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Compare Home Building Insurance

Compare our 3 levels of cover available for your home.

Retrieve a quote

Features and benefits

Classic

Classic Extras

Classic Advantages

Cover for loss or damage to your home, garages and sheds from events such as floods, storms, fires and theft#

Classic

Classic Extras

Classic Advantages

Classic

Optional

We pay up to a further 25% of the home sum insured

Classic Extras

Automatically  included

We pay up to a further 25% of the home sum insured

Classic Advantages

Automatically included

We pay up to a further  30% of the home sum insured

Classic

Optional

Classic Extras

Automatically included

Classic Advantages

Automatically included

Classic

Optional

Classic Extras

Automatically included

Classic Advantages

Automatically included

Classic

10% of the home sum insured up to a period of 12 months

Classic Extras

10% of the home sum insured up to a period of 12 months

Classic Advantages

10% of the home sum insured up to a period of 24 months

Classic

Classic Extras

Up to $1,500

Classic Advantages

Up to $2,000

Classic

10% of the home sum insured

Classic Extras

15% of the home sum insured

Classic Advantages

20% of the home sum insured

Classic

10% of the home sum insured

Classic Extras

15% of the home sum insured

Classic Advantages

20% of the home sum insured

Classic

Classic Extras

$500 per quarter for up to 4 quarters

Classic Advantages

$750 per quarter for up to 4 quarters

Classic

Classic Extras

Up to $1,000

Classic Advantages

Up to $2,000 

Classic

Up to $2,500 of your net costs

Classic Extras

Up to $3,500 of your net costs

Classic Advantages

Up to $5,000 of your net costs

Classic

Up to $1,000

Classic Extras

Up to $1,500

Classic Advantages

Up to $2,000

Classic

Up to $500

Classic Extras

Up to $1,000

Classic Advantages

Up to $2,500

Classic

Classic Extras

Classic Advantages

Up to $2,500

Classic

Up to $1,500

Classic Extras

Up to $2,000

Classic Advantages

Up to $2,500

Classic

Classic Extras

Classic Advantages

Up to 12 weeks 

Classic

Up to $5,000

Classic Extras

Up to $7,500

Classic Advantages

Up to $10,000

Classic

Up to $5,000 

Classic Extras

Up to $5,000

Classic Advantages

Up to $5,000

Classic

Up to $15,000

Classic Extras

Up to $20,000

Classic Advantages

Up to $20,000

Want to know more?

This is just a summary, for full details of what is and isn't covered please refer to the Home Building Insurance Product Disclosure Statement (PDF)

Hire car after a not at fault incident

If you’ve had an incident that’s not your fault, we’ll arrange and pay for you to have a hire car while your car is being repaired. Disclaimer: Conditions apply. Name, address and registration number of the person at fault must be supplied. For more information read the PDS. Please note: A hire car cannot be used by learner drivers or drivers under 25. Terms and conditions apply see the PDS for full details

Hire car after theft for up to 21 days

We'll cover the daily hire cost of a "similar make or model" (up to $75/day) hire car following theft, or attempted theft for up to 21 days following an approved claim. Conditions apply. Please note: A hire car cannot be used by learner drivers or drivers under 25. Terms and conditions apply see the PDS for full details.

After claim expenses

If your car's stolen or damaged in an incident we will pay up to a total of $1000 towards:

  • emergency travel and accommodation if your car's not safe to drive and you're more than 100klm away from home
  • emergency repairs to make your car roadworthy or safe so that you can get to your destination or to a repairer
  • replacing your personal property such as clothing or electronic and telecommunicaiton devices lost or damaged at the time of the incident.

Note: you need to provide us with all invoices and receipts