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Car Insurance payments
Thank you for insuring with Suncorp. To make payments and renewals easy we have a few different options available.
How to renew your car insurance
Update and Renew
It only takes a few minutes!
Now is the perfect time to review and update your policy so you’re only paying for the cover you need.
OR USE THE APP
Pay my renewal
No need to log in! You’ll just need your policy number or Payment Reference Number
Ways to save
Low kilometre saving
Applicants who drive fewer than 10,000km a year may be eligible for a reduced premium on Comprehensive Car Insurance.
Review level of cover
Check your policy provides what you need so you don’t pay extra for what you don’t.
Vary your excess
You can lower your premium by increasing your excess on eligible policies.
Update listed drivers
Your premium and excess payments can be influenced by, among other things, where your car is kept overnight and the people who drive your car regularly. Make sure you keep your policy details up to date to ensure that your premiums and excess are exactly what they should be.
Update listed drivers
Multi policy discount*
Combine any three or more eligible policies and get a 15% multipolicy discount.
* to qualify for the 15% Multiple Policy Discount (the MPD) you must have 3 or more eligible paid personal insurance policies with Suncorp Insurance. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name and date of birth on each eligible policy. The eligible policies to qualify for the MPD are Suncorp Home, Contents, Landlord, Car, CTP, Motorcycle, Caravan (including trailer), Motorhome and Boat.
Suncorp CTP counts as an eligible policy, but you will not receive the MPD on the premium as it cannot be discounted due to Queensland legislation.
The MPD does not apply to the Suncorp Insurance Home Assist or Excess-free glass cover portion of your premium, if you have selected these optional covers with Suncorp Home Insurance or Suncorp Roadside Assist if you have selected this optional cover for Suncorp Comprehensive Car Insurance. Read full terms and conditions.
Multi policy discount*
Update finance
If your car was under finance when you took out your car insurance, but you’ve since paid off the loan, make sure that’s reflected on your policy. You may save quite a bit of money!
Update finance
What's covered
It's important to know what you're covered for.
Comprehensive car
Optional extras
Third party damage
Third party fire and theft
Learn more with Suncorp
Car Insurance Prices explained
Suncorp car insurance up for renewal? Find out how your renewal premiums are calculated and how you can take some control over them.
Can I renew my expired car insurance
Need to renew a recently expired car insurance policy? Learn about the process for Suncorp Car Insurance in this short guide.
Why should you check your amount covered at renewal time
When it comes time to complete your car insurance renewal, find out why you should check your amount covered.
Frequently Asked Questions
To update your personal details, register for Suncorp online services on our website. Once you’ve logged in, find the applicable policy in the list, click on it and select ‘update details’.
If you hold a Suncorp Insurance policy that can be renewed online, you can pay via Payments & Renewals using Visa, MasterCard or American Express.
An excess is the amount you pay towards the cost of a claim for each incident covered by your policy. The total excess you're required to pay can depend on the circumstances of your claim. You might have to pay more than one type of excess when you claim. Excess types and amounts are shown on your certificate of insurance.
You can find out more information about this in the applicable Product Disclosure Statement (PDS) and Car Insurance Additional Information Guide. The Target Market Determination is also available.
Any person that you know will drive your car repeatedly should be listed as a driver on your policy.
The exception to this are learner drivers who do not need to be listed on the policy until they get their licence. They will still be covered while driving the car while on their learners and the relevant parts of the PDS will apply to any claim. A standard excess and other applicable excesses apply if the learner is driving at the time of the incident.
It is always better to list any person on your policy who will drive your car, as if you don’t, it may result in an additional excess, a reduction or refusal of a claim. Please note: Learner drivers are not covered to drive a Hire Car obtained under your insurance policy. We also do not cover any driver under the age of 25 while driving a High-Performance vehicle.
Please refer to the PDS for more information.
You can add or remove the listed drivers on your policy at any time through your My Suncorp account. Simply log in to your My Suncorp account, select your policy from the list of policies available then choose the ‘Update policy’ option. Select ‘Listed Drivers’ under the ‘Update my policy’ heading to update details.
If your policy is due for renewal, you can still update your details through My Suncorp account. Once logged in, select your policy up for renewal and then choose the ‘Renew Now’ option. Select ‘update and pay’. From there, update ‘Listed Drivers’ under the ‘Listed Drivers’ heading.
View a video explanation of how to update your policy details online.
Your policy number can be found on your certificate of insurance. Or, you can find it through our online policy finder.
Got a saved quote you want to purchase?
Update listed drivers
Your premium and excess payments can be influenced by, among other things, where your car is kept overnight and the people who drive your car regularly. Make sure you keep your policy details up to date to ensure that your premiums and excess are exactly what they should be.
Multi policy discount*
Combine any three or more eligible policies and get a 15% multipolicy discount.
* to qualify for the 15% Multiple Policy Discount (the MPD) you must have 3 or more eligible paid personal insurance policies with Suncorp Insurance. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name and date of birth on each eligible policy. The eligible policies to qualify for the MPD are Suncorp Home, Contents, Landlord, Car, CTP, Motorcycle, Caravan (including trailer), Motorhome and Boat.
Suncorp CTP counts as an eligible policy, but you will not receive the MPD on the premium as it cannot be discounted due to Queensland legislation.
The MPD does not apply to the Suncorp Insurance Home Assist or Excess-free glass cover portion of your premium, if you have selected these optional covers with Suncorp Home Insurance or Suncorp Roadside Assist if you have selected this optional cover for Suncorp Comprehensive Car Insurance. Read full terms and conditions.
Update finance
If your car was under finance when you took out your car insurance, but you’ve since paid off the loan, make sure that’s reflected on your policy. You may save quite a bit of money!
