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Putting Queensland on the

Road to Resilience

For over 100 years we’ve been helping Queenslanders prepare their homes, protect their families and recover from natural disasters.

Up to $10,000 in resilience options

with Build it Back Better

If your home is substantially damaged by an insured event, and the assessed repair or rebuild costs are more than $50,000 or 10% of your sum insured (whichever is higher), you’ll be offered additional building resilience options to help protect against severe weather. Depending on your level of cover, this could be up to $10,000. Refer to your PDS for further details, terms and conditions.

Find out more

First eligible policy

If you first purchase or have an existing Suncorp Car, Suncorp QLD CTP, Suncorp Motorcycle or Suncorp Home and/or Contents insurance policy, you will be eligible for this campaign. Refer to the T&Cs.

Second new eligible Policy purchased

  • If you first purchase or have an existing Suncorp Car or Motorcycle policy, you can get 20% off new Suncorp home insurance.  (‘New Suncorp home insurance’ excludes landlord and strata insurance)
  • If you first purchase or have an existing Suncorp Home or QLD CTP policy, you can get 20% off new Suncorp car insurance.  (‘New Suncorp car insurance’ excludes QLD CTP and Suncorp Roadside Assist)

Refer to the T&Cs.

Substantially Damaged

When your home is substantially damaged by an insured event (meaning the assessed quote to repair or rebuild is at least $50,000 or 10% of your home sum insured, whichever is more). Please refer to PDS for full Details.

1 Year free Safety Net Protection

Quote and purchase online from 21st Mar 2022 – 30th Jun 2022. Not available with any other offers. Free for first period of insurance. T&C's apply

Suncorp Insurance Cyclone Resilience Benefit

With Suncorp’s Cyclone Resilience Benefit, more than 40,000 eligible North Queenslanders enjoy reduced Suncorp home insurance premiums – and safer homes.^

No one knows storm season like a North Queenslander. Fortunately, there are steps you can take to make your home safer in events like cyclones. And with Suncorp Insurance, when you make your home more cyclone resilient, you could save up to 20% on your home insurance premium.^

Find out more

Protect what matters

Home and Contents Insurance

Cover for storms, flood and water damage# is included with every level of Suncorp Home and Contents Insurance.

  • Cover for storm, fire, flood* and more.
  • Temporary accommodation, in case your home cannot be lived in after an insured event.
  • Cover for damage to permanent fixtures, like pools, sheds and solar panels.
  • Get up to $100 off when you buy online.
  • Build it Back Better TM With up to $10,000 in resilience options

For full coverage details, check out the Product Disclosure Statement (PDS).

Get a quote

All Home Insurance

Comprehensive Car Insurance

Cover for damage caused by weather events such as hail, floods and storms.

  • Lifetime new for old car replacement for new cars insured with Comprehensive Advantages.** 
  • Liability cover for damage you may cause to other vehicles or property while behind the wheel. 
  • Get up to $50 off when you buy online.

Prepping for storm season? Consider adding optional covers such as:

  • Suncorp Roadside Assist
  • Windscreen and window glass cover

Get a quote

All Car Insurance


Up to 25% extra cover free

Extra cover to help you rebuild

If your home is damaged in an insured event, for added peace of mind, get up to 25% extra cover to help rebuild your home with 1 Year free Safety Net Protection on new Classic Home Insurance before 30 June 2022. Terms & Conditions apply.

Get a quote

Get prepared

Whether it's flooding or cyclones, or bushfires and storms – Queenslanders are a resilient bunch. So, why wouldn't we want our homes to be just as resilient? We've put together some handy checklists on how you might be able to prepare your home for the unexpected, including the kind of renovations you could undertake to help keep your home safe.

Resilience Road

Here at Suncorp, we want to help make sure the homes in every street, neighbourhood and community can stand up to every storm – not just recover from them. Watch how we turned one of Queensland’s streets into Resilience Road by helping the residents make their homes stronger with practical and affordable features designed to withstand extreme weather.

That’s the Suncorp Spirit. 

Find out more

One House to Save Many

The idea of Resilience Road began with Suncorp’s One House project. One House brought together proactive ideas from industry leading experts into one resilient design, which was then scientifically tested to stand up to bushfire, flood, storms and cyclones.

Explore One House

Our partnerships

Get Ready Queensland

Suncorp and QLD Government logo

We’re proud to support the Queensland government and their Get Ready Queensland program, helping Sunshine State residents get and stay ready for extreme weather. For helpful info on year-round preparation for natural disasters, visit their website.

Learn about Get Ready Queensland

Joining forces with the SES

SES and Suncorp logo

The Queensland State Emergency Service is vital to the continued safety of the community — which is why we’re so proud to support them.

Learn about Suncorp’s SES support

^ Premium reduction between 0-20% for eligible Suncorp Home or Landlord Insurance customers. Eligibility criteria, terms and conditions apply. Find out more.

* We do not insure you for bushfire, storm, storm surge, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply. Read the PDS for more details.

** You must be the first registered owner and your car must have continuously insured under Suncorp Comprehensive Advantages cover from within 13 months of purchase until the time of total loss. A replacement car of similar make and model must be available.

# Actions or movements of the sea and loss or damage caused by storm surge (unless the storm surge damage occurs at the same time as damage caused by a storm) are not covered. We don't cover retaining walls or flood damage to wharves, jetties, pontoons, other exclusions apply.

Insurance is issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.