For the Disability Benefit each time you claim, you can be paid for up to 1 or 2 years, depending on the benefit period you chose when you took out the policy, as long as you remain disabled for that time. You can claim any number of times over the life of the policy.

For the Redundancy Benefit you can claim the benefit for 3 months for any one claim while you are involuntarily unemployed. The maximum benefit claimable for any insured person is 12 months.