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Home Building Insurance

Peace of mind for your most important asset

Enjoy great deals and savings at over 100 retailers with Suncorp Benefits

Relax knowing your home is protected with
Suncorp Home Insurance

Remember that your home is not just the actual building that you live in, but also things such as:

Permanently attached fixtures inside the home, including wall, ceiling and floor coverings

Boat jetties, pontoons and mooring poles

Gates, outdoor walls and fences

Decks, balconies, and verandas

Tennis court, fixed swimming pools and spas

Permanently attached fixtures outside the home, including solar panels, clothes lines and outdoor lights.

Water tanks, gas fittings and electrical fixtures

Garages, carports and driveways

Sheds, outbuildings and granny flats

Garden borders, pathways and retaining walls

No matter what level of cover your choose, we cover these events as standard. (We do not insure you for bushfire, storm, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply).

Flood*

Fire

Malicious acts and vandalism

Impact

Storm

Theft and burglary

Damage by an animal

Riot, civil commotion or public disturbance

Explosion

Escape of liquid

Lightning

Accidental breakage of glass

Earthquake and tsunami

Compare our 3 levels of Home Insurance to find a cover that suits your needs.

Classic Cover


Regular cover

You’re automatically covered for:

  • Loss or damage to your home from events such as floods*, storms, fires and theft#.
  • A range of additional features and covers with limits, like temporary accommodation costs in something similar if your home becomes unliveable due to an event we cover.

Optional covers

Classic Extras


Optional add-ons

You’re automatically covered for:

  • Loss or damage to your home from events such as floods*, storms, fires and theft#.
  • An increased range of additional features and additional covers with higher limits than our Classic cover.
  • Accidental damage.
  • Safety net home protection up to 25% of the home sum insured.
  • Motor burnout.

Classic Advantages


Our highest cover

You’re automatically covered for:

  • Loss or damage to your home from events such as floods*, storms, fires and theft#.
  • A high level of additional features and covers available.
  • Accidental damage.
  • Safety net home protection up to 30% of the home sum insured.
  • Motor burnout.

Product Disclosure Statement

This is just a summary, for full details of what is and isn't covered please refer to the Home Insurance Product Disclosure Statement (PDS)

Frequently Asked Questions

Enjoy Suncorp Benefits with your policy

Save up to 15% with great deals at over 100 retailers.

Discounts on everyday items

Save on groceries, fuel, entertainment, clothes and more

Savings on bigger purchases

Get great discounts on travel, furniture, electronics and exclusive offers

Instant access to rewards

Simply choose your reward on your phone and use it instantly. 

Get a Home Building quote Learn more

Tools and services

Calculators

Not sure how much to insure your home or contents for? Estimate the cost of replacing them now to help set your sum insured with confidence.

Contents Calculator

Protecting the North

Insurance isn't all that we do. From sponsoring events to volunteering for charities, we're dedicated to empowering local communities.

Learn more

Trov App

Trōv is a free mobile app that helps you easily collect information about the things you’re buying, including photos, market values, receipts and other product details.

Learn more

*Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). We don't cover retaining walls or flood damage to wharves, jetties, pontoons, other exclusions apply.