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The difference between CTP Insurance and other kinds of car insurance, such as Comprehensive Car Insurance, lies in the coverage. See ASIC's guide to different types of car insurance. CTP Insurance covers death or injury to other people caused by you when you are driving your vehicle. CTP Insurance doesn't cover property damage to your car or another person’s car, which means you can’t claim for dents, scratches, or write-offs. If you’re looking to cover your car from damage, find out more about our Comprehensive Car Insurance.