Payments and renewals

Yes, it may be, however if your son or daughter has their own car it should be insured in their own name.

Insurance premiums can, and often do, change from one year to the next. These changes can be influenced by factors, like:

• the increasing frequency and severity of weather events
• fluctuating repair costs
• improved data
• the number of claims we receive in a year, and
• discounts or free coverage offers that no longer apply this year.

Don’t just set and forget your insurance. When renewal time rolls around, log in and check that your details are up to date. You can make updates to your excess, optional covers or changing how your vehicle is insured (amount covered or its market value).

For more information, refer to why car insurance premiums change.

You can make updates to your policy online. Just log in to My Suncorp.

To update your personal details, register for Suncorp online services on our website. Once you’ve logged in, find the applicable policy in the list, click on it and select ‘update details’.

Any person that you know will drive your car repeatedly should be listed as a driver on your policy.

The exception to this are learner drivers who do not need to be listed on the policy until they get their licence. They will still be covered while driving the car while on their learners and the relevant parts of the PDS will apply to any claim. A standard excess and other applicable excesses (such as an age excess or inexperienced driver excess) apply if the learner is driving at the time of the incident.

It is always better to list any person on your policy who will drive your car, as if you don’t, it may result in an additional excess, a reduction or refusal of a claim. Please note: Learner drivers are not covered to drive a Hire Car obtained under your insurance policy. We also do not cover any driver under the age of 25 while driving a High-Performance vehicle.

Please refer to the PDS for more information.

Your policy number can be found on your certificate of insurance. Can’t find your policy number? Find my policy.