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Home Insurance

Limited Offer

Free Safety Net Protection

Quote and purchase online from 16 Oct 2020 - 28 Feb 2021. Not available with any other offers. Free for first period of insurance. T&C's apply

Extra cover to help you rebuild.

If your home is damaged in an insured event, get up to 25% extra cover to ensure you can rebuild with 1 Year Free Safety Net Protection on new Suncorp Classic Home Insurance before Feb 28.

Get a quote

Explore our Home Insurance products to find the one that's right for you

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Home & Contents Insurance

$100 off  when you quote and buy online

We know it's important to protect the things that really matter in your life, which is why you can rest assured with our 3 levels of Home and Contents insurance.

Cover for:

  • Floods*, storms, fire and theft
  • Loss or damage to your home and its contents from insured events
  • Temporary accommodation if your home becomes unliveable, due to an insured event
  • Injury to pet dogs and cats (an optional addition)
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Building Insurance

$50 off  when you quote and buy online

We'll help protect one of your most important assets by covering your home, garages, and sheds.

Cover for:

  • Floods*, storms, fire and theft
  • Loss or damage to your garage, shed, and permanently attached fixtures, like solar panels
  • Temporary accommodation if your home becomes unliveable, due to an insured event
  • Loss or damage to your tennis court, fixed swimming pools, or spa.
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Contents Insurance

$50 off  when you quote and buy online

Replacing your home's contents can really add up. Let us help you make sure the things that make your house a home are covered.

Cover for:

  • New for old replacement and 24/7 online claims
  • Loss or damage to your home contents from insured events like floods*, storms, fires, and theft
  • Injury to pet dogs and cats (an optional addition)
  • Personal and portable valuables like bikes and laptops, anywhere in Australia and New Zealand (an optional addition with varying limits).

Looking for something else?

Landlord Insurance

$50 off  when you quote and buy online

We understand that sometimes as a landlord, things can feel out of your control. It’s ok – we’re here to help.

Cover for:

  • Loss or damage to your investment property from insured events
  • Loss of rent if your tenant fails to pay, limits and conditions apply
  • Damage caused by flood*, storms, fires, and theft
  • Loss of rent if your tenant can't live at your property due to damage. Limits and conditions apply.

Strata Insurance

When you own a home that shares common property, things can get complicated. We make it simple with our Strata Insurance.

Cover for:

  • Loss or damage to its common areas, like garages, driveways, and swimming pools
  • Legal liability to pay compensation for death, illness, or bodily injury
  • Loss of rent if your tenant can’t live in your unit due to damage. Limits and conditions apply.

Renters Insurance

$50 off  when you buy online

If you're renting, you probably don't need to insure the building but you may still want cover for your contents - we can help.

Cover for:

  • New for old replacement for your lost or damaged items
  • Loss of damage to your home contents from insured events like floods*, storms, fires, and theft
  • Injury to pets dogs and cats (an optional addition)

Did you know our Home insurance policies include automatic cover for water damage?

Exclusions apply*

Our customers rate us highly

Reviews are independently verified and detail our customers' real experiences with their Home Insurance policies.

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Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

How to save on your Home Insurance

If you’re eligible for more than one discount, we apply each in a predetermined order to the already discounted premium.

Find out more about ways to save

Latest offers from Suncorp

Frequently Asked Questions

*Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). We don't cover retaining walls or flood damage to wharves, jetties, pontoons, other exclusions apply.

We do not cover water damage caused by wear and tear or the gradual leaking of liquid, e.g. leaking shower bases. See PDS for more details.

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Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

Find out what our Home Insurance customers think

Reviews are managed and sourced by BazaarVoice.

Reviews are independently verified and detail our customers' real experiences.

First eligible policy

If you first purchase or have an existing Suncorp Car, Suncorp QLD CTP, Suncorp Motorcycle or Suncorp Home and/or Contents insurance policy, you will be eligible for this campaign. Refer to the T&Cs.

Second new eligible Policy purchased

  • If you first purchase or have an existing Suncorp Car or Motorcycle policy, you can get 20% off new Suncorp home insurance.  (‘New Suncorp home insurance’ excludes landlord and strata insurance)
  • If you first purchase or have an existing Suncorp Home or QLD CTP policy, you can get 20% off new Suncorp car insurance.  (‘New Suncorp car insurance’ excludes QLD CTP and Suncorp Roadside Assist)

Refer to the T&Cs.

Free Safety Net Protection

Quote and purchase online from 16 Oct 2020 - 28 Feb 2021. Not available with any other offers. Free for first period of insurance. T&C's apply

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