Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Ways to Save

If it’s important to you, it matters to us, and we know making great savings on your insurance is one of those things.

Combine & Save with Multi-Policy Discounts

Combine any 3 or more eligible policies with Suncorp Insurance and we'll give you a 15% Multi Policy Discount. Eligible policies are Suncorp Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat. Suncorp CTP counts as an eligible policy, but can't be discounted due to Queensland legislation. Comprehensive Car Insurance counts as an eligible policy, but the discount does not apply to the Suncorp Roadside Assist optional cover.

For full Terms & Conditions click here.

How to save on your Home Insurance

Home & Contents Insurance

We offer three different levels of home insurance that provide a range of options and limits to make it easier for you.

Building/Contents/Landord Insurance

Purchase one of these policies online and receive a $50 discount. 

Seniors Discount

You could qualify for our Queensland card holder discount.

Varying your excess

You decide how much you pay or save when buying or renewing your insurance. Choose from a range of excess options – increase your excess to minimise your premium

How to save on your Car Insurance

Comprehensive Car Insurance

With three levels of cover and a range of customisable cover options, you can choose what suits you and your budget best. Get $50 off when you buy your policy online.

Third Party Car Insurance

Basic Car Insurance for those who don’t need comprehensive insurance but would like the reassurance of knowing you’re covered for accidental damage to other people’s property.

Low kilometre saving

Applicants who drive fewer than 10,000km a year may be eligible for a reduced premium.

10% Family Discount

If you're under 25 years old and your parent also has comprehensive car insurance, you’ll receive 10% discount on your own comprehensive premium.

Adjust your excess

The range of voluntary excess we offer for our comprehensive levels of cover is between $100 and $900. Choosing a higher excess can help reduce your premium.

Specify the age of additional drivers

If the driver is listed on the certificate of insurance, the age excess is $400. If the driver is not listed on the certificate of insurance, the age excess is $1,400.

Claims Free Driver Rewards

Claims Free Driver Rewards recognises your years of good driving experience with us. See the table below for more details.

Save with Claims Free Driver Rewards

1 Year

Save 2.5%

2-3 Years

Save 5%

4-8 Years

Save 7.5%

9-13 Years

Save 10%

14+ Years

Save 15%

Each year you comprehensively insure your car with us without making an excess payable claim, we will reward you with up to a maximum of 15% of your rated premium as a credit on your next comprehensive renewal premium for that car. Not available with Rating 1 for life.

Get a Car Insurance quote

Find out more about Car Insurance


How to save on your Health Insurance

4% Direct Debit Discount

Receive a 4% discount on your monthly premiums when you pay by direct debit from a bank, building society or credit union cheque or savings account.