It’s easy to renew your cover without looking it over, but it’s always a good idea to double check that your details are correct. Here are a few examples:
- If your driving habits have shifted since you took out your policy, and the number of kilometres you drive has changed, you should ensure that’s reflected in your policy.
- Check that the listed drivers are the usual drivers of your car. Refer to the AIG for information regarding excesses that apply for different drivers.
- If your car was under finance when you took out your car insurance, but you’ve now paid off the loan, make sure your policy reflects this.
- If your home has been renovated recently, make sure the sum insured is still sufficient for your home.
Review your optional covers so that your policy still has everything you need. If a change is needed, you can add or remove optional covers to fit your circumstances.
You can easily manage your policy online. When reviewing your policy, always consider your own personal circumstances.