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Life Insurance for Empty Nesters
Insurance for whatever stage of life you're at
Protecting your way of life and your future is just as important now as it has ever been
As your kids grow up and leave home to start their own lives, the focus comes back to you - and making sure you and your partner's way of life stays protected. While you no longer have to worry so much about covering your kids' day-to-day living expenses, it's still important to care about your own. That means protecting our income, protecting against accidents and injuries, and securing your partner's financial future
What cover might you consider?
With so many insurance options out there, working out which one is right for you can be difficult. To help you make the right decision, take a look at the different ways you can protect yourself from the risks you might face.
Life Protect
You might leave your partner financially vulnerable
Just because the kids have left home doesn’t mean you don’t have family that depends on you financially. If you still have mortgage or rent payments to cover, would your partner be able to cope without your income? The same applies for everyday expenses, such as bills, travelling costs and groceries – without your income, would there be enough money coming in to cover everything?
Income Protection
You could get injured in an accident
Whether you are taking some time out with your partner to caravan round Australia, whether you have a fender bender on the way to work, or whether you fall and fracture your wrist playing with the grandkids in the park – accidents can happen at any age, at any time. While most accidents are minor, some can be more serious – perhaps causing you to take time off work, perhaps requiring the help of a cleaner or a carer, or perhaps costing a lot in medical expenses.
Accidental Injury
You could get injured in an accident
Whether you are taking some time out with your partner to caravan round Australia, whether you have a fender bender on the way to work, or whether you fall and fracture your wrist playing with the grandkids in the park – accidents can happen at any age, at any time. While most accidents are minor, some can be more serious – perhaps causing you to take time off work, perhaps requiring the help of a cleaner or a carer, or perhaps costing a lot in medical expenses.
Funeral Insurance
You could leave your family to cover your funeral costs
No one likes to think about death. However, it can be costly – as far as funerals go anyway. If you were to pass away, would your partner or your family be able to cover the cost of the funeral at short notice? Having a death in the family is bad enough, having to come up with thousands of dollars to organise a funeral adds to an already stressful and emotional time.
Still unsure of the cover you need?
Our helpful interactive insurance calculator takes just a few minutes. It can help you decide how much cover you need and what types of cover will protect the ones you love most.
Need to talk?
Our friendly team of insurance specialists at our Australian based call centre can answer all your questions. Alternatively, if you feel your financial requirements are more complex and you require financial advice, you can turn to a Suncorp Financial Planner for help in assessing your risk and working out the cover that could meet your needs.
