Am I covered if I am towing my boat and I hit another car, or reverse into a parked car causing damage?
Your boat insurance does not cover this. When the boat trailer is attached to a vehicle of any description, the legal liability for incidents arising from the towing of your boat trailer falls to the driver or operator of the towing vehicle. So if there is any damage caused to another party’s vehicle, this would usually be covered under the car insurance of the towing vehicle and not the boat insurance policy. If your boat has Suncorp Comprehensive Boat Insurance, we would in this situation cover your boat to the extent it is damaged in the incident (assuming no exclusions apply) but not any damage to a third party’s vehicle or the towing vehicle.
Refer to the PDS for more details.