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Health Insurance Basic Plus Hospital

4% monthly discount when paid by direct debit*
4% monthly discount when paid by direct debit*

How much?

From $20.46/week*
$500 excess

Great for:

Young & healthy
Singles & couples

*Based on the price for a single in QLD, with a 0% Lifetime Health Cover Loading, Tier 0 Government rebate, $500 Excess for hospital cover, and a 4% direct debit discount. 

What's covered in Basic Plus Hospital?

Suncorp Health Insurance Basic Plus Hospital is the health insurance for when you want more than the basics without paying for high-cost services you mightn't need, like back surgery.

On top of emergency ambulance cover, dental surgery and accidents it also covers cancer surgery and in-hospital cancer treatment, brain surgery and stroke treatment.

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What’s covered for Minimum Benefits Payable?

Minimum Benefits Payable (MBP) means that we will pay the minimum amount of benefits that we are required to pay under the Private Health Insurance Act, to or on behalf of a customer for hospital treatment under a hospital cover. If you’re attending a Private Hospital for these services, there will be significant out-of-pocket costs. If a treatment important to you is listed as MBP, we recommend you consider a higher level of cover.

What’s excluded in Basic Plus Hospital?

Assisted reproductive services

Back Surgery

Cochlear implant surgery & bone-anchored hearing devices

Cosmetic surgery

Eye treatment & surgery

Heart-related procedures & surgery

Infertility investigations

Joint replacements

Obesity & weight loss surgery

Pregnancy & birth-related services

Procedures not covered by Medicare

Renal dialysis

If you need cover for other procedures use our Compare Hospital Comparison to choose the right product for you.

Get the full picture - make sure you read the Policy Booklet

Is this the right health cover for me?

Young and single – Greg, 28

Greg is a personal trainer, so he's fit and healthy. He trains clients every day, and plays footy on the weekend. Greg earns over $90,000 and doesn't want the hassle of paying extra tax for not having private hospital cover, with the Medicare Levy Surcharge, which is why he chose Basic Plus Hospital that also protects him for any joint reconstructions.

Family on a budget – June, 34 & Craig, 34

June works part-time as an accountant while Craig is a builder. They may plan to have children in the future, but right now they're happy with just the two of them. Their highest expense at the moment is paying off their mortgage while renovating. They chose Basic Plus Hospital because it fits with their budget and will help to avoid public hospital queues should they need treatment for services covered by their policy.

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