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We will postpone Health insurance premium increases this year until 1 November 2022 to provide COVID-19 financial relief. Call 13 11 55 for more information.

Health Insurance

Suncorp Health Insurance has flexible cover options to take the worry out of injury and illness. You can get cover for in-hospital treatments, everyday extras, or both, for a little extra peace of mind.

Special Offer

Special Offer Get up to $400 off your policy when you take out combined Hospital and Extras Cover^.

Ends 31 August. T&Cs apply.

What is health insurance?

Most private health insurance lets you pick a level of cover to help pay some of the cost of medical services and treatments, such as in-hospital treatments and everyday health services like optical and dental. The kind and level of cover you choose often depends on your health or wellbeing needs and your budget.

You can buy Hospital and Extras as a combined cover for peace of mind, or you can choose Hospital only or Extras only. Taking out a Suncorp Health Insurance Extras policy means that every time you claim for an insured service or treatment, you’ll get 60% or 75% back depending on your product, up to the annual limit.

How much do you value your body?

Why Suncorp Health Insurance?

Pay with direct debit and save 4%

Receive a 4% discount on your monthly premiums when you pay by direct debit^.

Dedicated team

We’ve teamed up with nib health funds to develop a great range of new Suncorp Health Insurance products.

60% or 75% back on Extras Cover

Depending on the cover you choose, get 60% or 75% of the treatment cost back, up to your annual limit.

Claim online anytime

Claiming made easy – you can even just upload a photo of your receipt to claim.

What you get with Suncorp Health Insurance

Hospital and Extras cover bought together or separately.

Hospital Cover

Cover for healthcare costs in hospitals

pencil sketch for home

Private hospital accommodation

Sketch for group in a cultural way

Avoid public hospital waiting lists

Medical instrument stethoscope sketch

Choose your specialist

Extras Cover

Cover for services you can use every day to stay healthy

Sketch for dental surgery

Dental check-ups

Optical sketch

New glasses

Pencil sketch of spine in human body

Physio & Chiro

Get a quote in 60 seconds

Get a quote

Need a coverage that suits your lifestage?

Your needs, priorities and finances can change over the course of your life. So choosing the right Health Insurance for your stage of life can help you focus on the important things.

Explore Health Lifestage Guide

icon - switch arrows   Switching funds?

There’s no re-serving waiting periods – if you’ve already served a waiting period for equivalent services with your old fund.

Find out more

Frequently Asked Questions

Useful tips from our experts

Hospital Cover

When you need to go to hospital it's Hospital Cover that helps pay for treatment as a private patient. Things like accommodation, intensive care, surgery and any prescription medication required for specific treatment when you’re in hospital are covered under Hospital Cover, depending on your level of cover.

Extras Cover

Extras Cover helps with common healthcare services not usually covered by Medicare. It's for services like dental check-ups, spectacles from the optometrist, and physio appointments if you pull a muscle.

Get the full picture - make sure you read the Policy Booklet

Health Insurance Articles

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Apply online

Get a quote and apply online in minutes.

^This Offer is only available to new members who join a combined Suncorp Health Insurance Hospital & Extras policy by 11:59pm (AEST) 31 August 2022. Not available to existing health insurance policyholders with AAMI, Apia, Suncorp, ING, nib, GU Health or Qantas, or to previous policyholders who have held health insurance with any of these brands and cancelled their policy 6 months before or during the Offer Period.

The Offer consists of adjusting the “paid to” date on the qualifying policy to reflect the reduction off the premium payable for an amount equating to AU$200 (inclusive of GST) for a singles policy, or AU$400 (inclusive of GST) for a couples, family, or single parent family policy. The Eligible Member must maintain the Eligible Product up to the date of the Offer being applied to the active policy, being 12 October 2022 for policies joined between 01 July 2022 to 31 July 2022, and 16 November 2022 for policies joined between 01 August 2022 and 31 August 2022. The Offer will be forfeited if the Eligible Member is not an active policyholder on this date. 

See full terms and conditions. Suncorp Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib.  nib is not a part of the Suncorp Group. Read the policy booklet before buying this insurance.