Suncorp Qld CTP Insurance

The CTP Insurance that protects more Queensland families

What is CTP Insurance?

Compulsory Third Party (CTP) Insurance is attached to the registration of your vehicle and provides protection to the at-fault driver against compensation claims from people injured in a motor vehicle accident.

Been injured in an accident? 3 things you should know

  • If you were injured in a motor vehicle accident in Queensland that was the fault of another vehicle owner or driver insured by Suncorp CTP Insurance, you can lodge a CTP claim directly with our Customer Concierge Team. They will explain the claims process and answer any questions you may have. You do not require legal representation to make a CTP claim.  However, if you choose to be legally represented on a speculative (‘no win, no fee’) basis, your lawyer is allowed by law to charge up to 50% of your entitlement*, excluding applicable statutory refunds (e.g. to Medicare) and disbursements (e.g. fees for medical reports).

    *Your entitlement means your damages plus that part of your legal costs payable by Suncorp.

  • If your claim is lodged and accepted, we cover treatment and rehabilitation expenses recommended by your registered medical practitioner, to help you recover from the injuries you sustained in the accident.

  • We aim to support you through your CTP claims journey and ensure you receive reasonable and appropriate compensation for your injuries.

If I'm the at-fault driver, what am I covered for?

CTP Insurance covers your liability for injuring others in an accident while you're behind the wheel. So, if anyone other than you is injured or dies — whether it's other drivers, passengers in your car or in other cars, pedestrians, cyclists or motorcyclists — CTP helps take care of their compensation claims.

If the injured person is unable to work, or needs medical treatment, your CTP insurer pays them out a lump sum. This is designed to help cover their medical and rehabilitation treatment, as well as any loss of income related to the accident. 

If you've sustained life-changing, serious injuries in a motor vehicle accident, you may be eligible to receive support through the National Injury Insurance Scheme, Queensland (NIISQ) — regardless of who's at fault. 

Important Notice: Suncorp Insurance has withdrawn Driver Protection Cover for eligible CTP policies commencing on or after 2 August 2023.
Find out more.

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Is your vehicle registered in Queensland?

Vehicle type

You have selected a vehicle type that isn’t included in the above categories. To see Suncorp CTP premiums for all vehicle types please open the relevant document below.

For any enquiries please contact 13 11 60 (9am - 5pm, Mon - Fri).

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Pricing is unavailable at this stage

But you can still switch to Suncorp and join Queensland’s largest CTP insurer covering over 2 million vehicles. If you decide to proceed, the Department of Transport and Main Roads will send you a confirmation of your switch to Suncorp CTP Insurance, effective from your next registration renewal.

for a period of

To establish 3 months vehicle registration contact the Department of Transport on 13 23 80 or visit their website

To establish 1 month vehicle registration contact the Department of Transport on 13 23 80 or visit their website

If your vehicle is not currently registered and you would like to purchase Suncorp CTP Insurance please call 13 11 60. If your vehicle is already registered in Qld please select "Switch to Suncorp".

For information on how to purchase Suncorp CTP Insurance please click here. Alternatively, you can call our CTP team on 13 11 60 Monday to Friday between 9am – 5pm for assistance over the phone.

Moving to Queensland?

You may need to purchase a CTP Certificate before you can register your vehicle in Queensland.

Find out more

Why choose Suncorp Insurance for your CTP?

Suncorp Insurance cares about Queensland drivers. That’s why we offer you more than just basic cover.

Queensland-based CTP Claims Customer Concierge to guide you through lodging your claim.

We are Queensland's largest CTP insurer covering over 2 million vehicles.

A CTP Insurance policy counts towards a multi-policy discount2.

We appreciate privacy is important to you and we are committed to protecting your personal information.
For further information, please refer to our CTP Privacy Statement and Suncorp Group Privacy Policy.

Make a claim

Whether you're at fault or not, we’re here to help.

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You may be eligible for a multi-policy discount

If you've got two other eligible Suncorp Insurance policies and you take out Suncorp CTP Insurance, you can enjoy a multi-policy discount. Your CTP Insurance won’t be discounted, but you can get 15% off the other two policies.2

Comprehensive Car Insurance

Covers your car for accidental loss or damage and your liability for damage to other people’s cars and property, with the added peace of mind of a lifetime guarantee on repairs that we authorise and arrange.

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Home & Contents Insurance

Cover your home and your household stuff inside it in case of damage caused by an insured event, such as fire, flood, storm or theft.

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Frequently Asked Questions

215% Multi Policy Discount: Combine 3 or more eligible products with us and you could qualify for a 15% Multi-Policy Discount. Eligible policies are Suncorp Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat. Suncorp Qld CTP Insurance counts as an eligible policy, but it cannot be discounted due to government regulations. Refer to the relevant motor or home Additional Information Guide for more details. Discounts do not apply to Suncorp Roadside Assist, Suncorp Insurance Home Assist and Excess-free Glass optional covers. View full terms and conditions.