Double Up Now and Save Terms & Conditions

To qualify for the 20% discount on the first year premium of an Eligible Policy ("PD"), you must:
1. hold and have paid for a Current Active Policy
2. purchase a new Eligible Policy; and
3. comply with these Terms and Conditions

during the Eligibility Period (“Eligible Customer”). Details of Eligible Policies are in Table 1 and 2 of these Terms & Conditions.

This PD only applies to the new Eligible Policy’s first year premium and doesn’t apply to current policies, subsequent renewals or any other changes to your policy.
If this PD is applied, you are not eligible to receive any other discount (including the Free Roadside Assist promotional offer) that is made available from time to time. This PD is not available in conjunction with any other offers.
To qualify for this PD, you must purchase a new Eligible Policy via one of the following means during the Eligibility Period:
1. Online Quote and Purchase
  You must:
  1. purchase a Current Active Policy on Suncorp.com.au; and
  2. directly after accessing the unique URL/web address for this PD (“Unique Address”) that is made available by the Promoter; OR
2. Direct Communication to Eligible Customers
  You must quote and purchase an Eligible Policy via the Unique Address sent to you by the Promoter via a personalised email; OR
3. Banner in Eligible Customer’s Suncorp Online Account
  You must quote and purchase the Eligible Policy via the Unique Address made available to an Eligible Customer via their Suncorp Online Account if an Eligible Customer has linked a Current Active Policy into their relevant account; OR
4. Valid saved quote
  You must purchase a new Eligible Policy from a saved quote with this PD applied during the Eligibility Period; OR
5. Contact Centre
  You must purchase a new Eligible Policy via the Suncorp Contact Centre.
This PD applies to the following Eligible Policies:

When claiming this PD online

If you claim this PD through online channels, Eligible Policies do not include Suncorp Compulsory Third Party Insurance (CTP); or Suncorp Landlord (Property and Contents) Insurance.

“Current Active Policy” (Your existing policy)	“Eligible Policies” (20% Promotional Discount applied to new Eligible Policy)	Eligibility Period
Suncorp Home, Contents, or combined Home & Contents Insurance Policies	Suncorp Comprehensive, Third Party Property Damage, or Fire, Theft & Third Party Property Damage Car Insurance Policies	From 26 April 2020 to 31 July 2020 Must receive quote during the Eligibility Period, and purchase before the selected policy start date passes
Suncorp Landlord Property, Landlord Contents, or combined Property & Contents Insurance Policies	Suncorp Comprehensive, Third Party Property Damage, or Fire, Theft & Third Party Property Damage Car Insurance Policies
Suncorp Comprehensive Car Insurance Policy	Suncorp Home, Contents, or combined Home & Contents Insurance Policies
Suncorp Third Party Property Damage Car Insurance Policy	Suncorp Home, Contents, or combined Home & Contents Insurance Policies
Suncorp Fire, Theft & Third Party Property Damage Car Insurance Policy	Suncorp Home, Contents, or combined Home & Contents Insurance Policies

When claiming this PD via the Suncorp Contact Centre

If you claim this PD via the Suncorp Contact Centre, Eligible Policies do not include Suncorp Strata Insurance; Suncorp Boat Insurance; Suncorp Motorcycle Insurance; Suncorp Motorhome Insurance; Suncorp Caravan Insurance or Suncorp Compulsory Third Party Insurance (CTP).

“Current Active Policy” (Your existing policy)	“Eligible Policies” (20% Promotional Discount applied to new Eligible Policy)	Eligibility Period
Suncorp CTP Personal Injury Insurance (CTP)	Suncorp Comprehensive, Third Party Property Damage, or Fire, Theft & Third Party Property Damage Car Insurance Policies	From 26 April 2020 to 31 July 2020 Must receive quote during the Eligibility Period, and purchase before the selected policy start date passes
Suncorp Home, Contents, or combined Home & Contents Insurance Policies, Suncorp Landlord Property, Landlord Contents, or combined Property & Contents Insurance Policies	Suncorp Comprehensive, Third Party Property Damage, or Fire, Theft & Third Party Property Damage Car Insurance Policies, Suncorp Home, Contents, or combined Home & Contents Insurance Policies.
Suncorp Comprehensive, Third Party Property Damage, or Fire, Theft & Third Party Property Damage Car Insurance Policies	Suncorp Home, Contents, or combined Home & Contents Insurance Policies, Suncorp Comprehensive, Third Party Property Damage, or Fire, Theft & Third Party Property Damage Car Insurance Policies
Suncorp Boat Insurance, Suncorp Motorcycle Insurance, Suncorp Motorhome Insurance or Suncorp Caravan Insurance Policies	Suncorp Home, Contents, or combined Home & Contents Insurance Policies, Suncorp Comprehensive, Third Party Property Damage, or Fire, Theft & Third Party Property Damage Car Insurance Policies

This PD is applied before taxes and charges are added. If you are eligible for other discounts, we will apply each discount in a predetermined order to the already discounted premium.
If you are eligible for an online discount or this PD, the Promoter will:
1. calculate whether this PD or the online discount offer provides a greater discount off the Eligible Policy’s premium; and
2. apply the offer that provides the greater discount.

For the avoidance of doubt, if an online discount provides a greater discount than this PD, this PD will not apply.

Suncorp Comprehensive Car Insurance counts as an eligible policy but this PD does not apply to the Suncorp Roadside Assist if this optional cover is selected.
The Promoter is AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as Suncorp Insurance.
All quotes provided are subject to AAI’s normal underwriting criteria.
Current Active Policies and Eligible Policies listed in Tables 1 and 2 are issued by AAI.
Eligible Customers should consider the relevant Product Disclosure Statement and consider whether the product is appropriate for them before making any decisions to purchase or continue to hold a product.
The Promoter reserves the right to verify an Eligible Customer satisfies these Terms and Conditions.
The Promoter reserves the right to vary, amend, extend, cancel, or withdraw, all or part of this PD at any time and without notice at the Promoter’s sole discretion.

Save this PD

During the Eligibility Period, an Eligible Customer may leave their details with the Promoter or sales consultant in the Suncorp Contact Centre so they can remain eligible to claim this PD on the same terms as above before 31 July 2021 (“Save this PD”).
To Save this PD, the Eligible Customer must request future contact from the Promoter about one of the Eligible Policies by completing either of the following before the Eligibility Period ends:
1. Submitting their details via the Unique Address that is made available by the Promoter to Eligible Customers and requesting future contact from the Promoter before 31 July 2021; or
2. Speaking to a sales consultant in the Suncorp Contact Centre and requesting future contact from the Promoter before 31 July 2021.
When the Promoter makes the requested future contact, they will provide the Eligible Customer the relevant details to claim the PD at that point in time (including any offer end dates).
The Eligible Customer must continue to satisfy the PD terms above, including holding a Current Active Policy, at the time of claiming the PD.

To qualify for the 20% Online Promotional Discount (the "PD"), you must first hold a Current Active Policy, and purchase a new subsequent Eligible Policy with Suncorp Insurance online during the relevant Eligibility Period and meet other requirements in these terms and conditions (“Eligible Customer”).
Eligible Policies under this PD are those listed in the below table as “Eligible Policies”.;
If the PD is applied to the premium, any other current online discounts (including any $100/$50/$20 or other online discount available from time to time) is not applicable and will not be applied to the premium. This PD is not available in conjunction with any online discount available from time to time.
For the PD to be applied, the new subsequent Eligible Policy, must be quoted and purchased via one of the following means during the Eligibility Period:
1. Online quote and purchase: first purchasing a “Current Active Policy” on suncorp.com.au and directly after, purchasing a subsequent Eligible Policy via the unique URL/web address for the PD (“Unique Address”) that is made available by the Promoter; or
2. Direct communication to Eligible Customers: quoted and purchased via the Unique Address that is made available by the Promoter to Eligible Customers. The Unique Address may be made available by the Promoter via a personalised email to Eligible Customers ; or
3. Banner in Eligible Customer’s My Suncorp Account or Suncorp App: quoted and purchased via the Unique Address that is made available by the Promoter to Eligible Customers. The Unique Address may be made available by the Promoter within an Eligible Customer’s Online Account or Suncorp App if an Eligible Customer and has linked a Current Active Policy into their relevant account; or
4. Valid saved quote: purchasing the subsequent Eligible Policy from a saved quote with the PD applied and that remains valid.
The PD applies to Eligible Policies in situations tabulated here:

Current Active Car Policy	“Eligible Policies” (20% Promotional Discount applied to new subsequent Eligible Policy)	Eligibility Period
Suncorp Comprehensive Car Insurance Policy	Suncorp Home, Contents, or combined Home & Contents Insurance Policies	From 12 July 2019 to 30 June 2021 (Must receive quote during the Eligibility Period, and purchase before the selected policy start date passes.)
Suncorp Third Party Property Damage Car Insurance Policy	Suncorp Home, Contents, or combined Home & Contents Insurance Policies
Suncorp Third Party Fire & Theft Car Insurance	Suncorp Home, Contents, or combined Home & Contents Insurance Policies

Eligible Policies do not include Suncorp Landlord Insurance, Suncorp Strata Insurance or Compulsory Third Party Insurance (CTP).
The PD is available for the first year’s premium of new Eligible Policies only and not on current policies, subsequent renewals or any other changes to your policy.
The PD is applied to the premium before we add taxes and charges. If you are eligible for other discounts (in addition to the PD), we will apply each discount in a predetermined order to the already discounted premium. Minimum premiums may apply.
If an online discount offer is also available for an Eligible Policy, the Promoter will calculate whether this PD or an online discount provides a greater discount off the Eligible Policy’s premium. The Promoter will apply the offer that provides the greater discount off the premium of an Eligible Policy. For the avoidance of doubt, if an online discount provides a greater discount than this PD, the online discount will be applied and this PD will not be available to the Eligible Customer as per term 3 of these terms.
The Promoter is AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as Suncorp Insurance.
All quotes provided are subject to the insurers normal underwriting criteria.
Current Active Policies and Eligible Policies listed in the table above are issued by AAI trading as Suncorp Insurance. Eligible Customer should consider the relevant Product Disclosure Statement and consider whether the product is appropriate for them before making any decisions to purchase or continue to hold a product.
The Promoter reserves the right to vary, amend, extend, cancel, or withdraw, all or part of this PD at any time and without notice at the Promoter’s sole discretion.