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Funeral Insurance

Funeral insurance is a simple way to plan for the future and help financially cover your family. You’ll pay monthly or fortnightly premiums, and if you were to pass away, your loved ones will receive a lump sum to help cover the costs of your funeral or to settle your affairs.

  • Cover starts from just $2.95 a week
  • Trust your family will be supported in their time of need

Get a quick quote

Or call 13 11 55

What is funeral insurance?

Funeral insurance is when a lump sum payment is made to your family if you should pass away. The amount paid out can be used to cover the costs associated with your funeral or to settle some of your affairs. With funeral insurance you pay monthly or fortnightly premiums for a fixed amount of cover.

Why is funeral insurance important?

Wherever you’re at in life, funeral cover is a good way to plan ahead and enjoy peace of mind that your family won’t be left with financial burden after you’re gone. With a funeral insurance policy, you’ll know you’re making the right decision by your children and loved ones.

How does funeral insurance work?

Suncorp Funeral Insurance  helps make sure you’re covered by providing comprehensive cover you can rely on. Simply choose to pay monthly or fortnightly premiums for a fixed cover amount of $3,000 to $15,000 at application. Then your loved ones can use that lump sum for funeral cars and grave, clergy or chapel fees. Or to settle affairs, like unpaid bills or outstanding debts. 

How much does funeral insurance cost?

The amount you pay will depend on a few things, like your cover level, payout amount, age, health and lifestyle. Once you’ve locked in your policy, the premium won’t go up as you get older. Get a funeral insurance quote online to see how you can tailor a policy to suit your budget.

Get a quick quote

Or call 13 11 55

Suncorp Funeral Insurance at a glance

What’s included?

Accidental Death

Accidental Death Cover is payable if you die as a result of an accident, or within 6 months of the injury leading to your death on proof satisfactory to us. Accidental Death Cover is payable in addition to your Funeral Benefit.

  • Cover for Accidental Death
    After the first 12 months of cover, any cause of death is covered.
  • Tailor your funeral insurance cover
    Suncorp Funeral Insurance offers between $3,000 – $15,000 upon application, which can be increased to up to $25,000 once your policy is in place. Payout is a lump sum and is generally tax free. It can help your loved ones cover funeral costs, debts and other expenses.
  • Fast payout within 24 hours
    Enjoy funeral cover with no waiting period. Payment is usually made within 24 hours of an approved claim, so your family will have one less thing to worry about.
  • Add a family member to your funeral policy
    Receive a 5% discount when you add another adult to the same funeral insurance policy.
  • 10% Bonus Cover after 5 years
    Bonus cover is provided at no extra cost, as thanks for your loyalty.
  • Early payout option
    Enjoy the option of receiving the 120% of your benefit after your 85th birthday. Please be aware that there are income tax implications you should consider before exercising this option.
  • Value Promise
    The amount your family receives as payout will depend on the option you select when you take up a policy. Here’s a quick guide:
    1) You choose 100% option = payout will be your cover amount or 100% of premiums paid (whichever is greater)
    2) You choose 70% option = payout will be your cover amount or 70% of premiums paid (whichever is greater)
  • Annual premium discount
    If you choose to pay your premium annually, you’ll only pay 11 months instead of 12.

What’s not included?

  • No payout if you die during the first 12 months
    No funeral benefit is payable if you die during the first 12 months from any cause other than Accidental Death. If this occurs, we will pay a benefit amount equal to the Funeral Insurance premiums you’ve paid so far.       
  • Limited payouts on Accidental Death
  • No funeral benefit or optional Accidental Death Cover is payable for Accidental Death if your death is directly or indirectly a result of:
  • an accident that happened before the policy start date,
  • a sickness, or
  • an intentional self-inflicted act.

For more information on the exclusions, read the PDS

Get a quick quote

Or call 13 11 55

Accident

Accident/accidental: means an event where injury is caused solely and directly by violent, external and visible means.

Optional add-on

Accidental Death Cover

Designed to help you and your family with the unexpected costs of an accidental death, this will provide a payout if you die from an accident, or within 6 months of an injury leading to your death. You can choose a cover amount between $1,000 and $50,000 – which will be paid to your loved ones on top of your funeral cover benefit.

Want to know more?

For full details of what is and isn’t covered, please refer to the PDS.

Who can apply?

Who is eligible for funeral cover in Australia? Suncorp Funeral Insurance is available to any customers who permanently reside in Australia and are:

  • aged 45 to 80
  • an Australia citizen or
  • an Australia permanent resident
  • a New Zealand citizen

Get a quick quote

Or call 13 11 55

Why so many Australians choose Suncorp Funeral Insurance

Trusted by thousands of Australians who turn to Suncorp for their personal insurance needs.

Suncorp Funeral Insurance rewards you with ways to save, like 5% off when you add a family member to your policy or 10% bonus cover after 5 years.  

Frequently Asked Questions

Suncorp Life’s Commitment to the Life Insurance Code of Practice

Suncorp Life Insurance policies are issued by TAL, who played a key role in creating the Life Insurance Code of Practice. Suncorp Life is committed to delivering the best possible customer service standards and support the Financial Services Council in promoting and monitoring the Code of Practice. Suncorp Life will continue to look for ways to raise the standards of customer service now and over the years to come. Read more.

Suncorp Funeral Insurance is here to help

Operating Hours

Quotes and sales: Mon-Fri 8am-7pm, Sat 9am-4pm (AEST)

Customer service: Mon-Fri 8am-6pm (AEST)

Claims: Mon-Fri 8am-5:30pm (AEST)

Call the Suncorp Life Team

For help with a quote, contact the team for a chat.

View our operating hours

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A Suncorp Funeral team consultant will get back to you.

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Accident

Accident/accidental: means an event where injury is caused solely and directly by violent, external and visible means.

Accidental Death

Accidental Death Cover is payable if you die as a result of an accident, or within 6 months of the injury leading to your death on proof satisfactory to us. Accidental Death Cover is payable in addition to your Funeral Benefit.

Operating Hours

Quotes and sales: Mon-Fri 8am-7pm, Sat 9am-4pm (AEST)

Customer service: Mon-Fri 8am-6pm (AEST)

Claims: Mon-Fri 8am-5:30pm (AEST)

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Products and services including banking, superannuation and insurance are provided by different entities of the Suncorp Group. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking products or services it provides and not the products and services of other companies in the Suncorp Group.

Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.

This content is current for Car, Motorcycle, Motorhome, Caravan & Trailer, Boat, Home & Contents, Landlord and Strata Insurance policies with a start or renewal date on or after 25 March 2021.

GENERAL INSURANCE
General Insurance (including Home Building, Home Contents, Landlord, Strata, Car, CTP, Motorcycle, Caravan, Motorhome, Boat Insurance, Business Insurance and Barristers Insurance) is issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance.

SUNCORP HEALTH INSURANCE
Suncorp Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib. Read the policy booklet before buying this insurance.

SUNCORP LIFE INSURANCE
Suncorp Life Insurance products, other than in some circumstances the Redundancy Benefit, are issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies are not part of the Suncorp Group. TAL Life uses the Suncorp brand under licence from the Suncorp Group. Redundancy Benefit provided on or before 31st March 2020 was issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) which is part of the Suncorp Group. New Redundancy Benefit policies and renewals offered from 1st April 2020 are issued by TAL Life. The different entities of TAL and the Suncorp Group of companies are not responsible for, or liable in respect of, products and services provided by the other.

Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 (TAL Direct). General advice does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold a Life Product you must read the relevant Product Disclosure Statement. The Target Market Determination (TMD) for the product is also available.

TAL Life is proud to have adopted the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities.

TRAVEL
Insurance issued by AAI Limited ABN 48 005 297 807 trading as Vero Insurance.

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