Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.
1 Year free Safety Net Protection
Quote and purchase online from 21st Mar 2022 – 30th Jun 2022. Not available with any other offers. Free for first period of insurance. T&C's apply
We've been protecting Australians in their moments of need for almost 100 years
That's why our Landlord Insurance covers you for loss or damage to your investment property, with automatic inclusions for flood*, storms#, fires and theft as well as specific cover for incidents such as loss of rent due to tenant default.
We cover these events as standard. (We do not insure for bushfire, storm, storm surge, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply. Read the PDS for more details.)
What does Landlord Insurance cover?
You can choose to cover your property, your contents, or both, as well select optional covers such as motor burnout or accidental damage at the property for an additional premium.
Optional covers
Suncorp Home Insurance Calculators
Home Building Calculator
This calculator has some questions included that you may not find in other calculators, which will impact the estimate that is calculated.
HOME BUILDING CALCULATOR
Estimate the cost to rebuild
This calculator can help you work out the estimated rebuild cost of your home to help you choose your sum insured.
CONTENTS CALCULATOR
Estimate your contents coverage
Estimate the replacement costs of your home's contents to help determine how much contents cover you may need.
Frequently Asked Questions
Suncorp Insurance covers loss or damage to your home and/or contents caused by storms, which includes cyclones. Limits, conditions and exclusions apply, so please read the Product Disclosure Statement (PDS) for full details.
Your Suncorp policy provides you with up to $20 million legal liability cover.
Legal liability covers your liability to pay compensation for death or bodily injury to other people or loss or damage to their property resulting from an incident, which happens in connection with you owning or living in the home at the insured address. For instance, if a person was to come onto your property and injure themselves by tripping whilst climbing the stairs, the Home legal liability component of your policy would respond if you were found legally liable for the injury sustained and damages were sought from you.*
Legal liability on contents also covers your liability to pay compensation for an incident, which causes death or bodily injury to other people anywhere in Australia or New Zealand. So if you were playing golf at your local golf club and your ball was to strike another player causing injury, the contents legal liability component of your policy would respond if you were found legally liable for the injury sustained and damages were sought from you*.
* This example assumes your claim was not otherwise excluded by your policy.
Suncorp Landlord Insurance customers may be covered for loss of rent if the tenant defaults. You must have taken all steps available to you under the Residential Tenancies Act, or other relevant state or territory legislation, to remedy non-payment and evict the tenant.
Limits and exclusions apply, so please refer to the Product Disclosure Statement.
All applicable excesses will still apply to any claim for loss of rent.
Each of Suncorp's insurance products utilise a five-stage product lifecycle (Design, Delivery, Review, Enhance/Modify and Decommission). This approach allows us to put you, the customer, at the centre of our product development and distribution.
This content applies to policies with a start or renewal date on or after 25 March 2021.
*Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as other insured damage caused by storm). We don't cover retaining walls or flood damage to wharves, jetties, pontoons. See PDS for further exclusions.
# We do not insure for bushfire, storm, storm surge, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply. Read the PDS for more details.
^ Conditions apply. See the Product Disclosure Statement for more information.
Home Building Calculator
This calculator has some questions included that you may not find in other calculators, which will impact the estimate that is calculated.
Tenant default
We do not cover loss of rent if:
- You do not have a rental agreement in place
- The rent was in arrears when you took out this policy
Please note, we do not pay the first 4 weeks of any unpaid rent. The most we will pay under this cover is 14 weeks lost rent if you have a written rental agreement, to a maximum of $5,000. For full details of this cover please refer to the PDS.