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Contents Only Insurance

Replacing your contents can really add up. We're here to help with our 3 levels of Contents Insurance. 

Enjoy great deals and savings at over 100 retailers with Suncorp Benefits

Whether you’re an owner-occupier or tenant, the place you call home is one of the things that matters most.

We'll cover you for loss or damage to the contents of your home from events such as floods*, storms, fires and theft. Plus with our new for old replacement and 24/7 online claims service, we'll get you back on your feet as soon as possible.

Contents items that are covered in your home include things such as:

Furniture

Furnishings

Clothing

Internal blinds, drapes and curtains

Surfboards, sailboards, kite surfing equipment, canoes, kayaks and non-motorised surf skis

Unfixed electrical goods and appliances not housed in a cabinet

Swimming pools, saunas and spas if easily relocatable.

Pot plants

Medical equipment and aids

Home computers and printers

Carpet

Remote controlled model or toy motor vehicles, watercraft and aircraft (with a wingspan up to 1.5 metres)

Wheelchairs and mobility scooters, ride-on mowers and golf carts

Insured Events

No matter what level of cover your choose, we cover these events as standard. (We do not insure you for bushfire, storm, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply).

Flood*

Fire

Malicious acts and vandalism

Impact

Storm

Theft and burglary

Damage by an animal

Riot, civil commotion or public disturbance

Explosion

Escape of liquid

Lightning

Accidental breakage of glass

Earthquake and tsunami

Compare our 3 levels of award-winning Contents Insurance.

Outstanding Value - Contents Insurance (2017)

   

Classic Cover


Regular cover

You’re automatically covered for:

  • Loss or damage to the contents of your home from events such as floods*, storms, fires and theft.#
  • A range of additional features and additional covers with standard limits, such as artwork up to $10,000 per item or set up to a total of $50,000.

Optional covers

Classic Extras


Added value

You’re automatically covered for:

  • Loss or damage to the contents of your home from events such as floods*, storms, fires and theft.#
  • An increased range of additional features and additional covers with higher limits than our Classic cover, such as artwork up to $20,000 per item or set to a total of $80,000.
  • Accidental damage at the home
  • Motor burnout

Optional covers

Classic Advantages


Our highest cover

You’re covered for:

  • Loss or damage to the contents of your home from events such as floods*, storms, fires and theft#.
  • A larger range of additional features and additional covers with a higher limit for artworks up to $200,000 in total.
  • Accidental damage at the home
  • Motor burnout

Optional covers

Product Disclosure Statement

This is just a summary, for full details of what is and isn't covered please refer to the Home Insurance Product Disclosure Statement (PDS)

Frequently Asked Questions

Enjoy Suncorp Benefits with your policy

Save up to 15% with great deals at over 100 retailers.

Discounts on everyday items

Save on groceries, fuel, entertainment, clothes and more

Savings on bigger purchases

Get great discounts on travel, furniture, electronics and exclusive offers

Instant access to rewards

Simply choose your reward on your phone and use it instantly. 

Get a Contents quote Learn more

Tools and services

Calculators

Not sure how much to insure your home or contents for? Estimate the cost of replacing them now to help set your sum insured with confidence.

Contents Calculator

Protecting the North

Insurance isn't all that we do. From sponsoring events to volunteering for charities, we're dedicated to empowering local communities.

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Trov App

Trōv is a free mobile app that helps you easily collect information about the things you’re buying, including photos, market values, receipts and other product details.

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