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Landlord Insurance

Canstar 2022 - Outstanding value Landlord Insurance Australia

Choose award-winning Landlord Insurance

Suncorp Landlord Insurance is the proud winner of Canstar’s annual Outstanding Value Award for 2022

SAVE ON YOUR LANDLORD INSURANCE

$50 Off when you quote and buy online

LIMITED TIME OFFER

Up to 25% extra cover free

1 Year free Safety Net Protection

Quote and purchase online from 21st Mar 2022 – 30th Jun 2022. Not available with any other offers. Free for first period of insurance. T&C's apply

Extra cover to help you rebuild

If your property is damaged in an insured event, for added peace of mind, get up to 25% extra cover to help rebuild your property with 1 Year free Safety Net Protection on new Landlord Property Insurance before 30 June 2022.

Terms & Conditions apply

We've been protecting Australians in their moments of need for almost 100 years

That's why our Landlord Insurance covers you for loss or damage to your investment property, with automatic inclusions for flood*, storms#, fires and theft as well as specific cover for incidents such as loss of rent due to tenant default.

We cover these events as standard. (We do not insure for bushfire, storm, storm surge, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply. Read the PDS for more details.)

Flood*

Fire (including bushfires)

Malicious acts and vandalism

Storm

Theft and burglary

Damage by an animal

Riot, civil commotion or public disturbance

Explosion

Escape of liquid

Lightning

Earthquake and tsunami

Impact

What does Landlord Insurance cover?

You can choose to cover your property, your contents, or both, as well select optional covers such as motor burnout or accidental damage at the property for an additional premium.

Cover Type

Amount

Loss or damage from incidents such as floods*, storms # , fires and theft

Amount nominated by you

Loss of rent if your tenant cannot live at your property due to damage

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Up to 10% of the property sum insured for up to 52 weeks

Up to 10% of the contents sum insured for up to 52 weeks

Cover for loss of rent is limited to 2 weeks for a periodic rental agreement. See the PDS for details.

  • Up to 14 weeks loss of rent caused by tenant default, up to $5,000 in total
  • Up to 14 weeks loss of rent if your tenant permanently leaves without notice, up to $5,000 in total

Up to $20 million

Optional covers

Cover Type

Amount

As nominated by you

The reasonable cost to repair or replace the motor of household equipment and appliances less than 11 years old^

Up to a further 25% of the property sum insured

Product Disclosure Statement

This is just a summary, for full details of what is and isn't covered please refer to the Landlord Insurance Product Disclosure Statement (PDS)

Suncorp Home Insurance Calculators

Home Building Calculator

This calculator has some questions included that you may not find in other calculators, which will impact the estimate that is calculated.

HOME BUILDING CALCULATOR
 

Estimate the cost to rebuild

This calculator can help you work out the estimated rebuild cost of your home to help you choose your sum insured.

Suncorp Home Building Calculator

CONTENTS CALCULATOR
 

Estimate your contents coverage

Estimate the replacement costs of your home's contents to help determine how much contents cover you may need.

Suncorp Content Calculator

Frequently Asked Questions

This content applies to policies with a start or renewal date on or after 25 March 2021.

*Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as other insured damage caused by storm). We don't cover retaining walls or flood damage to wharves, jetties, pontoons. See PDS for further exclusions.

# We do not insure for bushfire, storm, storm surge, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply. Read the PDS for more details.

^ Conditions apply. See the Product Disclosure Statement for more information.

Home Building Calculator

This calculator has some questions included that you may not find in other calculators, which will impact the estimate that is calculated.

Tenant default

We do not cover loss of rent if:

  • You do not have a rental agreement in place
  • The rent was in arrears when you took out this policy

Please note, we do not pay the first 4 weeks of any unpaid rent. The most we will pay under this cover is 14 weeks lost rent if you have a written rental agreement, to a maximum of $5,000. For full details of this cover please refer to the PDS.

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