Cover for the big things – such as the theft of your boat, or accidental loss or damage due to things like fire, storms and sinking. Plus, we offer other benefits like up to $5,000 contents cover automatically included.

Cover for your legal liability for loss or damage to someone else’s property caused by your boat.

If your boat hull, boat motor(s) or boat trailer is a write off and less than 2 years old, we will pay what it costs us to replace a new one of the same manufacturer, of the same or similar model, similar specification or the nearest possible match to your boat hull, boat motor(s) or boat trailer.

Write off: When we decide that your boat hull, boat motor(s) or boat trailer is uneconomical, impractical or unsafe to repair. We call this a 'total loss' in the PDS.

Up to $10 million cover for death or injury to other people or damage to their prop-erty caused by your boat. A lower limit applies to pollution liability.

Up to $250,000 liability cover for pollution from oil, fuel or waste following an incident.

Up to $5,000 when you or the operator of your boat are fatally injured in an incident that caused loss or damage to your boat.

Up to $5,000 toward emergency expenses when your boat is damaged in an insured incident and emergency actions are necessary e.g. the outboard motor on your boat has struck a log and won’t operate and you need to be towed.

Up to $5,000 for Maritime Rescue expenses when you and your boat are lost and missing.

Up to $500 to get you back to your usual place of residence after your boat has been lost or damaged or to pick up your boat after it has been repaired.

Up to $1,000 to tow your boat to the nearest place of safety or repair if it has been damaged in an insured incident.

Up to $1,000 for the inspection of your hull after running aground in an incident that’s covered as part of your insurance. 

If you replace your boat while you’re insured with us, we’ll cover the new one for 14 days, and may insure it for longer at our discretion. Speak to us to find out your options

Up to $10 million liability cover for accidents that happen during water skiing activities.

Cover for when you race up to 100 nautical miles.

If you don’t use your boat during parts of the year, you can lower your premium by reducing your cover. Talk to us to find out more. 

If the $5,000 contents cover isn’t enough, simply ask us about increasing it for an extra premium.