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Top Hospital Cover

Suncorp Health Insurance’s most comprehensive cover. Includes everything in Everyday Plus Hospital, as well as pregnancy, birth and infertility treatments and all Medicare recognised in-hospital services.

4% monthly discount when paid by direct debit*
4% monthly discount when paid by direct debit*

How much?

From $43.36/week*
$500 excess

Great for:

Planning a family
Complete peace of mind

Get a quote

*Based on the price of a single in QLD, with a 0% Lifetime Health Cover Loading, Tier 0 Government rebate and a 4% direct debit discount. $500 excess applies.

What’s included in Top Hospital?

What’s excluded in Top Hospital?

Cosmetic surgery

Procedures not covered by Medicare

Not the level for you?

We have other options that might be more suitable.

I require fewer services

Everyday Plus

A high level of cover without paying for services you might not need like pregnancy and infertility related services.

Show next level down

To compare all levels of cover, see the Hospital Cover Comparison.

Who is this great for?

Having Children

Harry (27) & Pam (28)

Harry and Pam are both full-time workers, and are planning to start a family in the next 18 months. Their main concern is having health insurance cover that will cover them should they fall pregnant. To help relieve stress during this changing phase of their lives, they chose to upgrade to Top Hospital so they're covered for pregnancy and birth-related services.

Policy Booklets & Fact Sheets

Get the full picture - make sure you read the Policy Booklet and Fact Sheet

We are here to help

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Monday to Friday 8am to 8pm, AEST/AEDT
Saturday 9am to 1pm, AEST/AEDT

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This is a free service and you can
expect a call within 1 business day

Apply online

Get a quote and apply online in minutes.