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Compare Contents Insurance

Protection for your most important items. Compare our 3 levels of cover for the contents of your home

Retrieve a quote

 

Features and benefits

Classic

Classic Extras

Classic Advantages

Cover for the loss or damage to the contents of your home from events such as floods, storms, fires and theft.

Optional

Optional

Optional

Optional

Optional

Automatically included

Automatically included

Optional

Automatically included

Automatically included

Optional

Optional

Optional

Up to 10% of the general contents sum insured up to a period of 12 months

Up to 10% of the general contents sum insured up to a period of 12 months

Up to 10% of the general contents sum insured up to a period of 12 months

Removal of debris

We’ll cover the cost to dispose of your damaged contents after an event that we cover.

Up to 10% of the general contents sum insured

Up to 15% of the general contents sum insured

Up to 20% of the general contents sum insured

Up to $5,000

Up to $7,500

Up to $10,000

$5,000

$5,000

$5,000

Up to $500

Up to $1,000

Up to $2,000

Contents on common property

We’ll cover contents attached to common areas if your contents are insured in a unit.

Up to $1,000

Up to $1,500

Up to $1,500

Up to $2,000

Contents in transit

We’ll give you limited cover for your contents when moving from one home to another.

Up to the general contents sum insured

Up to the general contents sum insured

Up to the general contents sum insured

Damage from physical injury or incident

We’ll cover you for loss or damage to and /or soiling of your contents as a result of physical assaults or death.

Up to $15,000

Up to $20,000

Up to $20,000

Up to $1,000

Up to $1,500

Up to $5,000

Up to $500

Up to $1,000

Up to $2,000

Up to $500

Up to $1,000

Up to $2,000

Up to $1,500

Up to $2,500

Up to $5,000

Up to 25% of the general contents sum insured for up to 180 days unless they are stored in a bank deposit box

Up to 30% of the general contents sum insured for up to 180 days unless they are stored in a bank deposit box

Up to 35% of the general contents sum insured for up to 180 days unless they are stored in a bank deposit box

Up to the general contents sum insured

Up to the general contents sum insured

Up to the general contents sum insured

Up to 12 weeks 

Contents with fixed limits

Some contents items have fixed limits in the home. You can increase your limit by selecting a higher level of cover.

Classic

Classic Extras

Classic Advantages

Tools of trade and equipment used for a business activity (not ‘Home office equipment’)

Classic

Up to $1,000 in total

Classic Extras

Up to $2,000 in total

Classic Advantages

Up to $5,000 in total

Home office equipment used for a business activity

Classic

Up to $10,000 in total

Classic Extras

Up to $15,000 in total

Classic Advantages

Up to $20,000 in total

Cash, smart cards, phone cards, documents able to be cashed or traded, vouchers, tickets, money orders or stamps (not in a set or collection)

Classic

Up to $300 in total

Classic Extras

Up to $400 in total

Classic Advantages

Up to $500 in total

Uncut and unset gems, gold or silver nuggets, bullion and ingots (not jewellery)

Classic

Up to $500 in total

Classic Extras

Up to $700 in total

Classic Advantages

Up to $1,000 in total

Refrigerated food, frozen food and medicines

Classic

Up to $500 in total

Classic Extras

Up to $1,000 in total

Classic Advantages

Up to $2,000 in total

Contents with flexible limits

Some contents have flexible limits in the home. You can choose a higher level of cover to increase the limit or you can choose to specify these items individually for their full replacement value.

Classic

Classic Extras

Classic Advantages

Jewellery and watches

Classic

$1,000 per item or set up to $4,000 in total

Classic Extras

$2,500 per item or set up to $10,000 in total

Classic Advantages

$10,000 per item or set up to $40,000 in total

Carpets or rugs that are handwoven

Classic

$2,000 per item

Classic Extras

$5,000 per item

Classic Advantages

Contents sum insured

Paintings, pictures, works of art, antiques, sculptures, ornaments and art objects

Classic

$10,000 per item or set up to $50,000 in total

Classic Extras

$20,000 per item or set up to $80,000 in total

Classic Advantages

$200,000 in total

Classic

$2,000 per item

Classic Extras

$5,000 in total

Classic Advantages

$50,000 in total

Want to know more?

This is just a summary, for full details of what is and isn't covered please refer to the Home & Contents Insurance Product Disclosure Statement (PDS)

Hire car after a not at fault incident

If you’ve had an incident that’s not your fault, we’ll arrange and pay for you to have a hire car while your car is being repaired. Disclaimer: Conditions apply. Name, address and registration number of the person at fault must be supplied. For more information read the PDS. Please note: A hire car cannot be used by learner drivers or drivers under 25. Terms and conditions apply see the PDS for full details

Hire car after theft for up to 21 days

We'll cover the daily hire cost of a "similar make or model" (up to $75/day) hire car following theft, or attempted theft for up to 21 days following an approved claim. Conditions apply. Please note: A hire car cannot be used by learner drivers or drivers under 25. Terms and conditions apply see the PDS for full details.

After claim expenses

If your car's stolen or damaged in an incident we will pay up to a total of $1000 towards:

  • emergency travel and accommodation if your car's not safe to drive and you're more than 100klm away from home
  • emergency repairs to make your car roadworthy or safe so that you can get to your destination or to a repairer
  • replacing your personal property such as clothing or electronic and telecommunicaiton devices lost or damaged at the time of the incident.

Note: you need to provide us with all invoices and receipts