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Top Hospital Cover

How much?

From $40.98/week*
$500 excess

Great for:

Planning a family
Complete peace of mind

*Based on the price for a single in QLD, with a 0% Lifetime Health Cover Loading, Tier 0 Government rebate, $500 Excess for hospital cover, and a 4% direct debit discount

What's covered in Top Hospital?

Suncorp Health Insurance’s most comprehensive cover including everything in Everyday Plus Hospital plus pregnancy, birth and infertility treatments and all Medicare recognised in-hospital services.

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Procedures you're covered for with a Benefit Limitation Period

Benefit Limitation Period (BLP) means that if you’re new to residential health insurance there will be significant out-of-pocket costs if you go to hospital for this treatment in your first 12 months on the policy. After serving the 2 month waiting period, your benefit will be limited to “Minimum Benefits Payable” for the following 10 months. After this period of time you are entitled to the full benefit claimable for the treatment.

Minimum Benefits Payable (MBP) means that we will pay the minimum amount of benefits that we are required to pay under the Private Health Insurance Act, to or on behalf of a customer for hospital treatment under a hospital cover. If you’re attending a Private Hospital for these services, there will be significant out-of-pocket costs. If a treatment important to you is listed as MBP, we recommend you consider a higher level of cover.

What’s excluded in Top Hospital?

Cosmetic surgery

Procedures not covered by Medicare

If you need cover for other procedures use our Compare Hospital Comparison to choose the right product for you.

Get the full picture - make sure you read the Policy Booklet

Is this the right health cover for me?

Having children – Harry, 27 & Pam, 28

Harry and Pam are both full-time workers, and are planning to start a family in the next 18 months. Their main concern is having health insurance cover that will cover them should they fall pregnant. To help relieve stress during this changing phase of their lives, they chose to upgrade to Top Hospital so they're covered for pregnancy and birth-related services.

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