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What is CTP Insurance?

Compulsory Third Party (CTP) Insurance is attached to the registration of your vehicle and provides protection to the at-fault driver against compensation claims from people injured in a motor vehicle accident.

Why choose Suncorp for your CTP?

Suncorp Insurance cares about Queensland drivers. That's why we offer you more than just basic cover.

Driver Protection Cover, for up to $2 million in benefits for specified serious injuries to eligible at-fault drivers^.

Access to an advisory team of health care and rehabilitation professionals.

A dedicated Queensland-based claims team providing an efficient claims process with more than 70 years' experience and over 1 million customers.

The knowledge you’re helping us in our support of Youngcare.

If I'm the at-fault driver, what am I covered for?

CTP Insurance covers your liability for injuring others in an accident while you're behind the wheel. So, if anyone other than you is injured or dies — whether it's other drivers, passengers in your car or in other cars, pedestrians, cyclists or motorcyclists — CTP helps take care of their compensation claims.

With Driver Protection Cover, you’re covered for up to $2 million in benefits for specified serious injuries if your car is also comprehensively insured with Suncorp Insurance (or up to $1 million if it isn't).

If the injured person is unable to work, or needs medical treatment, your CTP insurer pays them out a lump sum. This is designed to help cover their medical and rehabilitation treatment, as well as any loss of income related to the accident. 

If you've sustained life-changing, serious injuries in a motor vehicle accident, you may be eligible to receive support through the National Injury Insurance Scheme, Queensland (NIISQ) — regardless of who's at fault. 

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Is your vehicle registered in Queensland?

Vehicle type

You have selected a vehicle type that isn’t included in the above categories. To see Suncorp CTP premiums for all vehicle types please open the relevant document below.

For any enquiries please contact 13 11 60 (9am - 5pm, Mon - Fri)

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Pricing is unavailable at this stage

But you can still switch to Suncorp and join over 1 million customers who enjoy the value and added benefits that Suncorp offers. If you decide to proceed, the Department of Transport and Main Roads will send you a confirmation of your switch to Suncorp CTP Insurance, effective from your next registration renewal.

for a period of

To establish 3 months vehicle registration contact the Department of Transport on 13 23 80 or visit their website

To establish 1 month vehicle registration contact the Department of Transport on 13 23 80 or visit their website

If your vehicle is not currently registered and you would like to purchase Suncorp CTP Insurance please call 13 11 60. If your vehicle is already registered in QLD please select “Switch now” to choose Suncorp. 

For information on how to purchase Suncorp CTP Insurance please click here. Alternatively, you can call our CTP team on 13 11 60 Monday to Friday between 9am – 5pm for assistance over the phone.

You should read the Driver Protection Cover Policy wording for more info.

Moving to Queensland?

You may need to purchase a CTP Certificate before you can register your vehicle in Queensland.

Find out more

Make a claim

Whether you're at fault or not, we’re here to help.

Claim now

You may be eligible for a multi-policy discount

If you've got two other eligible Suncorp Insurance policies and you take out Suncorp CTP Insurance, you can enjoy a multi-policy discount. Your CTP Insurance won’t be discounted, but you can get 15% off the other two policies.2

Comprehensive Car Insurance

Covers your car for accidental loss or damage and your liability for damage to other people’s cars and property, with the added peace of mind of a lifetime guarantee on repairs that we authorise and arrange.

Find out more

Home & Contents Insurance

Cover your home and your household stuff inside it in case of damage caused by an insured event, such as fire, flood, storm or theft.

Find out more

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Frequently Asked Questions

The National Injury Insurance Scheme Queensland

The National Injury Insurance Scheme Queensland (NIISQ) was introduced by the state government on 1 July 2016. The scheme provides financial support for the treatment and care to people who sustain life-changing, serious injuries in a motor vehicle accident, regardless of who’s at fault. NIISQ does not, however, provide compensation for emotional trauma or loss of income experienced as a result of an accident.

As Queensland's largest CTP insurer, Suncorp Insurance understands that even good drivers make mistakes, that's why we will continue to offer Driver Protection Cover (DPC) alongside the introduction of NIISQ. For eligible customers, DPC provides compensation for specific serious injuries caused to the eligible at-fault driver^ of a motor vehicle accident when they have Suncorp Insurance CTP. These payments can help ease those financial burdens that aren't covered by NIISQ. For further information please refer to the National Injury Insurance Scheme Queensland.

*The entry into the $10k competition is only valid for QLD registered vehicles currently not with Suncorp CTP Insurance. See full competition terms. Must switch by 19 January 2022. The vehicle must be either a Class 1 (cars and station wagons) or Class 6 (trucks, utilities and vans, including panel vans with a GVM of 4.5t or less).

^DPC is available on Class 1 & 6 vehicles only. DPC is not available to drivers under the age of 25. Other conditions apply. Read the DPC policy wording for full details.

215% Multi Policy Discount: Combine 3 or more eligible products with us and you could qualify for a 15% Multi-Policy Discount. Eligible policies are Suncorp Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat. Suncorp QLD CTP Insurance counts as an eligible policy, but it cannot be discounted due to government regulations. Refer to the relevant motor or home PED guide for more details. Discounts do not apply to Suncorp Roadside Assist, Suncorp Insurance Home Assist and Excess-free Glass optional covers. View full terms and conditions.

10% discount can only be applied at New Business or at Renewal when the rated driver is under the age of 25 years. Does not apply to the Roadside Assist portion of your premium.