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Third Party Car Insurance

Liability cover to get you started, without the extra features of our Comprehensive levels of cover.

$50 Discount online only

Enjoy great deals and savings at over 100 retailers with Suncorp Benefits

What am I covered for?

At the most basic level, Third Party Property Damage provides cover for:

Liability for loss or damage your car causes to another person’s vehicle or property.

Damage by uninsured drivers (up to $5,000). 

Third party property damage caused by caravans and trailers towed by your car. 

Optional Fire & Theft cover

You also have the option of upgrading your Third Party Property Damage to include Fire & Theft, which gives you the basic cover plus:

Liability for loss or damage from fire and theft.

After claim expenses after fire or theft

Up to 21 days hire car after theft.

Product Disclosure Statement

This is just a summary, for full details of what is and isn't covered please refer to the Product Disclosure Statement (PDS). You may also like our Guide to Premiums, Excesses, Discounts and Claim Payments.

What you get with Suncorp Insurance

Online only $20 policy discount

Online Discount

Get $20 off when you buy your policy online.

More than 500,000 cars insured across Australia. 

Low Kilometres

Low kilometre saving

Applicants who drive fewer than 10,000km/year may be eligible for a reduced premium. 

Claims Free Driver Rewards on comprehensive policies.

15pc multi-policy discount

Multi-policy discount#

It’s as easy as combining your Suncorp car, home and contents insurance.

24/7 support and claims service.

Enjoy Suncorp Benefits with your policy

Save up to 15% with great deals at over 100 retailers.

Discounts on everyday items
Save on groceries, fuel, entertainment, clothes and more

Savings on bigger purchases
Get great discounts on travel, furniture, electronics and exclusive offers

Instant access to rewards
Simply choose your reward on your phone and use it instantly

Frequently Asked Questions

Looking for something else?

We also offer insurance for these vehicles:


 Caravan & Trailer



Comprehensive Car Insurance

Our Third Party covers don’t cover you for accidental loss or damage to your own car. If that’s what you’re looking for, see our Comprehensive Car insurance cover.

Learn more

Insights and stories

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After claim expenses

If your car's stolen or damaged in an incident we will pay up to a total of $1000 towards:

  • emergency travel and accommodation if your car's not safe to drive and you're more than 100klm away from home
  • emergency repairs to make your car roadworthy or safe so that you can get to your destination or to a repairer
  • replacing your personal property such as clothing or electronic and telecommunicaiton devices lost or damaged at the time of the incident.

Note: you need to provide us with all invoices and receipts

Hire car after theft for up to 21 days

We'll cover the reasonable cost of a hire car that meets your needs for up to 21 days following theft, or attempted theft following any approved claim. Conditions apply.
Please note: A hire car cannot be used by learner drivers.  Terms and conditions apply, see the PDS for full details