Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Home Insurance

Limited offer

Buy Car & Home insurance to Save 20% before 10 July

Both new and existing customers that first purchase or have an eligible policy can save 20% off their second new eligible policy

Start here

T&Cs apply

Explore our Home Insurance products to find the one that's right for you

home and contents badge icon secondary

Home & Contents Insurance

$100 off  when you quote and buy online

We know it's important to protect the things that really matter in your life, which is why you can rest assured with our 3 levels of Home and Contents insurance.

Cover for:

  • Floods*, storms, fire and theft
  • Loss or damage to your home and its contents from insured events
  • Temporary accommodation if your home becomes unliveable, due to an insured event
  • Injury to pet dogs and cats (an optional addition)
home building badge icon secondary home building badge icon secondary home building badge icon secondary home building badge icon secondary

Building Insurance

$50 off  when you quote and buy online

We'll help protect one of your most important assets by covering your home, garages, and sheds.

Cover for:

  • Floods*, storms, fire and theft
  • Loss or damage to your garage, shed, and permanently attached fixtures, like solar panels
  • Temporary accommodation if your home becomes unliveable, due to an insured event
  • Loss or damage to your tennis court, fixed swimming pools, or spa.
home contents badge icon secondary home contents badge icon secondary home contents badge icon secondary home contents badge icon secondary

Contents Insurance

$50 off  when you quote and buy online

Replacing your home's contents can really add up. Let us help you make sure the things that make your house a home are covered.

Cover for:

  • New for old replacement and 24/7 online claims
  • Loss or damage to your home contents from insured events like floods*, storms, fires, and theft
  • Injury to pet dogs and cats (an optional addition)
  • Personal and portable valuables like bikes and laptops, anywhere in Australia and New Zealand (an optional addition with varying limits).

Looking for something else?

Landlord Insurance

$50 off  when you quote and buy online

We understand that sometimes as a landlord, things can feel out of your control. It’s ok – we’re here to help.

Cover for:

  • Loss or damage to your investment property from insured events
  • Loss of rent if your tenant fails to pay, limits and conditions apply
  • Damage caused by flood*, storms, fires, and theft
  • Loss of rent if your tenant can't live at your property due to damage. Limits and conditions apply.

Strata Insurance

When you own a home that shares common property, things can get complicated. We make it simple with our Strata Insurance.

Cover for:

  • Loss or damage to its common areas, like garages, driveways, and swimming pools
  • Legal liability to pay compensation for death, illness, or bodily injury
  • Loss of rent if your tenant can’t live in your unit due to damage. Limits and conditions apply.

Renters Insurance

$50 off  when you buy online

If you're renting, you probably don't need to insure the building but you may still want cover for your contents - we can help.

Cover for:

  • New for old replacement for your lost or damaged items
  • Loss of damage to your home contents from insured events like floods*, storms, fires, and theft
  • Injury to pets dogs and cats (an optional addition)

Did you know our Home insurance policies include automatic cover for water damage?

Exclusions apply*

Our customers rate us highly

Reviews are independently verified and detail our customers' real experiences with their Home Insurance policies.

Bazaar voice  logo small
Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

How to save on your Home Insurance

If you’re eligible for more than one discount, we apply each in a predetermined order to the already discounted premium.

Find out more about ways to save

Latest offers from Suncorp

Frequently Asked Questions

*Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). We don't cover retaining walls or flood damage to wharves, jetties, pontoons, other exclusions apply.

We do not cover water damage caused by wear and tear or the gradual leaking of liquid, e.g. leaking shower bases. See PDS for more details.

Bazaar voice  logo small
Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

Find out what our customers have to say about our Home Insurance.

Reviews are managed and sourced by BazaarVoice.

Reviews are independently verified and detail our customers' real experiences.

Home Insurance is rated 4.5 out of 5 by 595.
Rated 4 out of 5 by from Happy to insure, but no discount I am happy to switch to Suncorp, however, I could not tell if I received a discount for having multiple policies (home and contents, plus comprehensive car insurance).
Date published: 2020-05-08
Rated 5 out of 5 by from Excellent procucts An easy web site to follow without confusing jargon
Date published: 2019-10-27
Rated 4 out of 5 by from EXCELLENT I currently obtained a quote on Home/Contents Insurance. Web site was very easy to follow and Premium was found to be the cheapest with same or better cover that others
Date published: 2019-10-08
Rated 5 out of 5 by from So easy ! I was able to obtain and compare quotes for my insurance easily and quickly on line
Date published: 2019-09-05
Rated 2 out of 5 by from password issues Issues with password and activation made it more difficult at that stage
Date published: 2019-08-15
Rated 5 out of 5 by from Great features I bought it a month ago and I am happy with my choice.
Date published: 2019-06-18
Rated 5 out of 5 by from Excellent cover getting a quote on line was so easy and setting it up was even better.
Date published: 2019-06-09
Rated 5 out of 5 by from Competitive and easy to complete I shop around for insurance and found Suncorp competitive and easy to complete application, review cover and play with options to optimise my cover and premium.
Date published: 2018-07-25
  • y_2020, m_6, d_1, h_14
  • bvseo_bulk, prod_bvrr, vn_bulk_3.0.8
  • cp_1, bvpage1
  • co_hasreviews, tv_0, tr_595
  • loc_en_AU, sid_in.sun.insurance.home, prod, sort_[SortEntry(order=SUBMISSION_TIME, direction=DESCENDING)]
  • clientName_suncorp
  • bvseo_sdk, java_sdk, bvseo-3.1.1
  • CLOUD, getContent, 213ms
  • REVIEWS, PRODUCT

First eligible policy

If you first purchase or have an existing Suncorp Car, Suncorp QLD CTP, Suncorp Motorcycle or Suncorp Home and/or Contents insurance policy, you will be eligible for this campaign. Refer to the T&Cs.

Second new eligible Policy purchased

  • If you first purchase or have an existing Suncorp Car or Motorcycle policy, you can get 20% off new Suncorp home insurance.  (‘New Suncorp home insurance’ excludes landlord and strata insurance)
  • If you first purchase or have an existing Suncorp Home or QLD CTP policy, you can get 20% off new Suncorp car insurance.  (‘New Suncorp car insurance’ excludes QLD CTP and Suncorp Roadside Assist)

Refer to the T&Cs.

Live chat

Chat to us online now