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Comprehensive Car Insurance

Freedom to choose the cover that suits your individual needs.

Rating: 5.0 stars out of 5 stars 5.0 stars out of 5 stars  ( 5.0 out of 5)

3 levels of Comprehensive Car Insurance

Our Comprehensive Car Insurance options all come with the added peace of mind of our 24/7 online claims service, flexible payment options and a lifetime guarantee on repairs that we authorise and arrange.

With our Comprehensive Extras cover, you can choose the extras that are important to you for an additional premium, while our Comprehensive Advantages cover includes them automatically


Regular cover

Cover for your car and for damage your car causes to other people’s property:

  • Accidental loss or damage to another person’s vehicle or property
  • Accidental loss or damage to your car from events such as flood, theft, collision and impact
  • Malicious damage or vandalism to your car
  • 2 year new for old car replacement following a write off or theft1
  • Hire car after theft for up to 14 days
  • 7 day repair guarantee

Comprehensive Extras

Optional add-ons

All the features of our Comprehensive cover, plus the choice to add on one or both of:

Comprehensive Advantages

Our highest cover

All the features of our Comprehensive cover, plus the automatic inclusion of:

Need some help choosing?

Use our comparison table to help you find the right Car Insurance for you.

Compare all Car Insurance

Want to know more?

This is just a summary, for full details of what is and isn't covered please refer to the Product Disclosure Statement (PDS)

Ways to save

If it’s important to you, it matters to us, and we know making great savings on your car insurance is one of those things. We’re proud to offer a range of rewards and savings for our car insurance customers.

Learn more and save

Our customers rate us highly

"I needed advice on upgrading my insurance. Called to discuss & got a very friendly & helpful consultant who knew her products. In a matter of minutes she helped me & put me on the right policy. It was a pleasure dealing with her & Suncorp"

- Divvya

Tools and services

For Repairers

We place a strong emphasis on our relationship with Repairers and promote high standards of honesty, integrity and good faith in our dealings with both Repairers and our customers.

Read more

Safer Roads

Suncorp Insurance has proudly supported Youngcare Connect since 2010. Our ongoing support helps fund a dedicated phone service for young Australians with high care needs and their families – connecting them to valuable information and support services.

Suncorp Roadside Assist

Whether it's a flat tyre or a breakdown, if you can't get started, we're here to help.

Available as an optional cover with our 3 levels of Comprehensive cover, Suncorp Roadside Assist gives you confidence when you're on the road. 

  • 24/7 support, regardless of who's driving
  • Unlimited service call-outs across Australia (terms and conditions apply)
  • All for a low annual cost, with no extra joining fee.
Find out more

Why insure with Suncorp Insurance?

More than 500,000 cars insured across Australia

Claims Free Driver Rewards on comprehensive policies

24/7 support and claims service