Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Everyday Hospital Cover

A higher level of health cover for some of the most commonly claimed services plus additional services like back surgery, heart related procedures and surgery, palliative care and rehabilitation.

4% monthly discount when paid by direct debit*
4% monthly discount when paid by direct debit*

How much?

From $26.34/week*
$500 excess

Great for:

Older singles or couples

Get a quote

*Based on the price of a single in QLD, with a 0% Lifetime Health Cover Loading, Tier 0 Government rebate and a 4% direct debit discount. $500 excess applies.

What’s included in Everyday Hospital?

What’s covered for Minimum Benefits Payable?

Minimum Benefits Payable (MBP) means that we will pay the minimum amount of benefits that we are required to pay under the Private Health Insurance Act, to or on behalf of a customer for hospital treatment under a hospital cover. If you’re attending a Private Hospital for these services, there will be significant out-of-pocket costs. If a treatment important to you is listed as MBP, we recommend you consider a higher level of cover.

What’s excluded in Everyday Hospital?

Not the level for you?

We have other options that might be more suitable.

I require fewer services

Basic Plus

When you want more than the basics without paying for high-cost services you mightn't need, like back surgery.

Show next level down

I require more services

Everyday Plus

A higher level of cover without paying for services you might not need like pregnancy and infertility related services.

Show next level up

To compare all levels of cover, see the Hospital Cover Comparison.

Who is this great for?

Older singles

Margaret (55)

Margaret is beginning to think about her retirement, though for now she's still working four days a week as project manager at a large organisation. She wants to be healthy so that when she does retire she can look after her grandkids and play golf. She took out Everyday Hospital to ensure she's covered should she need treatment for services covered by her policy.


Tania (32) & James, (34) & Sara (4) & Ben (2)

Tania is a nurse and James is a business development manager. Their children, Sara and Ben, attend childcare most days of the week. Tania and James juggle kids, work, a mortgage, and the weekly shop between them. Busy with full-time work and their two kids, they chose Everyday Hospital so that if something happens to one of them, they’re covered should they need treatment for services covered by their policy.

Policy Booklets & Fact Sheets

Get the full picture - make sure you read the Policy Booklet and Fact Sheet

We are here to help

Call us

Monday to Friday 8am to 6pm, AEDT

Request a call back

This is a free service and you can
expect a call within 3 business days

Apply online

Get a quote and apply online in minutes.

Looking to cover this?

Looking to cover this?