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Compare Contents Insurance

Protection for your most important items. Compare our 3 levels of cover for the contents of your home

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Covers and benefits

Classic

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Classic Extras

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Classic Advantages

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Cover for the loss or damage to the contents of your home from events such as floods, storms, fires and theft.

Optional

Optional

Optional

Optional

Optional

Automatically included

Automatically included

Optional

Automatically included

Automatically included

Optional

Optional

Optional

Up to 10% of general contents sum insured

Up to 10% of general contents sum insured

Up to 10% of general contents sum insured

Up to 10% of the general contents sum insured

Up to 15% of the general contents sum insured

Up to 20% of the general contents sum insured

Up to $20,000

Up to $20,000

Up to $20,000

$5,000

$5,000

$5,000

Up to $500

Up to $1,000

Up to $2,000

Up to $1,000

Up to $1,500

Up to $1,500

Up to $2,000

Up to the general contents sum insured

Up to the general contents sum insured

Up to the general contents sum insured

Up to $500

Up to $1,000

Up to $2,000

Up to $500

Up to $1,000

Up to $2,000

Up to 25% of the general contents sum insured for up to 180 days unless they are stored in a bank deposit box

Up to 30% of the general contents sum insured for up to 180 days unless they are stored in a bank deposit box

Up to 35% of the general contents sum insured for up to 180 days unless they are stored in a bank deposit box

Up to the general contents sum insured

Up to the general contents sum insured

Up to the general contents sum insured

Up to 12 weeks 

Automatically included

Automatically included

Automatically included

Contents with fixed limits

Some contents items have fixed limits in the home. You can increase your limit by selecting a higher level of cover.

Classic

Classic Extras

Classic Advantages

Tools of trade and equipment used for a business activity (not ‘Home office equipment’)

Classic

Up to $1,000 in total

Classic Extras

Up to $2,000 in total

Classic Advantages

Up to $5,000 in total

Refrigerated food, frozen food and medicines

Classic

Up to $500 in total

Classic Extras

Up to $1,000 in total

Classic Advantages

Up to $2,000 in total

Contents with flexible limits

Some contents have flexible limits in the home. You can choose a higher level of cover to increase the limit or you can choose to specify these items individually for their full replacement value.

Classic

Classic Extras

Classic Advantages

Jewellery and watches

Classic

$2,000 per item or set up to $4,000 in total

Classic Extras

$3,000 per item or set up to $10,000 in total

Classic Advantages

$10,000 per item or set up to $40,000 in total

Carpets or rugs that are handwoven

Classic

$2,000 per item

Classic Extras

$5,000 per item

Classic Advantages

Contents sum insured

Paintings, pictures, works of art, antiques, sculptures, ornaments and art objects

Classic

$10,000 per item or set up to $50,000 in total

Classic Extras

$20,000 per item or set up to $80,000 in total

Classic Advantages

$200,000 in total

Classic

$2,000 per item

Classic Extras

$5,000 in total

Classic Advantages

$50,000 in total

Want to know more?

This is just a summary, for full details of what is and isn't covered please refer to the Home & Contents Insurance Product Disclosure Statement (PDS)