Relax knowing your home is protected with
Suncorp Home Insurance
Remember that your home is not just the actual building that you live in, but also things such as:
No matter what level of cover your choose, we cover these events as standard. (We do not insure you for bushfire, storm, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply).
Yes, your home is covered if it is unoccupied, however an additional excess will apply to any claim made during this time if the home has been unoccupied for more than 60 consecutive days.
Our Cyclone Resilience Benefit is an insurance premium reduction available to certain Suncorp Home and Landlord Insurance customers with properties located in those parts of northern Australia which are most likely to experience cyclones.
This reduction recognises specific property features and mitigation measures which can help reduce damage to a property during a cyclone as well as the likelihood of making a claim. Eligible customers whose properties have these features and measures can receive a reduction to their premium compared to what they would pay if they did not have the features or mitigation measures.
Your Suncorp policy provides you with up to $20 million legal liability cover.
Legal liability covers your liability to pay compensation for death or bodily injury to other people or loss or damage to their property resulting from an incident, which happens in connection with you owning or living in the home at the insured address. For instance, if a person was to come onto your property and injure themselves by tripping whilst climbing the stairs, the Home legal liability component of your policy would respond if you were found legally liable for the injury sustained and damages were sought from you.*
Legal liability on contents also covers your liability to pay compensation for an incident, which causes death or bodily injury to other people anywhere in Australia or New Zealand. So if you were playing golf at your local golf club and your ball was to strike another player causing injury, the contents legal liability component of your policy would respond if you were found legally liable for the injury sustained and damages were sought from you*.
* This example assumes your claim was not otherwise excluded by your policy.
We will utilise our experienced qualified builders that is part of panel. Our builders specialise in all insurance work and we offer a lifetime guarantee on the repairs.
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*Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). We don't cover retaining walls or flood damage to wharves, jetties, pontoons, other exclusions apply.