Frequently asked questions about Funeral Insurance
The Suncorp Funeral team know it’s a difficult topic, but discussing your ideal funeral arrangements with your family, while keeping your budget in mind, will allow you to make an informed decision about funeral insurance.
Yes, you can nominate a beneficiary of your Funeral Benefit payout. You can nominate one or more beneficiaries.
You can add other adults, aged between 45 and 80, to your funeral cover. You can choose to cover each insured adult with different benefit amounts from $3,000 up to $15,000. However, the premium for each additional adult must be equal to or more than the discount you receive for insuring additional adults.
The Suncorp Funeral Insurance team understand your circumstances may change. If you find you can’t pay your policy premium, please contact the team and they will do what they can to try and help you. If a policy is cancelled or lapses all premiums paid to date are lost. The value promise only holds in the event of a claim.
Yes – a Funeral Benefit will not be paid out if the policyholder dies within the first 12 months as a result of:
- an accident that happened before their policy commencement date
- a sickness, or
- an intentional self-inflicted act.
Yes, you can if you’re:
- aged between 45 and 80 (inclusive)
- a New Zealand citizen or permanent resident, and
- residing in Australia on a permanent basis.
Funeral Insurance offers you the peace of mind that your loved ones won’t be left with a financial burden when you pass due to expenses from funeral costs.