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2 year new-for-old car replacement after a total loss

Your car becomes a total loss if it is uneconomical or unsafe to repair, including where the combined repair costs and salvage value are likely to be more than the amount covered by your policy.

If your car is a total loss (which includes where your car is stolen and unrecovered after 14 days and we accept your claim for theft), and less than 2 years old and you bought it new, we'll replace your car with a new one of the same or similar make and model.

Refer to the PDS for more information.

Hire car after theft for up to 21 days

We'll cover the reasonable cost of a hire car that meets your needs for up to 21 days following theft covered by your policy.

Please note: A hire car cannot be used by learner drivers. 

Terms, exclusions and conditions apply. See the PDS for full details. 

Lifetime repair guarantee

For repairs we authorise, the quality of the workmanship and materials used in the repair of your car are guaranteed for the life of your car.

Comprehensive Car Insurance

Get $50 off when you quote and buy online^

Cover for:

Limits, conditions, and exclusions apply. Refer to the Product Disclosure Statement for more information.

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Home & Contents Insurance

Get $100 off when you quote and buy online^

Cover for:

  • Floods, storms, fire (including bushfire)1 and theft
  • Loss or damage to your home and its contents from insured events
  • Temporary accommodation if your home becomes unliveable, due to an insured event
  • Home Assist for emergency callouts (can be added as an optional extra)2

Limits, conditions, and exclusions apply. Refer to the Product Disclosure Statement for more information.

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Proudly local

Born in Queensland, trusted across Australia.

Award winning

Awarded by Canstar for most affordable quality contents cover.

Quality cover when it matters

We work to get you back on track with hassle-free claims.

Your home has something important to tell you.

Suncorp Haven lets you hear from your home about its weather risks and how you can help make it stronger.

Listen to your home

Learn more with Suncorp

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^Offer available only for the purchase of a new eligible policy of insurance issued by AAI Limited ABN 48 005 297 807 AFSL 230859 trading as Suncorp Insurance. Discount will be applied upon purchase of the new eligible policy of insurance and subtracted from the price of the premium.

If you’re eligible for more than one discount, we apply any subsequent discount to the already discounted premium (usually before adding taxes and charges).

Insurance issued by AAI Limited ABN 48 005 297 807 AFSL 230859 trading as Suncorp Insurance. Limits, conditions and exclusions apply. Before buying this insurance, read the relevant PDS and consider whether it is right for you. The Target Market Determination is also available.

**Your car becomes a total loss if it is uneconomical or unsafe to repair, including where the combined repair costs and salvage value are likely to be more than the amount covered by your policy. If your car is a total loss (which includes where your car is stolen and unrecovered after 14 days and we accept your claim for theft), and less than 2 years old and you bought it new, we'll replace your car with a new one of the same or similar make and model. Refer to  the PDS for more information.

1We do not insure you for bushfire, storm, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). We don't cover retaining walls or damage caused by flood or storm to wharves, jetties, pontoons, other exclusions apply. See PDS for more details.

2Suncorp Insurance Home Assist provides you with 3 emergency call-outs per policy year when you need urgent assistance from a plumber, electrician, locksmith or carpenter, due to a sudden or unforeseen incident at the home. This cover is not available for the first 24 hours after it is added to your policy (for an additional premium). Refer to the PDS for more information.

2 year new-for-old car replacement after a total loss

Your car becomes a total loss if it is uneconomical or unsafe to repair, including where the combined repair costs and salvage value are likely to be more than the amount covered by your policy.

If your car is a total loss (which includes where your car is stolen and unrecovered after 14 days and we accept your claim for theft), and less than 2 years old and you bought it new, we'll replace your car with a new one of the same or similar make and model.

Refer to the PDS for more information.

Hire car after theft for up to 21 days

We'll cover the reasonable cost of a hire car that meets your needs for up to 21 days following theft covered by your policy.

Please note: A hire car cannot be used by learner drivers. 

Terms, exclusions and conditions apply. See the PDS for full details. 

Lifetime repair guarantee

For repairs we authorise, the quality of the workmanship and materials used in the repair of your car are guaranteed for the life of your car.