Insurance that covers you when you need it most
Home & Contents Insurance
$100 off when you quote and buy online
We know it's important to protect the things that really matter in your life, which is why you can rest assured with our 3 levels of Home and Contents insurance.
- Floods1, storms, fire and theft
- Loss or damage to your home and its contents from insured events
- Temporary accommodation if your home becomes unliveable, due to an insured event
- Injury to pet dogs and cats (an optional addition)2
1 Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). We don't cover retaining walls or flood damage to wharves, jetties, pontoons, other exclusions apply.
We do not cover water damage caused by wear and tear or the gradual leaking of liquid, e.g. leaking shower bases. See PDS for more details.
We do not insure you for bushfire, storm, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply.
2 Extra premium and injury to pet dogs and cats excess will apply.
3 15% Multi Policy Discount: Combine 3 or more eligible products with us and you could qualify for a 15% Multi-Policy Discount. Eligible policies are Suncorp Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat. Suncorp QLD CTP Insurance counts as an eligible policy, but it cannot be discounted due to government regulations. Refer to the relevant motor or home. Additional Information Guide for more details. Discounts do not apply to Suncorp Roadside Assist, Suncorp Insurance Home Assist and Excess-free Glass optional covers. View full terms and conditions.
#Terms and conditions: Offers available only for the purchase of a new eligible policy of insurance issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as Suncorp Insurance. Discount will be applied upon purchase of the new eligible policy of insurance and subtracted from the price of the premium.
If you’re eligible for more than one discount, we apply any subsequent discount to the already discounted premium (usually before adding taxes and charges). Minimum premiums may apply.
Before buying any of the eligible insurance products issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as Suncorp Insurance, read the relevant PDS and consider whether it is right for you. Call us on 13 11 55 to get a copy or visit Suncorp.com.au.
Free Safety Net Protection
Quote and purchase online from 19th Sept 2021 – 28th Nov 2021. Not available with any other offers. Free for first period of insurance. T&C's apply
Market value option is available to new policies purchased on or after 5th August 2021 or renewing policies on or after 8th September 2021.
Note, market value option is only available on Extras & Advantages level of cover.
First eligible policy
If you first purchase or have an existing Suncorp Car, Suncorp QLD CTP, Suncorp Motorcycle or Suncorp Home and/or Contents insurance policy, you will be eligible for this campaign. Refer to the T&Cs.
Second new eligible Policy purchased
- If you first purchase or have an existing Suncorp Car or Motorcycle policy, you can get 20% off new Suncorp home insurance. (‘New Suncorp home insurance’ excludes landlord and strata insurance)
- If you first purchase or have an existing Suncorp Home or QLD CTP policy, you can get 20% off new Suncorp car insurance. (‘New Suncorp car insurance’ excludes QLD CTP and Suncorp Roadside Assist)
When your home is substantially damaged by an insured event (meaning the cost for us to repair is at least $50,000 or 10% of your home sum insured, whichever is more). Please Refer to PDS for Full Details.