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Suncorp QLD CTP Insurance

The CTP Insurance that protects more Queensland families

What is CTP Insurance?

Compulsory Third Party (CTP) Insurance is attached to the registration of your vehicle and provides protection to the at-fault driver against compensation claims from people injured in a motor vehicle accident. 

So, if you’re the at-fault driver in a motor accident, CTP Insurance covers you against compensation claims made by people you have injured. These people include anybody injured as a result of the accident (except you if you’re the at-fault driver) who could be other drivers, passengers in your car and other vehicles, pedestrians, cyclists, and motorcyclists. If the person you have injured is unable to work, or needs medical treatment, your CTP insurer pays them out a lump sum that can cover their medical and rehabilitation treatment and/or loss of income related to the accident.

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What does CTP Insurance cover?

When you choose Suncorp CTP Insurance, you get a good deal more for your money.

Driver Protection Cover (DPC) that comes with:

Up to $2 million in benefits for specified serious injuries to eligible at-fault drivers if the car is also comprehensively insured with Suncorp Insurance (or up to $1 million in benefits where the car is not comprehensively insured with Suncorp Insurance)

Access to an advisory team of health care and rehabilitation professionals.

A $5,000 lump sum which may assist in paying medical or rehabilitation costs, if in our opinion, following a preliminary assessment of the claim, the at fault driver is eligible or is likely to be eligible for DPC benefits.

An efficient claims process with over 70 years experience.

The knowledge that you're helping us in our support of Youngcare

Frequently Asked Questions

The National Injury Insurance Scheme Queensland

The National Injury Insurance Scheme Queensland (NIISQ) was introduced by the state government on 1 July 2016. The scheme provides financial support for the treatment and care to people who sustain life-changing, serious injuries in a motor vehicle accident, regardless of who’s at fault. NIISQ does not, however, provide compensation for emotional trauma or loss of income experienced as a result of an accident.

As Queensland's largest CTP insurer, Suncorp Insurance understands that even good drivers make mistakes, that's why we will continue to offer Driver Protection Cover (DPC) alongside the introduction of NIISQ. For eligible customers, DPC provides compensation for specific serious injuries caused to the eligible at-fault driver* of a motor vehicle accident when they have Suncorp Insurance CTP. These payments can help ease those financial burdens that aren't covered by NIISQ. For further information please refer to the National Injury Insurance Scheme Queensland.