Income Protection Insurance

Cover amount per month

Up to $10,000 a month
or 75% of income*

Increases yearly
in line with inflation

*75% of the average of the last
12 months’ pay at time of claim

Claim waiting period (time off work before claim payable)

Your choice of a 14, 28, 60 or 90 day waiting period
after you’ve lodged a claim

See how it works

Benefit period

Receive income payments for
6 to 60 months – you choose

When benefit is paid

Benefits build up from the end of the waiting period (after a successful claim has been made)
and are then paid monthly in arrears

Assistance returning to work

Partial benefits are paid to supplement reduced earning capacity,
to assist your return to work on claim benefit periods of 24 and 60 months

Recovery Support Benefit

If you’re confined to bed, you may receive extra financial support for the first two months of the claim period. This could help cover expenses for childcare, nursing care, housekeeping, travel to medical appointments and more.

*NEW* Cover for pre-existing medical and mental health conditions

Subject to meeting health assessment criteria

Multi-policy discount

5% off premiums if you’re an existing Suncorp Insurance customer