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Your duty to us: no misrepresentation

Before you buy, make changes to or reinstate this consumer insurance contract we will ask you questions. Your answers will be used to decide if we can insure you and on what terms.

You have a duty to us under the Insurance Contracts Act to take reasonable care not to make a misrepresentation. To make sure that you meet this duty to us, it is important that you answer all questions truthfully and accurately.

If you give us information that is not true and accurate, we may be able to reduce or refuse to pay a claim or cancel your policy, or both. If your failure is fraudulent, we may be able to refuse to pay a claim and treat the contract as if it never existed.

By getting a quote you agree that the right PDS is being made available to you by this website, have read "Your duty to us: no misrepresentation" and agree with our Online Terms & Privacy Statement.

Have you read and understood "Your duty to us: no misrepresentation"?

You must read and understand "Your duty to us: no misrepresentation" before you're able to continue with your quote. If you need any assistance please contact us on 13 11 55.

To help us get you a quote, please answer the following questions.

Will anyone apart from you be riding this bike repeatedly?
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In the last 3 years have you or any rider to be insured under this policy had any motor vehicle related claims, driver’s licence suspensions, cancellations, disqualifications or restrictions?

Is this bike used for business?
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Is this bike road registered?

Does your bike have custom or specialised paint (after market), a modified frame or subframes, a petrol/LPG super charger (after market) or turbo charger or nitro?

All other modifications and accessories fitted to your bike are automatically covered.
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Do you have two or more of the following Suncorp Insurance policies?

Eligible policies include: Car, QLD CTP, Home (Building), Contents, Landlord, Motorcycle, Car Trailer, Caravan, Boat and Motorhome. For full terms and conditions click here.

Have you completed an advanced rider course?
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Sorry, we are unable to offer you a quote

We relied on your answers to our questions to assess your application. Based on your answers, we’re unable to offer insurance due to the following:

  • No cover is available for business or commercial use.
  • The type of accessories or modifications you have on your bike.

What to do next

For assistance with finding another insurance provider, contact the Insurance Council of Australia. Alternatively you can call them on 02 9253 5100 or 1300 728 228.

Regular riders

You must tell us about everyone who will ride this bike repeatedly.

By repeatedly, we mean anyone you know or expect to ride the bike regularly, or only from time to time, during the period of insurance. If other people ride this bike repeatedly or from time to time, you'll be able to list them later in this quote.

If you need to let someone else, who you are not aware of today, ride the bike, we will cover them subject to the terms of your policy. Please read the PDS for details.

Suncorp Insurance is obligated to insure all riders correctly. Not telling us about a repeat rider could result in your claim being reduced or not paid, a higher claim excess, or your policy being cancelled.

Business use

Suncorp Insurance does not insure any bikes used for business use.

By business use we mean your bike being used during your full-time, part-time or casual working period as an integral means of earning an income.

However we do not consider it to be business use when your bike is used to ride to and from work and/or occasional use in connection with work.

We have you covered

With Suncorp Insurance’s motorcycle insurance, cover is automatically included for accessories and modifications, including manufacturer’s options that have been fitted to your bike, up to the amount covered, with the exception of the accessories and modifications referred to above.

Rider course

A course run by professional instructors teaching safe riding skills. Excluding any course undertaken to obtain your bike licence.

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COOKIE AND DATA POLICY
We use cookies and other related technologies to improve and tailor your website experience. See our Cookie and Data Policy. This policy provides information about how Suncorp collects and uses data related to your online activity, and how you can choose to remain anonymous.

Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group.

Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.

GENERAL INSURANCE
General Insurance (including Home Building, Home Contents, Landlord, Strata, Car, CTP, Motorcycle, Caravan, Motorhome, Boat Insurance, Business Insurance and Barristers Insurance) is issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance.

SUNCORP HEALTH INSURANCE
Suncorp Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib. Read the policy booklet before buying this insurance.

SUNCORP LIFE INSURANCE
Suncorp Life Insurance products, other than in some circumstances the Redundancy Benefit, are issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies are not part of the Suncorp Group. TAL Life uses the Suncorp brand under licence from the Suncorp Group. Redundancy Benefit provided on or before 31st March 2020 was issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) which is part of the Suncorp Group. New Redundancy Benefit policies and renewals offered from 1st April 2020 are issued by TAL Life. The different entities of TAL and the Suncorp Group of companies are not responsible for, or liable in respect of, products and services provided by the other.

Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 (TAL Direct). General advice does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold a Life Product you must read the relevant Product Disclosure Statement. The Target Market Determination (TMD) for the product is also available.

TAL Life is proud to have adopted the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities.