Funeral Insurance
Funeral Insurance can help you and your family to financially prepare for the future. By paying monthly, fortnightly or annually premiums, you’ll make sure your family receives a lump sum when you pass away. This can be used to help cover funeral costs or to support with settling your affairs.
- Cover starts from just $2.95 a week
- 5% discount when you add another adult to the same policy
What is funeral insurance and how does it work?
Suncorp Funeral Insurance provides a lump sum payment of up to $15,000 to your family when you pass away. This can be used to cover funeral costs like chapel fees, burial expenses, cars or flowers, or to settle your affairs - like any unpaid bills or outstanding debts.
To secure a suitable fixed cover amount and ensure your family gets the financial support they need, you can choose to pay monthly, fortnightly or annually premiums.
Do I need funeral insurance?
Wherever you’re at in life, funeral cover is a good way to plan ahead and enjoy peace of mind that your family won’t be left with financial burden after you’re gone. With a funeral insurance policy, you’ll know you’re making the right decision by your children and loved ones.
How much does funeral insurance cost?
With Suncorp cover starts from just $2.95 a week. Premiums are available fortnightly, monthly or yearly. If you choose to pay your premiums annually, you’ll only pay 11 months instead of 12 months.
The premium amount you pay will depend on a few things, like your cover level, payout amount, age, health and lifestyle. Cover level is offered between $3,000 - $15,000 upon application, which can be increased to up to $25,000 once your policy is in place. Payout is a lump sum and is generally tax free.
Or call 13 11 55
Suncorp Funeral Insurance at a glance
What’s included?
Accidental Death
Accidental Death Cover is payable if you die as a result of an accident, or within 6 months of the injury leading to your death on proof satisfactory to us. Accidental Death Cover is payable in addition to your Funeral Benefit.
What’s not included?
- an accident that happened before the policy start date,
- a sickness, or
- an intentional self-inflicted act.
For more information on the exclusions, read the PDS
Or call 13 11 55
Accident
Accident/accidental: means an event where injury is caused solely and directly by violent, external and visible means.
Optional add-on
Accidental Death Cover
Designed to help you and your family with the unexpected costs of an accidental death, this will provide a payout if you die from an accident, or within 6 months of an injury leading to your death. You can choose a cover amount between $1,000 and $50,000 – which will be paid to your loved ones on top of your funeral cover benefit.
Who can apply?
Who is eligible for funeral cover in Australia? Suncorp Funeral Insurance is available to any customers who permanently reside in Australia and are:
- aged 45 to 80
- an Australia citizen or
- an Australia permanent resident
- a New Zealand citizen
Or call 13 11 55
Why so many Australians choose Suncorp Funeral Insurance
Trusted by thousands of Australians who turn to Suncorp for their personal insurance needs.
Suncorp Funeral Insurance rewards you with ways to save, like 5% off when you add a family member to your policy or 10% bonus cover after 5 years.
Frequently Asked Questions
Yes - if your parents are Australian or New Zealand residents under the age of 80 you are eligible to apply for Suncorp Funeral Insurance.
To talk to the Suncorp Life team about a claim you can call 13 11 55, Monday-Friday, 8:00am-6:00pm (AEST). Please have the policy number on hand when you call. To lodge your claim, the friendly Suncorp Funeral Insurance staff will be there to take care of your nominated beneficiaries or your legal personal representative. Please have the policy number on hand as well as date and cause of death. Please read the PDS for full details.
Receiving a COVID-19 vaccination approved for use by the Therapeutic Goods Administration (TGA) in Australia will not affect the cover under your existing insurance policy. Suncorp Funeral policies do not include exclusions or limitations related to COVID-19 including vaccine related side-effects. If you were to experience sickness or injury after receiving the COVID-19 vaccination, a claim can still be lodged for a benefit under your policy and your claim will be assessed and is subject to the terms and conditions of your policy. This includes doctors, nurses, health professionals, police and people working in quarantine hotels and services.
Suncorp Life’s Commitment to the Life Insurance Code of Practice
Suncorp Life Insurance policies are issued by TAL, who played a key role in creating the Life Insurance Code of Practice. Suncorp Life is committed to delivering the best possible customer service standards. Suncorp Life will continue to look for ways to raise the standards of customer service now and over the years to come. Read more.
At TAL, we are committed to supporting our customers who may be experiencing vulnerability or have unique needs. Contact us or see how we can help if you are experiencing financial hardship or domestic and family violence.
Suncorp Funeral Insurance is here to help
Operating Hours
Quotes and sales: Mon-Fri 8am-7pm, Sat 9am-4pm (AEST)
Customer service: Mon-Fri 8am-6pm (AEST)
Claims: Mon-Fri 8am-5:30pm (AEST)
Call the Suncorp Life Team
For help with a quote, contact the team for a chat.
Accident
Accident/accidental: means an event where injury is caused solely and directly by violent, external and visible means.
Accidental Death
Accidental Death Cover is payable if you die as a result of an accident, or within 6 months of the injury leading to your death on proof satisfactory to us. Accidental Death Cover is payable in addition to your Funeral Benefit.
Operating Hours
Quotes and sales: Mon-Fri 8am-7pm, Sat 9am-4pm (AEST)
Customer service: Mon-Fri 8am-6pm (AEST)
Claims: Mon-Fri 8am-5:30pm (AEST)
