Basic Hospital Plus Cover

Suncorp Health Insurance Basic Hospital Plus provides cover for the whole family, with cover for services like tonsils, adenoids and grommets. Accidents, dental surgery and joint reconstructions are also covered.

4% monthly discount when paid by direct debit*

4% monthly discount when paid by direct debit*

Great for:

Young & healthy
Families on a budget

What’s included in Basic Hospital Plus?

What’s covered for Minimum Benefits Payable?

Minimum Benefits Payable (MBP) means that we will pay the minimum amount of benefits that we are required to pay under the Private Health Insurance Act, to or on behalf of a customer for hospital treatment under a hospital cover. If you’re attending a Private Hospital for these services, there will be significant out-of-pocket costs. If a treatment important to you is listed as MBP, we recommend you consider a higher level of cover.

What’s excluded in Basic Hospital Plus?

All other Medicare Recognised Services

Chemotherapy, radiotherapy and immunotherapy for cancer

Brain and nervous system

Heart and vascular system

Back, neck and spine

Implantation of hearing devices

Joint Replacements

Dialysis for chronic kidney failure

Pregnancy and birth

Assisted reproductive services

Weight loss surgery

Cosmetic Surgery

Procedures not covered by Medicare

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Not the level for you?

We have other options that might be more suitable.

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I need more cover

Bronze Hospital

When you want more than the basics without paying for high-cost services you mightn't need, like back surgery.

Show next level up

To compare all levels of cover, see the Hospital Cover Comparison.

Who is this great for?

Young & Single

Greg (28)

Greg is a personal trainer, so he’s fit and healthy. He trains clients every day and plays footy on the weekend. Greg earns over $93,000 and doesn’t want to pay extra tax for not having private hospital cover, with the Medicare Levy Surcharge, which is why he chose Basic Hospital cover that also provides cover for any joint reconstructions. Also, because Greg is under 30, he may be eligible for a discount due to recent government changes to hospital cover.

Policy Booklets & Fact Sheets

Get the full picture - make sure you read the Policy Booklet and Fact Sheet

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