


Our highest cover

You’re covered for:

  • Loss or damage to the contents of your home from events such as floods, storms, fires and theft.*
  • A larger range of additional features and additional covers with a higher limit for artworks up to $200,000 in total.
  • Accidental damage at the home
  • Motor burnout

Optional covers

Need some help choosing?

Use our comparison table to help you find the right Contents Insurance for you.

Compare all Contents Insurance

Want to know more?

This is just a summary, for full details of what is and isn't covered please refer to the Home Insurance Product Disclosure Statement (PDS)

Insured events

No matter what level of cover you choose, we cover these insured events as standard:

Flood

Storm

Lightning

Fire

Theft and burglary

Accidental breakage of glass

Malicious acts and vandalism

Damage by an animal

Earthquake and tsunami

Impact

Explosion

Escape of liquid

Riot, civil commotion or public disturbance

What's covered?

Contents items that are covered in your home include things such as:

Furniture

Furnishings

Clothing

Home computers and printers

Unfixed electrical goods and appliances not housed in a cabinet

Internal blinds, drapes and curtains

Carpet

Pot plants

Medical equipment and aids

Wheelchairs and mobility scooters, ride-on mowers and golf carts

Remote controlled model or toy motor vehicles, watercraft and aircraft (with a wingspan up to 1.5 metres)

Surfboards, sailboards, kite surfing equipment, canoes, kayaks and non-motorised surf skis

Swimming pools, saunas and spas if easily relocatable.