Be prepared for floods
When you live in Queensland, you must have a plan for floods. Be prepared for flooding and other wild weather by following these simple steps.
Download our Flood Safety Checklist and make sure you're flood-ready before, during and after the event.
When you live in Queensland, it's important that your insurer offers cover for floods. With all levels of Suncorp Home & Contents Insurance, cover for most types of Flood and Storm damage is automatically included. It helps protect you from water damage caused by rain, wind and hail, as well as flood.
If you have home insurance and your home is flooded, we'll pay your accommodation up to:
If your home is damaged by flood, we'll pay to:
- Remove debris
- Demolish your home if necessary
- Make your home safe if it can't be lived in
- Provide supplementary living expenses if you have Classic Extras or Classic Advantages cover.
When rebuilding your home, we'll cover the:
- Extra costs for your home to comply with new building regulations.
(Policy limits apply, depending on the level of cover you choose, these may vary. Refer to our PDS for further information)
We don't cover flood damage to wharves, jetties, pontoons or retaining walls or damage caused by actions or movements of the sea (with limited exceptions).
For other exclusions that apply, please read the Product Disclosure Statement (PDS).