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Health Insurance

Suncorp Health Insurance has flexible cover options to take the worry out of injury and illness. You can get cover for in-hospital treatments, everyday extras, or both, for a little extra peace of mind.

   Special Offer

Get $175 off your policy when you join a new Combined Hospital and Extras cover with Suncorp Health Insurance plus we’ll waive the 2 & 6 month waiting periods on Extras.

Ends 31 October 2019. T&C’s apply#

What is health insurance?

Most private health insurance lets you pick a level of cover to help pay some of the cost of medical services and treatments, such as in-hospital treatments and everyday health services like optical and dental. The kind and level of cover you choose often depends on your health or wellbeing needs and your budget.

You can buy Hospital and Extras as a combined cover for peace of mind, or you can choose Hospital only or Extras only. Taking out a Suncorp Health Insurance Extras policy means that every time you claim for an insured service or treatment, you’ll get 60% or 75% back depending on your product, up to the annual limit.

How much do you value your body?

Why Suncorp Health Insurance?

Pay with direct debit and save 4%

Receive a 4% discount on your monthly premiums when you pay by direct debit^.

Dedicated team

We’ve teamed up with nib health funds to develop a great range of new Suncorp Health Insurance products.

60% or 75% back on Extras Cover

Depending on the cover you choose, get 60% or 75% of the treatment cost back, up to your annual limit.

Claim online anytime

Claiming made easy – you can even just upload a photo of your receipt to claim.

What you get with Suncorp Health Insurance

Hospital and Extras cover bought together or separately.

Hospital Cover

Cover for healthcare costs in hospitals

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Private hospital accommodation

Sketch for group in a cultural way

Avoid public hospital waiting lists

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Choose your specialist

Extras Cover

Cover for services you can use every day to stay healthy

Sketch for dental surgery

Dental check-ups

Optical sketch

New glasses

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Physio & Chiro

Get a quote in 60 seconds

Get a quote

icon switch default 40x40  Switching funds?

There’s no re-serving waiting periods – if you’ve already served a waiting period for equivalent services with your old fund.

Find out more

Useful tips from our experts

Hospital Cover

When you need to go to hospital it's Hospital Cover that helps pay for treatment as a private patient. Things like accommodation, intensive care, surgery and any prescription medication required for specific treatment when you’re in hospital are covered under Hospital Cover, depending on your level of cover.

Extras Cover

Extras Cover helps with common healthcare services not usually covered by Medicare. It's for services like dental check-ups, spectacles from the optometrist, and physio appointments if you pull a muscle.

Get the full picture - make sure you read the Policy Booklet

Still have questions? We're here to help.

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Monday to Friday 8am to 6pm, AEDT

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#This offer is only available to new customers who take out a combined Suncorp Hospital & Extras policy by 11:59pm AEST 31 October 2019. $175 off the policy will be fulfilled after the policy has been held consecutively until, and has been paid up to, 16 December 2019. The $175 will be applied by adjusting the premium paid to date and will be referenced in the primary policyholder's policy statement. Waiver only available on services requiring a 2 or 6 month wait on chosen Extras cover. Longer waiting periods may apply for some services. Waiting periods already served with your current health insurance fund will be recognised and you won’t have to re-serve those waiting periods on equivalent services. Not available to existing Suncorp, nib, Apia or Qantas Health Insurance customers or to previous policyholders who have joined and cancelled 6 months before or during the offer period. See full terms and conditions.

Suncorp Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib.