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Prepared to weather any storm

Storm season is part of life in Queensland. At Suncorp, we’ve helped keep our home state safe for more than 100 years.

While we can’t control the weather, we can prepare for it. There are important steps we can all take to make our properties more storm-ready and help keep our families safe.

Making the cut

Checklists to help you get prepared

Support when it matters most

When storms hit, your family’s safety always comes first. Contact 000 in any emergency. Visit Get Ready Queensland and Queensland Disaster Management for access to Local and State Government information, advice and alerts.

After a major storm, our Queensland teams will mobilise. In recent years, Suncorp Insurance teams have been among the first on the ground in storm-affected areas.

Suncorp teams have helped customers urgently arrange ‘make-safe’ home repairs. We’ve organised temporary accommodation for policy holders who can’t live in their homes due to severe damage. And we’ve provided cash payments under our customers’ policies who needed to make emergency purchases. We’re Queenslanders helping Queenslanders. It’s who we are.

Visit the Suncorp Group website to learn how we supported Townsville and North Queensland after 2019’s devastating floods.

Save with the Cyclone Resilience Benefit

Eligible North Queensland customers can save on Suncorp Home or Landlord Insurance premiums by making their properties more storm ready.#

Find out more

Proudly Protecting the North

Since 2014, Suncorp has been leading the way to improve insurance affordability and risk mitigation in cyclone-prone areas.

Visit the Suncorp Group site to learn more

Storm-ready Home and Contents Insurance

When you live in Queensland, it's important your insurer offers cover for storm and flood. We’ve been helping Queenslanders get back on track after weather events for over 100 years.

Home and Contents Insurance

  • Cover for storm, fire, flood* and more.
  • Temporary accommodation cover, in case you can’t live in your home after an insured event.
  • Cover for damage to permanent fixtures, like pools, sheds and solar panels—not just the house itself.
  • Optional Safety Net Home Protection, which, if selected, offers extra cover for repair or rebuild costs if your sum insured isn’t quite enough.

You could also save off your Suncorp Home Insurance with:

  • $100 off a new Suncorp Home and Contents Insurance policy when you get a quote and buy online
  • Cyclone Resilience Benefit, offering reduced premiums to eligible North Queenslanders who make their homes storm ready.

No matter what level of Suncorp Home and Contents Insurance you choose, cover for storms, flood and water damage^ is automatically included. For full details about what’s covered, check out our Home Insurance Product Disclosure Statement (PDS).

Get a quote today Or call 13 10 10

This year we’re doing more to help Queenslanders beat storm season

Storm Readiness Service

Get prepared for storm season with a fixed-price readiness service through our partner Global Home Response. Available in Cairns and Townsville areas.

Introductory Offer - Save $65
Book before 30 November and pay just $300 inc GST (usually $365)

Cyclone preparation checklist

Get cyclone ready with this checklist showing what you should do 3 weeks, 3 days and 3 hours in advance.

Storm Ready Streets

Learn about how you can team up, clean up and get rewarded.

Beat storm season with Johnathan Thurston

Giving 110%

Going to ground

Avoiding a blowout

# Eligibility criteria, terms and conditions apply. Find out more.

* We do not insure you for bushfire, storm, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply. Read the PDS for more detail.

^ Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). Other exclusions apply.

Insurance is issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. Read the Product Disclosure Statement before buying this insurance. Go to for a copy. This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.

Optional Safety Net

If you choose to include the Safety Net feature you’ll be covered for up to 25% or 30% extra towards the unexpected rising costs of repairing or rebuilding your home when you make a claim.

For example:

  • if your sum insured is $400,000 and you have a 25% Safety Net, you’ll be covered for an additional $100,000 (or $500,000 in total) towards repairing or rebuilding your home; or
  • if your sum insured is $400,000 and you have a 30% Safety Net, you’ll be covered for an additional $120,000 (or $520,000 in total) towards repairing or rebuilding your home.