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Basic Plus Hospital Cover

When you want more than the basics without paying for high-cost services you mightn't need like back surgery and eye surgery.

4% monthly discount when paid by direct debit*
4% monthly discount when paid by direct debit*

How much?

From $20.46/week*
$500 excess

Great for:

Young & Healthy
Singles & Couples

Get a quote

*Based on the price of a single in QLD, with a 0% Lifetime Health Cover Loading, Tier 0 Government rebate and a 4% direct debit discount. $500 excess applies.

What’s included in Basic Plus Hospital?

What’s covered for Minimum Benefits Payable?

Minimum Benefits Payable (MBP) means that we will pay the minimum amount of benefits that we are required to pay under the Private Health Insurance Act, to or on behalf of a customer for hospital treatment under a hospital cover. If you’re attending a Private Hospital for these services, there will be significant out-of-pocket costs. If a treatment important to you is listed as MBP, we recommend you consider a higher level of cover.

Not the level for you?

We have other options that might be more suitable.

I require fewer services


Cover for the young and healthy, and families on a budget, Basic includes services like dental surgery, tonsils and adenoid removal, hernia repair and joint reconstructions.

Show next level down

I require more services


A higher level of cover for some of the most commonly claimed services, plus additional services like back surgery, palliative care and rehabilitation.

Show next level up

To compare all levels of cover, see the Hospital Cover Comparison.

Who is this great for?

Family on a budget

June (34) & Craig (34)

June works part-time as an accountant while Craig is a builder. They may plan to have children in the future, but right now they're happy with just the two of them. Their highest expense at the moment is paying off their mortgage while renovating. They chose Basic Plus Hospital because it fits with their budget and will help to avoid public hospital queues should they need treatment for services covered by their policy.

Policy Booklets & Fact Sheets

Get the full picture - make sure you read the Policy Booklet and Fact Sheet

We are here to help

Call us

Monday to Friday 8am to 6pm, AEDT

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expect a call within 3 business days

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