Cover for the big things – such as the theft of your boat, or accidental loss or damage due to things like fire, storms and sinking. Plus, we offer other benefits like up to $5,000 contents cover automatically included.
Third Party Cover
Cover for your legal liability for loss or damage to someone else’s property caused by your boat.
If your boat hull, boat motor(s) or boat trailer is a write off and less than 2 years old, we will pay what it costs us to replace a new one of the same manufacturer, of the same or similar model, similar specification or the nearest possible match to your boat hull, boat motor(s) or boat trailer.
Write off: When we decide that your boat hull, boat motor(s) or boat trailer is uneconomical, impractical or unsafe to repair. We call this a 'total loss' in the PDS.
Boat contents cover
We’ll automatically include cover for your boat’s contents. We’ll pay up to $1,000 for an EPIRB, VHF or HF radio, up to $500 for any other item, and up to $5,000 in total for any one insured incident. Some items, such as mobile phones, food and sunglasses, are not covered. Please see the PDS for a complete list of limits and inclusions.
Legal liability cover
Up to $10 million cover for death or injury to other people or damage to their prop-erty caused by your boat. A lower limit applies to pollution liability.
Salvage and removal costs
Pollution by oil, fuel or waste
Up to $250,000 liability cover for pollution from oil, fuel or waste following an incident.
Up to $5,000 when you or the operator of your boat are fatally injured in an incident that caused loss or damage to your boat.
Up to $5,000 toward emergency expenses when your boat is damaged in an insured incident and emergency actions are necessary e.g. the outboard motor on your boat has struck a log and won’t operate and you need to be towed.
Up to $5,000 for Maritime Rescue expenses when you and your boat are lost and missing.
Emergency travel costs
Up to $500 to get you back to your usual place of residence after your boat has been lost or damaged or to pick up your boat after it has been repaired.
Road towing costs
Up to $1,000 to tow your boat to the nearest place of safety or repair if it has been damaged in an insured incident.
Inspection of hull after running aground
Up to $1,000 for the inspection of your hull after running aground in an incident that’s covered as part of your insurance.
Replacing your boat
If you replace your boat while you’re insured with us, we’ll cover the new one for 14 days, and may insure it for longer at our discretion. Speak to us to find out your options
Up to $10 million liability cover for accidents that happen during water skiing activities.
Cover for sailing boats when racing
Cover for when you race up to 100 nautical miles.
If you don’t use your boat during parts of the year, you can lower your premium by reducing your cover. Talk to us to find out more.
Optional: Additional cover for boat contents
If the $5,000 contents cover isn’t enough, simply ask us about increasing it for an extra premium.