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Home Building Insurance

Peace of mind for your most important asset

Relax knowing your home is protected with
Suncorp Home Insurance

We’ll cover your home, garage and sheds, along with their permanently attached fixtures, like solar panels, floor coverings and gates, for loss and damage caused by events such as floods, storms, fire and theft. Plus, you can enjoy a lifetime guarantee on home repairs we authorise and arrange.

Compare our 3 levels of Home Insurance to find a cover that suits your needs. 

Classic Cover


Regular cover

You’re automatically covered for:

  • Loss or damage to your home from events such as floods, storms, fires and theft#.
  • A range of additional features and covers with limits, like temporary accommodation costs in something similar if your home becomes unliveable due to an event we cover.

Optional covers

Classic Extras


Optional add-ons

You’re automatically covered for:

  • Loss or damage to your home from events such as floods, storms, fires and theft#.
  • An increased range of additional features and additional covers with higher limits than our Classic cover.
  • Accidental damage.
  • Safety net home protection up to 25% of the home sum insured.
  • Motor burnout.

Classic Advantages


Our highest cover

You’re automatically covered for:

  • Loss or damage to your home from events such as floods, storms, fires and theft#.
  • A high level of additional features and covers available.
  • Accidental damage.
  • Safety net home protection up to 30% of the home sum insured.
  • Motor burnout.

Need some help choosing?

Use our comparison table to help you find the right Home Building Insurance for you.

Compare all Home Building Insurance

Want to know more?

This is just a summary, for full details of what is and isn't covered please refer to the Home Insurance Product Disclosure Statement (PDS)

Insured events

No matter what level of cover you choose, we cover these insured events as standard:

Flood

Storm

Lightning

Fire

Theft and burglary

Accidental breakage of glass

Malicious acts and vandalism

Damage by an animal

Earthquake and tsunami

Impact

Explosion

Escape of liquid

Riot, civil commotion or public disturbance

What's covered?

Remember that your home is not just the actual building that you live in, but also things such as:

Permanently attached fixtures inside the home, including wall, ceiling and floor coverings

Permanently attached fixtures outside the home, including solar panels, clothes lines and outdoor lights.

Gates, outdoor walls and fences

Decks, balconies, and verandas

Tennis court, fixed swimming pools and spas

Sheds, outbuildings and granny flats

Water tanks, gas fittings and electrical fixtures

Garages, carports and driveways

Boat jetties, pontoons and mooring poles

Garden borders, pathways and retaining walls