Home Insurance payments
Thank you for insuring with Suncorp. To make payments and renewals easy we have a few different options available.
How to renew your Home, Contents & Landlord insurance
Update and Renew
It only takes a few minutes!
Now is the perfect time to review and update your policy so you’re only paying for the cover you need.
Pay my renewal
No need to log in! You’ll just need your policy number or Payment Reference Number
Need something else?
Retrieve a quote and payPay a missed instalmentPay an excessUpdate payment details
Ways to save
Adjust Your Sum Insured
Make sure your sum insured reflects the value of your home. That way, you’re not overpaying for too much when you don’t need it, or covered for too little when you do.
Review level of cover (optional extras)
Check your policy covers what you need so you're not paying extra for things you don’t
Vary your excess
You can lower your premium by increasing your excess on eligible policies.
Multi policy discount*
Combine any three or more eligible policies and you could be eligible for a 15% multi-policy discount
* to qualify for the 15% Multi Policy Discount (the MPD) you must have 3 or more eligible paid personal insurance policies with Suncorp Insurance. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the exact same name on each eligible policy. The eligible policies to qualify for the MPD are Suncorp Home, Contents, Landlord, Car, CTP, Motorcycle, Caravan (including trailer), Motorhome and Boat insurance.
Suncorp CTP insurance counts as an eligible policy, but you will not receive the MPD on the premium as it cannot be discounted due to Queensland legislation.
The MPD does not apply to the Suncorp Insurance Home Assist or Excess-free glass cover portion of your premium, if you have selected these optional covers with Suncorp Home Insurance or Suncorp Roadside Assist if you have selected this optional cover for Suncorp Comprehensive Car Insurance. Taxes and charges are not discounted. Read full terms and conditions.
Multi policy discount*
Seniors discount (Qld)
You may qualify for our Queensland Seniors Card Holder discount.
How much are your home and contents worth?
Use the Suncorp Home Building and Contents calculators to estimate the cost of replacing what matters to you, so you can choose a sum insured you're confident in.
Estimate the cost to rebuild
This calculator can help you work out the estimated rebuild cost of your home to help you choose your sum insured.
Estimate your contents coverage
This calculator can help you estimate the cost to replace your contents so you can choose the amount of cover you need.
What's covered
It's important to know what you're covered for.
Insured events
Common myths
For full details please see our PDS and Target Market determination.
Learn more with Suncorp
What affects my home and contents insurance renewal price?
You're not just imagining it - home Insurance prices are going up. But knowing why, and what you might be able to do about it, can help you take control.
7 Surprising things covered by Suncorp Home and contents Insurance
From food spoilage to energy costs, and even your Captain America shield - here are seven things you may not know are covered by your Suncorp Home and Contents Insurance.
How to prepare your home for storm and cyclone season
Cyclones can be devastating. Preparing your home ahead of time may help reduce damage and lessen the financial and emotional impact.
Frequently Asked Questions
To update your personal details, register for Suncorp online services on our website. Once you’ve logged in, find the applicable policy in the list, click on it and select ‘update details’.
If you hold a Suncorp Insurance policy that can be renewed online, you can pay via Payments & Renewals using Visa, MasterCard or American Express.
Suncorp offers three levels of Home & Contents Insurance: Classic Home and Contents, Classic Extras Home and Contents, and Classic Advantages Home and Contents. You can compare the three types of cover on our website to see which product is right for you and suits your needs.
If you have missed a monthly instalment payment, you can easily catch up by making a one-off payment via the Suncorp Insurance App or your My Suncorp account.
After the numerous flooding events throughout the country in recent years, it is important that we provide our customers with flood cover even if it is unlikely a flood will occur at their address.
Your policy number can be found on your certificate of insurance. Or, you can find it through our online policy finder.
Got a saved quote you want to purchase?
Multi policy discount*
Combine any three or more eligible policies and you could be eligible for a 15% multi-policy discount
* to qualify for the 15% Multi Policy Discount (the MPD) you must have 3 or more eligible paid personal insurance policies with Suncorp Insurance. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the exact same name on each eligible policy. The eligible policies to qualify for the MPD are Suncorp Home, Contents, Landlord, Car, CTP, Motorcycle, Caravan (including trailer), Motorhome and Boat insurance.
Suncorp CTP insurance counts as an eligible policy, but you will not receive the MPD on the premium as it cannot be discounted due to Queensland legislation.
The MPD does not apply to the Suncorp Insurance Home Assist or Excess-free glass cover portion of your premium, if you have selected these optional covers with Suncorp Home Insurance or Suncorp Roadside Assist if you have selected this optional cover for Suncorp Comprehensive Car Insurance. Taxes and charges are not discounted. Read full terms and conditions.
Home Building Calculator
This calculator has some questions included that you may not find in other calculators, which will impact the estimate that is calculated.