Any person that you know will drive your car repeatedly should be listed as a driver on your policy.  The exception to this are learner drivers who do not need to be listed on the policy until they get their licence.  They will still be covered while driving the car while on their learners and the relevant parts of the PDS will apply to any claim. An excess of $400 will apply (in addition to any other excess) if the learner is driving at the time of an incident.

It is always better to list any person on your policy who will drive your car, as if you don’t it may result in additional excesses, a reduction or refusal of a claim. Please refer to the PDS for more information.