Funeral Insurance

Suncorp has been protecting lives in Australia and New Zealand since 1833
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Why Funeral Insurance?

Funerals can be expensive. Australians spend between $4,000 to $15,000¹ on a funeral which could make a big dent in your loved ones’ finances. When the time comes, avoid leaving this financial burden with your family and join Australia’s most trusted funeral insurance brand in just a few quick and easy steps – with immediate cover and no medical questions.

Making managing your premiums easier

The choice of Stepped or Level Premiums
Family and large sum insured discounts are available
Pay no premiums after the policy anniversary when you’re 85
The premiums you pay never exceed your payout at claim time
Receive a 10% cash back amount every 3 years you continue to hold your policy

Michael's story

Watch the video to see how Michael, one of our Suncorp Claims consultants, helps customers everyday.

What's included?

Choice of cover amount

You choose how much cover you need. We offer between $5000-$30,000 if you choose a stepped premium or between $5,000-$15,000 if you choose a level premium. Payout is a lump sum and is generally tax free³. There are no restrictions on how this money can be spent. It can help your loved ones to cover funeral costs, debts and other expenses.

Find out more about Stepped and Level premiums.

Fast payout and easy claims process

Payment usually occurs within 2 business days of an approved claim. Only ever deal with one dedicated claims manager. How to make a claim

Watch the video to see how Michael, one of our Suncorp Claims consultants, helps customers every day.

30 day cooling off period

You have 30 days to change your mind after you take out cover.

Receive your payout early if you're diagnosed with a terminal illness

If after 12 months of your policy commencing a registered doctor diagnoses you with a terminal illness with less than 12 months to live, we will advance your full payout. This can help you to arrange your financial affairs or make some lasting memories with your loved ones.

Single and joint policies available

Purchase a joint policy with an immediate family member and enjoy a 20% discount plus the convenience of having just one policy.

Plus other features that can help make managing your premiums easy

Your choice of stepped or level premiums

Like most types of life insurance, the cost of funeral insurance typically increases each year, as you get older. If you find this too unpredictable and are looking for a way to manage your premiums, we give you the option to choose between stepped premiums, which will increase with your age or level premiums which start out higher but do not increase every year as you get older.

Of course, your premium will increase if you choose to increase your funeral insurance cover down the track, or accept automatic indexation each year.

Find out more about Stepped and Level premiums

No premiums after your 85th birthday

We won’t charge you any premiums from the policy anniversary after your 85th birthday.

20% Family Discount

If an immediate family member also takes out a funeral insurance policy, they will save 20% on their insurance premium. For example, if you and your partner purchase a joint policy, you’ll both receive 20% off your premium straight away.

Amount of premiums paid will never exceed your payout at claim time

Payout to your beneficiaries will always be the greater of:

1) the sum of your premiums paid, and

2) the cover amount you chose (your sum insured).

Find out more about our value promise

10% Cash Back Benefit

Receive a 10% cash back amount every 3 years you continue to hold your policy.

10% Large Sum Insured Discount

If you’ve chosen a stepped premium policy and have a sum insured of at least $20,000, you will also get a discount of 10%.

What's not covered?

The Funeral Benefit won’t be paid if you die during the first 12 months after your policy commences due to an accident that occurred prior to the policy start date, a sickness, or as a result of an intentional self-inflicted act.

Want to know more?

This is just a summary, for full details of what is and isn't covered please refer to the Suncorp Funeral Insurance Product Disclosure Statement (PDS) or see all other documents.

Why choose Suncorp?

Australia's most trusted Funeral Insurance brand

Suncorp has been helping to protect lives in Australia and New Zealand since 1833

We work with charities to help raise funds; communicate health issues; support medical research; & sponsor events that bring the community together.

Suncorp is Australia’s most trusted Funeral insurance brand

If you're facing a period of financial difficulty we'll let you pause your premiums for up to 3 months over the life of the policy. During this time, your Suncorp Funeral Insurance policy will only cover you in the event you die as a result of an accident. Find out more

Receive a 20% discount if an immediate family member holds a Suncorp Funeral Insurance policy

We reward loyalty by refunding 10% of your Suncorp Funeral Insurance premiums paid in the previous 3 years, every 3 years you continuously hold a policy.

Get a quote in 30 seconds

Or call 1800 179 081Mon-Fri, 8am-8pm EST

Need to talk?

Our friendly team of insurance specialists at our Australian based call centre can answer all your questions. Alternatively, if you feel your financial requirements are more complex and you require financial advice, you can turn to a Suncorp Financial Planner for help in assessing your risk and working out the cover that could meet your needs.

Phone

Monday to Friday 8am to 8pm AEST

Call 13 11 55

Email

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