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Funeral Insurance

  • Your premiums don’t go up as you get older1
  • Buy online or over the phone quickly
  • Immediate cover for Accidental Death for the first 12 months of your policy, with no medical questions to answer. Full cover for any cause of death after 12 months.

Help support your family when they need it most

It can be difficult to find enough money for a funeral at short notice. The decisions you make now can mean all the difference for your family’s future. Suncorp Funeral insurance gives you the confidence of knowing that, when the time comes, the people you love will have financial help.

Why choose Suncorp Funeral Insurance?

You choose how much cover you need

Suncorp Funeral Insurance offers immediate cover between $3,000 – $15,000. Payout is a lump sum and is generally tax free2, with no restrictions on how it can be spent. It can help your loved ones cover funeral costs, debts and other expenses.

Fast payout

Payment is usually made within 24 hours of an approved claim being made, so your family will have one less thing to worry about.

Receive 10% bonus cover after 5 years3

Bonus cover is provided at no extra cost, as recognition for your loyalty.

Get 5% premium discount

You’ll get 5% off your premiums after 10 years of holding your policy.

Early payout option4

Enjoy the option of receiving 120% of your benefit after your 85th birthday.

Example scenario

Value Promise5

The amount your family receives as a payout will depend on the option you select when you take up a policy. Here’s a quick guide:

  1. If you choose the 100% option, your payout will be your cover amount or 100% of premiums paid, whichever is greater.
  2. If you choose the 70% option, your payout will be your cover amount or 70% of premiums paid, whichever is greater. 

See how it works

Add a family member to your policy6

Receive an additional 5% discount when you add another adult to the same Funeral Insurance policy.

Level premiums7

Your premium won’t increase with age. It’ll only do so if you choose to increase your Funeral Insurance cover down the track.

Get a quote

Or call 13 11 55
Mon–Fri, 8am–6pm (AEST)

Optional extra

Accidental Death Cover

With Suncorp Funeral Insurance, you have the option to add Accidental Death Cover. This is paid if you pass away from an accident, or within six months of the injuries sustained in an accident. This benefit is paid in addition to your Funeral Benefit.  

What's not covered?

Your Funeral Insurance won’t be paid if you pass away during the first 12 months after your policy commences, due to:

  • an accident that happened before the policy start date,
  • a sickness, or
  • an intentional self-inflicted act.

Please note, if you cancel your policy or it lapses, you’ll lose all your premiums paid up until that date. There are exceptions, such as if you’re struggling to meet your premium payments. If this is the case for you, please call us to discuss your available options.

Want to know more?

This is just a summary, for full details of what is and isn't covered please refer to the Suncorp Funeral Insurance Product Disclosure Statement (PDS).

Here to help you

Funeral Insurance can be tough to talk about. That’s why the Suncorp Funeral Insurance team are here to help you through the process. If you have any questions, please contact one of our friendly team members.


Monday–Friday, 8am–6pm (AEST)

Call 13 11 55


The Suncorp Funeral Insurance team get back to you generally within, 2 business days

Send an email

Get support

If you’d like guidance on how to talk about death and funeral insurance with your loved ones, take a look at the below resources.

Dying to Talk
Visit website

QLD Health
Visit website

Example scenario