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Compare Life Insurance Solutions

Choosing the right life insurance can at first seem like a difficult and overwhelming process but Suncorp’s quick guide below outlines the key benefits of Suncorp life insurance products.

Which Life Insurance policy is right for you?

Life Protect

Lump sum benefit

Accidental Injury Plan

Lump sum benefit

Income Protection

Monthly benefit

Bill Protect

Monthly benefit

Funeral Insurance

Lump sum benefit

Accidental Death Plan

Lump sum benefit

Will I be covered if I die?

Yes, when within the terms of the policy.

Covers accidental death only.

Policy terms apply

Accidental death only in the first 12 months of your policy.

Premiums refunded for death caused by sickness in the first 12 months of your policy.

Policy terms apply

Yes but only if you die as a result of an accident.

Policy terms apply

Will I be covered if I become sick and cannot work?

Yes, but must be sick and unable to work in accordance with the policy. 

Policy terms including waiting periods apply

Yes, but must be sick and unable to work in accordance with the policy.

Policy terms including waiting periods apply

See “Will I be covered if I’m diagnosed with a terminal illness"

Will I be covered if I am injured and cannot work?

Covered for specified injuries only

Policy terms apply

Yes, but must be injured and unable to work in accordance with the policy. 

Policy terms including waiting periods apply

Yes, but must be injured and unable to work in accordance with the policy. 

Policy terms including waiting periods apply

Will I be covered if I’m diagnosed with a terminal illness?

Advancement of death benefit where you are diagnosed with a terminal illness. 

Policy terms apply

Yes, monthly benefit payable if you are sick and unable to work in accordance with the policy.

Policy terms including waiting periods apply

Yes, monthly benefit payable if you are sick and unable to work in accordance with the policy.

Policy terms including waiting periods apply

Early Payment Benefit for terminal illness after first 12 months of policy.

 Policy terms apply

What is the maximum cover (upon approved claim)?

Up to $1 million.

Policy terms apply 

Injury Benefit:
Up to $50,000 for the Standard Package and $100,000 for the Plus Package. Payment amount varies depending on injury type and package chosen.

Accidental Death:
$15,000 for the  Standard Package and $30,000 for the Plus Package.

Policy terms apply 

Disability benefit (for sickness or injury): Up to 75% of your income covered up to $10,000  per month for disability for 1 to 2 years depending on your policy.

Redundancy benefit (optional cover): up to $4,000 per month for 3 months if you become involuntarily unemployed. 

Policy terms including waiting and no-claim periods apply. 

Disability benefit (for sickness or injury): Up to $4,000 per monthfor 6, 12 or 24 months, depending on your policy.

Redundancy benefit (optional cover): up to $4,000 per monthfor 3 months if you become involuntarily unemployed.

Policy terms including waiting and no-claim periods apply.

Up to $15,000 lump sum for level premium type.

Up to $30,000 lump sum for stepped premium type.

Policy terms apply

Up to $500,000 lump sum.

Policy terms apply

What is the minimum cover (upon approved claim)?

Up to $100,000.

Policy terms apply

Injury Benefit:
Payment amounts starting from $500

Payment amount varies depending on injury type and package chosen.

Policy terms apply

Disability benefit (for sickness or injury): $1,000 per month for disability for 1 to 2 years depending on your policy.

Redundancy Benefit (optional cover): $1000 per month for 3 months if you become involuntarily unemployed.

Policy terms including waiting and no-claim periods apply.

Disability benefit (for sickness or injury): $1,000 per month for 6, 12 or 24 months depending on your policy.

Redundancy Benefit (optional cover):  $1000 per month for 3 months if you become involuntarily unemployed.

Policy terms including waiting and no-claim periods apply.

Lump sum of $5,000 for either stepped or level premium type.

Policy terms apply

Lump sum of$100,000.

Policy terms apply

What is the minimum age I can apply?

18

18

18

18

45

18

What is the maximum age I can apply?

60

75

60

60

75

75