Suncorp Health Insurance “2 and 6 Month Waiver” Offer Terms and Conditions

Suncorp Health Insurance “2 and 6 Month Waiver” Offer Terms and Conditions

1. These Terms and Conditions apply to the Suncorp Health Insurance “2 and 6 Month Waiver” (“Offer”). This Offer and these Terms and Conditions are issued by nib health funds limited ABN 83 000 124 381 (“nib”). By joining, claimants agree to be bound by these conditions.
2. The Promoter of this Offer is Platform CoVentures Pty Ltd ABN 82 626 829 623 (“PC”) of Level 23, 80 Ann Street, Brisbane Qld 4000 (“Promoter”).
3. The Offer commences at 12:00 am (AEDT) on 01 December 2023 and closes at 11.59 pm (AEDT) on 31 January 2024 (”Offer Period”).
4. The Offer is open only to Australian citizens, permanent residents of Australia or those who are entitled to full reciprocal rights under Medicare, registered for Medicare and listed on an active Medicare card, who are 18 years or over as at the date of joining (being the date of completion of join) (“Eligible Members”).
5. The Offer is only available to Eligible Members who join a Suncorp combined Hospital and Extras health insurance product through Suncorp’s approved channels during the Offer Period (“Eligible Product”). The Offer does not apply to the purchase of nib Overseas Students Health Insurance, nib International Workers Health Insurance, nib Corporate Private Health Insurance, Qantas Health Insurance, AAMI Health Insurance, Apia Health Insurance, GU Health Insurance, ING Health Insurance, Priceline Health Insurance, Real Health Insurance, Seniors Health Insurance, or any policyholder moving from one of these products to an Eligible Product. The Offer excludes any non-health related insurance products underwritten or distributed by the nib Group (e.g. Travel).
6. nib may request proof of age, identity and residency to the extent required to ensure the Eligible Member meets the requirements for joining the Eligible Product.
7. For clarity, Eligible Members who join an Eligible Product (during the Offer Period), which has a policy start date outside of the Offer Period, can qualify for the Offer subject to their compliance with:
   1. these Terms and Conditions (including but not limited to the Eligibility Requirements); and
   2. any other terms and conditions imposed by nib in relation to the selection of policy start dates
8. The Offer consists of waiving the 2 and 6 month waiting period for Eligible Members on all Extras services that normally require a 2 or 6 month waiting period under the relevant Eligible Product.
9. Eligible Members must meet all of the following requirements (“Eligibility Requirements”):
   1. the Eligible Member must successfully join an Eligible Product during the Offer Period through one of Suncorp’s approved channels (Suncorp website www.suncorp.com.au or Suncorp call centre);
   2. the Eligible Member must not be a current policyholder of a product issued by nib (including nib Overseas Students Health Insurance, nib International Workers Health Insurance, nib Corporate Private Health Insurance, Qantas Health Insurance, Suncorp Health Insurance, GU Health Insurance, AAMI Health Insurance, Apia Health Insurance, ING, Priceline Health Insurance, Real Health Insurance, Seniors Health Insurance) at the time of joining the Eligible Product, or have joined and cancelled any of these policies 6 months before or during the Offer Period; and
   3. the Eligible Member must not be an employee of nib or the Promoter.
10. Limit of one Offer per policy for each Eligible Product commenced during the Offer Period.
11. The Offer cannot be combined with any other offer or promotion unless stated otherwise.
12. nib will apply the Offer at the policy start date of the Eligible Product.
13. Each Eligible Member acknowledges that the Offer cannot be redeemed for cash, returned for a refund, or be replaced after expiry and is not legal tender, an account card, a credit or security.
14. Subject to any rights any person has under any law, nib and the Promoter excludes all liability to the maximum extent allowed by law, for any loss or damage (including loss of opportunity, profits or business) in relation to or resulting from this Offer.
15. Nothing in these conditions restricts, excludes, modifies or purports to restrict, exclude or modify any statutory consumer rights under any applicable law including the Competition and Consumer Act 2010 (Cth).
16. nib may at any time, amend or withdraw all or any part of this Offer and substitute with another offer of equal or greater value. Eligible Members will not be entitled to any compensation in the event that the Offer or element of the Offer has been substituted at equal or greater value.
17. nib reserves the right to disqualify any persons that provides false information or who seeks to gain an unfair advantage or to manipulate this Offer.
18. Personal information will be collected by nib for the purpose of conducting and promoting this Offer, and to assist nib to improve their services. By claiming this Offer, each Eligible Member consents to storage and use of their personal information by the Promoter in accordance with its Privacy Policy (at http://www.suncorp.com.au/privacy) and nib in accordance with its Privacy Policy (at https://www.nib.com.au/legal/privacy-policy). If the personal information is not provided, the member may not participate in this Offer.