Why do you need Hospital Cover?
For most of us it’s the comfort of knowing that if you or your family is ill or injured and needs to go to hospital you’ll be treated quickly by the specialist you choose. Compare levels of private health insurance using the comparison table and find the cover to suit your budget and situation.
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What else do I need to know about Hospital Cover?
Does Suncorp Health Insurance cover pre-existing conditions?
If the condition for which you are going to hospital is determined to be pre-existing:
For new Suncorp Health Insurance customers:
You must wait 12 months from the date of joining Suncorp Health Insurance for benefits to be paid for treatment for that condition. Benefits will not be payable on procedures undertaken before 12 months of active membership.
For existing Suncorp Health Insurance customers who have transferred or upgraded hospital cover:
How much excess should you pay?
You can choose $250 or $500 as your hospital excess for the top two hospital covers (Suncorp Health Insurance Everyday Plus and Suncorp Health Insurance Top Hospital cover).
This is the amount you agree to pay toward your hospital admission, before a benefit is paid.
Switching from another private health fund
We’ll recognise waiting periods you’ve already served for equivalent services with your current fund, which is great – it means you can claim straight away and not be disadvantaged for these services.
What about out of pocket expenses?