Third Party Car Insurance

Get $20 off

First Year Online Discount*

Our Third Party Car Insurance offers liability cover to get you started, without the extra features of our Comprehensive levels of cover.

What am I covered for?

At the most basic level, Third Party Property Damage provides cover for:

Liability for loss or damage your car causes to another person’s vehicle or property.

Damage by uninsured drivers (up to $5,000).

Third party property damage caused by caravans and trailers towed by your car.

Optional Fire & Theft cover

You also have the option of upgrading your Third Party Property Damage to include Fire & Theft, which gives you the basic cover plus:

Liability for loss or damage from fire and theft.

After claim expenses

If your car's stolen or damaged in an incident we will pay up to a total of $1000 towards:

  • emergency travel and accommodation if your car's not safe to drive and you're more than 100km away from home
  • emergency repairs to make your car roadworthy or safe so that you can get to your destination or to a repairer
  • replacing your personal property such as clothing or electronic and telecommunication devices lost or damaged at the time of the incident.

Note: you need to provide us with all invoices and receipts.

After claim expenses after fire or theft

Hire car after theft for up to 21 days

We'll cover the reasonable cost of a hire car that meets your needs for up to 21 days following theft, covered by your policy.

Please note: A hire car cannot be used by learner drivers. 

Terms, exclusions and conditions apply.

See the PDS for full details. 

Up to 21 days hire car after theft.

Product Disclosure Statement

This is just a summary, for full details of what is and isn't covered please refer to the Product Disclosure Statement (PDS). You may also like our Guide to Premiums, Excesses, Discounts and Claim Payments. The Target Market Determination is also available

Ways to save on your premium

Online Discount

Get $20 off your first year when you buy online.*

Listed drivers

Your premium and excess payments can be influenced by, among other things, where your car is kept overnight and the people who drive your car regularly. Make sure you keep your policy details up to date to ensure that your premiums and excess are exactly what they should be.

Multi-policy discount#

Combine any 3 or more eligible policies and get a 15% multi policy discount.

Comprehensive Car Insurance

Our Third Party covers don’t cover you for accidental loss or damage to your own car. If that’s what you’re looking for, see our Comprehensive Car insurance cover.

Learn more

Frequently Asked Questions

Looking for something else?

We also offer insurance for these vehicles:

 Motorcycle

 Caravan & Trailer

 Motorhome

 Boat

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* Any subsequent discounts are applied to the already discounted premium, before government taxes and charges.

# 15% Multi Policy Discount: Combine 3 or more eligible products with us and you could qualify for a 15% Multi-Policy Discount. Eligible policies are Suncorp Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat insurance. Suncorp QLD CTP Insurance counts as an eligible policy, but it cannot be discounted due to government regulations. Discounts do not apply to Suncorp Roadside Assist, Suncorp Insurance Home Assist and Excess-free Glass optional covers. Taxes and charges are not discounted. View full terms and conditions.

After claim expenses

If your car's stolen or damaged in an incident we will pay up to a total of $1000 towards:

  • emergency travel and accommodation if your car's not safe to drive and you're more than 100km away from home
  • emergency repairs to make your car roadworthy or safe so that you can get to your destination or to a repairer
  • replacing your personal property such as clothing or electronic and telecommunication devices lost or damaged at the time of the incident.

Note: you need to provide us with all invoices and receipts.

Hire car after theft for up to 21 days

We'll cover the reasonable cost of a hire car that meets your needs for up to 21 days following theft, covered by your policy.

Please note: A hire car cannot be used by learner drivers. 

Terms, exclusions and conditions apply.

See the PDS for full details.