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Silver Advantage Hospital Plus

A high level of health cover without paying for services you might not need like pregnancy and birth services.

4% monthly discount when paid by direct debit*
4% monthly discount when paid by direct debit*

Great for:

Older singles or couples
Completed families

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What's included in Silver Advantage Hospital Plus?

What’s covered for Minimum Benefits Payable?

Minimum Benefits Payable (MBP) means that we will pay the minimum amount of benefits that we are required to pay under the Private Health Insurance Act, to or on behalf of a customer for hospital treatment under a hospital cover. If you’re attending a Private Hospital for these services, there will be significant out-of-pocket costs. If a treatment important to you is listed as MBP, we recommend you consider a higher level of cover.

What's excluded in Silver Advantage Hospital Plus?

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Cosmetic surgery
Procedures not covered by Medicare

Not the level for you?

We have other options that might be more suitable.

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I require fewer services

Silver Everyday Hospital Plus

A higher level of cover for some of the most commonly claimed services, plus additional services like back, neck and spine, palliative care and rehabilitation.

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I require more services

Gold Hospital

Our most comprehensive cover. Includes everything in Silver Advantages Hospital Plus, as well as pregnancy and birth and all Medicare recognised in-hospital services.

Show next level up

To compare all levels of cover, see the Hospital Cover Comparison.

Who is this great for?

Empty Nesters

John (60) and Frances (59)

John and Frances have been working their whole lives so that they could pay off their mortgage and ensure their children had plenty of opportunities. Their kids have now grown up and left home to start their own lives, so John and Frances are bringing the focus back to themselves. They took out Silver Advantage Hospital Plus health insurance to help cover some of the costs of hospital services covered on their policy.

Completed Families

Marcia (43) & Michael, (49) & Penny (14)

Marcia works in advertising and Michael is a full-time executive assistant. Marcia trains every morning at 5:30am and competes in triathlons on the weekends. While Marcia and Michael have a mortgage, they're pretty set with their routine and finances. They chose Silver Advantage Hospital Plus to cover joint investigations and replacements in case Marcia runs into trouble.

Policy Booklets & Fact Sheets

Get the full picture - make sure you read the Policy Booklet and Fact Sheet

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