What you get with Suncorp Insurance
When used in relation to your car, it is the maximum amount we will pay for loss or damage to your car caused by an incident less any deductions that apply, unless we say otherwise in your policy. It includes the value of any accessories or modifications. The amount covered includes GST.
For Comprehensive cover, your amount covered will be shown on your certificate of insurance.
For Fire, Theft & Third Party Property Damage cover, your amount covered will be the market value of your car or the limit shown on your certificate of insurance, whichever is less.
Any person that you know will drive your car either regularly or occasionally should be listed as a driver on your policy. The exception to this are learner drivers who do not need to be listed on the policy as a driver until they get their licence. They will still be covered while driving the car while on their learners and the relevant parts of the PDS will apply to any claim.
It is always better to list any person on your policy who will drive your car, but if you don’t we will still cover anyone who drives your car subject to the terms, conditions and excesses as outlined in the PDS.
Yes, any person that you know will be driving your either regularly or occasionally should be listed on the policy.
- If you receive any letters of demand from other parties (including their insurer or legal representative) involved in the event, contact Claims on 13 25 24 as soon as possible.
- If you are contacted verbally, advise that you are insured with us and that we will be looking after their claim. Do not admit fault for the damage/accident and do not offer or promise to pay for any costs.
- Record as much of the other parties details as possible (names, residential addresses, phone numbers and vehicle details) as possible.
- Contact Claims on 13 25 24 and advise our consultant of what has happened.
Comprehensive Car Insurance
Our Third Party covers don’t cover you for accidental loss or damage to your own car. If that’s what you’re looking for, see our Comprehensive Car insurance cover.