Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.
My Suncorp
Strata Insurance
We’ve been protecting and supporting Australians for almost 100 years
Do I need Strata Insurance?
When you own a home that shares common property, things can get complicated. If buildings, outdoor areas or items are damaged, you want to make sure you have cover in place.
That’s why our Strata Insurance - associated with body corporates or owners corporations - covers residential buildings within a complex and its common areas such as garages, driveways and swimming pools. You can also add cover for common contents, such as lawnmowers and washing machines.
Strata Insurance is a legal requirement and normally the responsibility of the strata title owners, with the cost split between the individual unit owners. If you live in one of the following, chances are you need Strata Insurance.
Townhouse
Unit/Flat
Apartment
Duplex
Insured Events
What am I covered for?
Amount
Loss or damage from incidents such as floods*, storms, fires and theft#
Amount nominated by you
Up to $20 million
Up to 10% of the building sum insured and for no longer than 52 weeks
Up to 10% of the building sum insured and for no longer than 52 weeks
Up to $1 million
Up to $10,000 of net costs
Amount nominated by you
Ways to save
We’re committed to protecting what matters to you most – every day. That’s why we offer a range of ways that you can save, when you insure your home with us.
Save by paying annually
Save on your premium by choosing to pay annually.
Lifetime repair guarantee
Rest assured with our lifetime guarantee on repairs we authorise and arrange.
24/7 claims service
Making a claim is easy with our 24/7 phone and online claims service
*Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). We don't cover retaining walls or flood damage to wharves, jetties, pontoons, other exclusions apply.
