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Home Loan Protect 

Help ensure your home loan is looked after for you and your family in the event you are unable to. 

For a quote visit your nearest branch

Keep your home, not your mortgage

With a home loan to manage, there are a few things you may want to consider. Like who would take care of the repayments if something were to happen to you? Your partner? Your parents? Your children? It’s not something we like to think about, yet it’s important to protect those closest to you.

Home Loan Protect is a simple solution

A Suncorp Home Loan Protect policy can help ensure your home loan is looked after for you and your family in the event you are unable to. That means your family can stay where they are, with less worry about ongoing mortgage repayments. Enjoy the comfort of knowing you have solid plans in place for when they need it most.

Free for the first two months

Right now we are offering the first two months of your cover premiums free with any new Suncorp Home Loan Protect policy

What do you get?

Quick & easy to apply

No medical tests. Applying only takes just a few minutes. Please refer to the PDS for eligibility requirements.

Up to $1 million lump sum payment in the event of your death or diagnosis of a terminal illness

You can apply for any amount between $50,000 to $1,000,000 – up to the value of your home loan. In the event that your home loan balance is less than the total sum insured of your Suncorp Home Loan Protect policy at the time of your claim, you (or your legal personal representative) will be paid the additional amount above the balance of your home loan.

Up to $7,500 monthly benefit (optional)

Suncorp Home Loan Protect can pay out a monthly benefit if you become involuntarily unemployed or if you become disabled and are unable to work due to sickness or injury. Please refer to the PDS for eligibility requirements.

10% discount

We’ll give you 10% discount on your premium when insuring more than 1 person.

Pause your monthly repayments

The Premium Pause Benefit allows you to stop paying premiums for up to three months over the life of the policy. However during this period you will only be covered for accidental death.


The purchase of Suncorp Home Loan Protection will not affect the approval of your Home Loan.

Want to know more?

This information is a brief summary only and is not intended to provide details about all terms and conditions of Suncorp Home Loan Protect. Exclusions may also apply. Please refer to the Suncorp Home Loan Protect Product Disclosure Statement (PDF) for more information.