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Car Insurance

Award winning service

Canstar 2016-2020 Car Insurance outstanding claims service award

We're an award winning car insurer. 5 years in a row

Our Car Insurance has won Canstar's annual Outstanding Claims Service Award from 2016 - 2020.

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Comprehensive Car Insurance

$50 off when you quote and buy online

Cover for your car and other people’s property

Choose between Comprehensive, Comprehensive Extras and Comprehensive Advantages.

We’ll cover you for:

  • Liability for loss or damage your car causes to other people's property
  • Accidental loss or damage to your car
  • Malicious damage or vandalism
  • 2 year new for old car replacement1
  • Hire car after theft

You can add optional extras depending on the level of cover that you choose, such as:

  • Roadside Assist
  • Lifetime new for old car replacement2
  • Hire car after an event
  • Windscreen and window glass damage

Third Party Property Damage

$20 off when you quote and buy online

Cover for other people’s property

We’ll cover you for:

  • Liability for loss or damage your car causes to another person’s vehicle or property
  • Damage by uninsured drivers (up to $5,000)
  • Third party property damage caused by caravans and trailers towed by your car

Third Party Fire & Theft Insurance

$20 off when you quote and buy online

Cover for other people’s property + Fire & Theft

We’ll cover you for:

  • Damage or loss from a fire of theft
  • A rental car for up to 21 days following a theft
  • Repairer needed due to fire or theft

Different types of Car Insurance explained

Comprehensive Car Insurance is the jack-of-all-trades of car insurance that provides cover for a range of incidents – whether they’re your fault or not.  Third Party Property Damage is a cheaper level of insurance that covers you for the damage your car causes to another person’s car or property, but doesn’t cover damage to your car.  You can also upgrade to add cover for Fire and Theft to your Third Party Property Damage cover. 

Add Suncorp Roadside Assist to a Comprehensive Car policy from less than $95 per year with no joining fee.

Ways to save on Car Insurance

Claims process

If you need to make a claim on your Comprehensive Car Insurance, rest assured we will help you with our local expertise every step of the way.

Enjoy Suncorp Benefits with your policy

Save up to 15% with great deals at major retailers.

Discounts on everyday items
Save on groceries, fuel, entertainment, clothes and more

Savings on bigger purchases
Get great discounts on travel, furniture, electronics and exclusive offers

Instant access to rewards
Simply choose your reward on your phone and use it instantly

Frequently asked questions

Insights and stories

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Find out what our Car Insurance customers think

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Reviews are independently verified and detail our customers' real experiences.

Driver Protection Cover

Driver Protection Cover includes up to $1 million in benefits for specific serious injuries to eligible at-fault drivers. It also includes access to a lump sum payment of $5,000 which may help pay for upfront costs like medical and rehabilitation expenses.

After claim expenses

If your car's stolen or damaged in an incident we will pay up to a total of $1000 towards:

  • emergency travel and accommodation if your car's not safe to drive and you're more than 100klm away from home
  • emergency repairs to make your car roadworthy or safe so that you can get to your destination or to a repairer
  • replacing your personal property such as clothing or electronic and telecommunicaiton devices lost or damaged at the time of the incident.

Note: you need to provide us with all invoices and receipts

Hire car after theft for up to 21 days

We'll cover the reasonable cost of a hire car that meets your needs for up to 21 days following theft, or attempted theft following any approved claim. Conditions apply.
Please note: A hire car cannot be used by learner drivers.  Terms and conditions apply, see the PDS for full details

Uninsured Drivers

This applies when your car is damaged in a collision with another vehicle driven by an uninsured driver, but only if we agree that you are not at fault, and you give us the name and address of the uninsured driver or their vehicle's registration details.

First eligible policy

If you first purchase or have an existing Suncorp Car, Suncorp QLD CTP, Suncorp Motorcycle or Suncorp Home and/or Contents insurance policy, you will be eligible for this campaign. Refer to the T&Cs.

Second new eligible Policy purchased

  • If you first purchase or have an existing Suncorp Car or Motorcycle policy, you can get 20% off new Suncorp home insurance.  (‘New Suncorp home insurance’ excludes landlord and strata insurance)
  • If you first purchase or have an existing Suncorp Home or QLD CTP policy, you can get 20% off new Suncorp car insurance.  (‘New Suncorp car insurance’ excludes QLD CTP and Suncorp Roadside Assist)

Refer to the T&Cs.

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